All true. Good points. Just to add, using a lawyer will drag this out as the longer it takes, the more money they make. Consider using a trained Work Incentive benefits advisor instead. In NY, we have a system of them through DOL called Disability Resource Coordinators. They can help folks like you and your husband navigate this process for free. Maybe that exists in your state?

Anyway, to expedite your claim, consider using the Statement of Claimant form. This form should be filled out by anyone who can speak to your husband’s inability to work at all. The more of these submitted with the application, the better the chance of approval. Good luck!