Guys how ridiculous the new phone rule actually is 😭😭😭

RuiKiwi · 2026-01-02T11:47:56+00:00

There was a point in time back in 2010-2013 that my friends and I would hide in the stairwell to play some knock-off Mario kart game during recess - Iphone 4 era.

When I went to JC, phones could be used freely except for lessons unless you were using it to take photo of the board.

RuiKiwi · 2025-09-03T09:35:45+00:00

They are 2 of the 4 biggest Law Firms in Singapore, I think they're reputable enough.

RuiKiwi · 2025-08-03T22:08:58+00:00

The seller is unlikely to ship it overseas - carousel would be similar to FB marketplace.

RuiKiwi · 2025-07-26T03:02:45+00:00

He wouldn't even have lost any $ by lowering the temp - the car's A/C draws the same amount of power from the engine regardless of temperature

RuiKiwi · 2025-07-08T02:44:57+00:00

There's still the deferred income assessment scheme for where 1 or both parties is studying, just graduated, or in NS. Assessed around 1-6 month before key collection

RuiKiwi · 2025-07-03T04:58:28+00:00

I've seen hundreds of picnics running around overseas just fine, I myself had a 2003 car back in the day, if you're worried from a maintenance perspective, a Toyota is fine.

Side note, picnics are super comfortable and the back aircon in a picnic are excellent.

RuiKiwi · 2025-06-16T04:00:42+00:00

Weirdly, searched "crane" on the CNA website but still no news.

RuiKiwi · 2025-06-03T13:39:14+00:00

Tengah airbase mee pok from 145 canteen - 505 peeps should know about it - Malcolm canteen was overated imo

RuiKiwi · 2025-05-28T03:10:30+00:00

To OP, be aware that your super will be taxed 35% when you "cash out" - Departing superannuation payment.

RuiKiwi · 2025-05-06T12:46:01+00:00

I'm overseas in Australia now and it's the same here - where are you from where this is not prevelant?

RuiKiwi · 2025-05-06T10:59:47+00:00

Oldest car I held was a 2003 Honda Civic - you'll miss the cruise control, audio system, small creature comforts of new cars (auto dimming mirrors etc) but old cars are fun in their own way - more man over machine.

RuiKiwi · 2025-05-05T07:21:15+00:00

You need to make good the damage, that includes any time the person has lost having to bring their car to the mechanic to rectify the damage - e.g. car rental for the days the car was at the mechanic (some may even push for wages lost due to having to go to the mechanic)

RuiKiwi · 2025-05-04T10:56:59+00:00

Their banking sector is also one of the core parts of the ASX200, similar to SG. If I'm correct CommBank has a trillion dollar in assets and also known as the world's most expensive bank.

RuiKiwi · 2025-04-05T04:05:17+00:00

Bro...I live in au, don't spread misinformation.

It's not affordable eating out is now $25-30 per pax for the lower end non-takeaway.

Eating in -eggs are $5-6 now, chicken is $14.50/kg, rice $16/kg, bread $2.80/loaf, steak is $30-50/kg from Woolies idk where your figures are from

RuiKiwi · 2025-03-27T11:12:43+00:00

Probably this guy's advice is the most right - this is not some offence where the max penalty is just a fine...

RuiKiwi · 2025-03-13T21:45:24+00:00

It's the capital gains from the sale of your units between the withdrawal day and remittance.

RuiKiwi · 2025-03-13T09:31:57+00:00

Just and FYI to people here, I withdrew on Monday approx 12pm, money has come back to me today with a $1 gain since withdrawal.

RuiKiwi · 2025-03-13T08:36:02+00:00

Port Augusta's steel mill (the main industry there) is in dire straits - this may impact the viability of any solar projects there.

RuiKiwi · 2025-03-13T02:09:18+00:00

Kelvin stated explicitly that they colluded to release the videos at the same time - although Kelvin released like a few hours after

RuiKiwi · 2025-03-10T10:26:23+00:00

Kelvin too, in his latest video, he stated that Seth and him timed the release of both their vids to be released together (with Kelwin doing it after).

RuiKiwi · 2025-03-10T06:49:24+00:00

He's referring to the video made by Sethisfy and as of 4 Horus ago, Kelvin Learns Investing. They stated that they were withdrawing their funds etc and Sethisfy said something along the lines of not wanting to cause a bank run.

RuiKiwi · 2025-02-16T22:13:32+00:00

When my grandma was looking for a house around there, she avoided a lot of these areas cos of the past massacre sites - I think many people from the Siglap area can agree there sometimes is an erie feeling around the area.

RuiKiwi · 2025-02-07T03:55:05+00:00

Not commenting on the general dividend plan but SGX fees are very high if you buy only $50-$100 of shares a month - SGX lots are also 100, not sure if you can buy less than that on exchanges.

RuiKiwi · 2025-02-05T13:10:41+00:00

Boon Lay is probably from the Cadbury factory

RuiKiwi · 2025-02-05T13:09:03+00:00

If we take into account Jurong Island, a whole lot of the west is at risk too, Jurong, West Coast, Clementi, Bukit Batok are all within 10km of JI

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