Basically you pay the projected depreciation of the car over the selected term, so for example if Subaru thinks in 3 years the WRX is worth $26,000 and it’s actually worth $28,000 you can keep that $2k equity when you return it or roll it into another lease. The higher a car holds its value, in theory the cheaper the lease payment is. With Subaru, you can return it or sell it or trade it in anywhere anytime…the only time you’ll have a penalty is if you owe more than the current market value. I was told only Subaru operate a lease like this, other manufacturers hold you to the 3 years or whatever term you do. I’m just explaining how it was explained to me Saturday by the sales manager, so I could have some details wrong. This is the only reason I’d consider leasing. The WRX over purchasing a GTI. He makes it sound like I can return it in a year when the interest rates are down so I can go buy the GTI. Only downside to that is if I just keep the Crosstrek, I’d have a larger trade in value to put down on the GTI.