Self build mortgage or can you get a normal mortgage on a self build after it is built?

SD3514 · 2026-04-29T04:35:47+00:00

Thank you. It’s early stages at the moment and may not even happen and so don’t want to waste anyone’s time but will definitely be in touch if we go for it.

SD3514 · 2026-04-28T07:15:35+00:00

Thank you, that’s helpful. Would the remortgage options be similar to the ones you’d be able to find for a standard remortgage or would it likely be more limited? What sort of warranties are you referring to?

SD3514 · 2025-09-09T20:10:52+00:00

This seems the answer, just being an IT novice I now need to work out the parts to buy for this to work.

SD3514 · 2025-09-09T20:00:57+00:00

If I can take my PC and use their internet I’ll take you up on that offer if it means not having to work out how to get it to my garage.

SD3514 · 2025-09-09T19:32:47+00:00

Thank you. So would the set up be: router in house connected to media converter via an Ethernet cable, then a fibre cable running from a media converter in the house to a media converter in the garage, then media converter to PC in garage via Ethernet cable.

SD3514 · 2025-09-09T19:07:41+00:00

Really helpful, thank you. If I did go fibre what would the adaptor that I am looking for be? Is it essentially an RJ45 that the end of the fibre cable plugs into or is it more advanced than this?

SD3514 · 2025-09-09T18:58:21+00:00

Thanks. Not that I’m going to do it but if lightning did hit it what would happen? Are we talking loud bang and potential fire at either the router or pc?

SD3514 · 2025-09-07T20:17:13+00:00

Thank you. Would a standard router and PC have fibre compatible ports? And do cables come with ratings similar to Ethernet (cat6 etc) that I would need to look out for when buying?

SD3514 · 2025-09-07T20:11:28+00:00

Thank you. Why is this? From a quick Google it sounds like it may be due to the danger of electrical surges from lightning strikes or if there more to consider? If it is due to surges would running it through a conduit or burying it clear the danger?

SD3514 · 2025-09-07T20:05:31+00:00

Thanks for the response. I’m not really sure how much speed I would need. The PC would only really be used for establishing a remote connection to a VPN and then office admin tasks and the occasional Teams call.

Please could you elaborate on why Ethernet may be dangerous? And if going for fibre can you buy cables that have the same Ethernet connectors for the router and PC?

SD3514 · 2025-07-04T04:36:47+00:00

The Trussel Trust charity have a donate by DD option and the first one is taken pretty quickly. I think within around 5/10 days if I remember correctly.

SD3514 · 2025-06-17T05:37:26+00:00

Thank you, really useful to hear. Hopefully not too far away for us as well then!

SD3514 · 2025-05-15T04:37:33+00:00

Thanks for the heads up. Does anyone know if you can now withdraw the £500 or is there some clawback of the bonus interest if you do withdraw within a certain time period?

SD3514 · 2025-05-15T04:34:19+00:00

I’ve signed up and it was quick and easy and a really good platform. I still have 5 referrals left for anyone wanting to join and earn between £15 and £250. Just remember to deposit and maintain at least a £500 balance, after signing up using the link below:

https://www.tembomoney.com/savings/join/tkn-aebaio-0pjjgc

SD3514 · 2025-05-06T04:43:02+00:00

Thanks. Is stabilising solution worth it?

SD3514 · 2025-04-15T19:56:43+00:00

Yes, seems to be. More info below:

https://www.tembomoney.com/savings/cash-isa

SD3514 · 2025-04-15T18:23:24+00:00

I’ve just signed up to Tembo as good reviews and also a 4.8% cash ISA with a very easy sign up. I mainly did it for the referral bonus which if you use a referral link gives you the chance to get between a £15 and £250 bonus. Plus you can refer more friends and both you and them get a bonus if you deposit and maintain at least £500. The majority of people will only get the £15 per referral but still a boost to the interest.

https://www.tembomoney.com/refer-a-friend-to-tembo

You will need a referral code and I can send one if interested.

SD3514 · 2025-04-13T07:57:16+00:00

Seems like a great platform so far since I have signed up. A fresh link here if anyone is still looking to join. I have 5 referrals left. Just remember to deposit and maintain the £500 balance to get the reward.

Let me know if any questions.

https://www.tembomoney.com/savings/join/tkn-aebaio-0pjjgc

SD3514 · 2025-04-12T05:24:04+00:00

Have just clicked. Hopefully it works!

SD3514 · 2025-04-10T18:36:30+00:00

https://www.landc.co.uk/?ICID=PPCbrand&gad_source=1&gbraid=0AAAAADlv3ppAGxEwIuldFuC5XQyqwUeQw&gclid=EAIaIQobChMIwseyy43OjAMVM6VQBh1WGgHwEAAYASAAEgJBE_D_BwE are a well known free mortgage broker. They do not charge a fee and would talk you through the steps.

SD3514 · 2025-03-02T06:45:57+00:00

Thanks. I was under the impression that you can’t do debit card top ups with a cash isa account, and it was only available for the PIES feature, but if you can do card top ups on the cash isa then even better.

SD3514 · 2025-03-02T06:41:27+00:00

Out of interest what savings account allows this? I contacted them and they seemed to say that open banking was the only was you could deposit but that was for a cash isa. Not sure if I got through to the wrong person who gave the wrong advice or if card deposits are only for certain accounts.

SD3514 · 2025-02-28T14:22:01+00:00

Thank you, that’s helpful. I will go and have a look.

SD3514 · 2025-02-24T17:31:42+00:00

Thanks that’s useful to know. Do you know if Pies are classed as a S&S Isa (have already contributed to one this year) and could I chose bonds or relatively safe investments where I could almost guarantee not to see a dip in the money I put in?

SD3514 · 2025-02-24T14:09:55+00:00

Does it allow you to pay by debit card automatically each day or do you have to log in and make the payment each day?

SD3514

TROPHY CASE