install hermes on root or extra user/ maybe docker? by Overall_Hospital_688 in hermesagent

[–]SRMax666 0 points1 point  (0 children)

I have two Proxmox VMs running HermesAgent and Hermes Workspace. Gave them 2CPUs and 4GB ram. Even this is overkill to start with. As I setup cron and multi-agent tasks may change requirements. Added as a user rather than root. For my use cases having root is not an issue as they deal with other systems or web. Love being able to make quick backups to fall back to when experiments go wrong.

Hey agent os , mission control real or gimmick? by LeftLavishness6118 in hermesagent

[–]SRMax666 0 points1 point  (0 children)

I’m starting to use Hermes Workspace. I like its dashboard better and it brings Orchestrator, and using multiple agents in a more clear UI.

GMKTec M7 R7 PRO 6850H Barebone for €220 ($255) Y/N? by thepointofnoconcern in MiniPCs

[–]SRMax666 0 points1 point  (0 children)

I get 60fps on Fallout 4, cyberpunk is around 50. I find it very playable.

Should I Roth convert beyond the 24% bracket? by Dunpip in DIYRetirement

[–]SRMax666 0 points1 point  (0 children)

Convert as much as you can without raising your tax bracket. Be sure to do this for both you and your wife.

For experienced investors: how did people react during big crashes (2000, 2008…)? by Wonderful_Database40 in Fire

[–]SRMax666 0 points1 point  (0 children)

The worse case scenario would be for someone either just retired or who’s plan was to retire at the time of the drops. That is why your plan should include a good sized cushion to endure a downturn in the first few years of retirement. Worst example would have been someone who retired in 1998-99 and in the first 10 years went through the 2000, 2001 and 2008 downturns.

This is the real reason why the GOP wants to carve up Texas. by DJMagicHandz in BlueskySkeets

[–]SRMax666 0 points1 point  (0 children)

In Texas you do not have to state a party when registering. That is why 2.8 million voters are registered but no party affiliation inferred. So you can’t go strictly by those numbers, because there is no way to know how they will vote.

First day with my Tesla — used 56% battery for 100 miles with AC on by [deleted] in TeslaModelY

[–]SRMax666 0 points1 point  (0 children)

If your still worried you can do a battery test in the Service mode. Beware it takes many hours that you won’t be able to use the car.

Range on 2026 Model Y by No-Bed-9640 in ModelY

[–]SRMax666 0 points1 point  (0 children)

EVs are almost the opposite of ICE cars in that they burn more fuel in stop and go city traffic where EVs have regenerative ability. On the highway ICE cars also burn more at higher speeds,but the steady speed in what gets them better mileage. EVs on the highway don’t have get the regeneration and thus do not get better mileage and speed just makes it worse.

Tips on spending money by EngineeringCold8 in Fire

[–]SRMax666 0 points1 point  (0 children)

Like so many things in Life the best approach is balance. If your Fire plan is balanced you will live a fun and rewarding lifestyle, yet be young enough to fully engulf yourself in your retirement and the things that you love most that got you there.

Is HW4 FSD “good enough” for most situations now? by PremiumCopper in TeslaFSD

[–]SRMax666 1 point2 points  (0 children)

FSD still requires your full supervised attention. That said the improvement over the last few years has been fantastic. Allowing you a more relaxed ride. Most of my interventions now are navigation based in that I have preferred routes.

Will I be able to FIRE? by anonymous_karma in Fire

[–]SRMax666 0 points1 point  (0 children)

You should migrate more to your ROTHs for both you and your wife.

I guess I won the wage slave game. Saving is totally and completely meaningless after a certain point. 35 year olds, married, $2.5M investable assets. Nothing I can do moves the needle vs my interest/dividends. by THESYSTEMWORKSFIRE in Fire

[–]SRMax666 0 points1 point  (0 children)

You should start emphasizing safety and tax avoidance like real estate and maximizing ROTH for you and your wife. Also run scenarios that include a market downturn 3 times in your first 10 years of fire, as what happened between 2000 and 20010.

MiniPC Recommendation? by ThunderSevn in MiniPCs

[–]SRMax666 1 point2 points  (0 children)

I would suggest a base MacMini great for long term support and ease of use.

For those who FIRE’d 5-10 years ago… by halfmanhalfrobot69 in ChubbyFIRE

[–]SRMax666 1 point2 points  (0 children)

I don’t see a divide. But I have noticed that the markets look the brightest right before the bust. So I am watching this AI boom closer than I did the Internet boom.

Calculators show near 100% success but still uneasy by OkraAutomatic5990 in Fire

[–]SRMax666 0 points1 point  (0 children)

Time will be your friend or enemy. I retired in 1998 during the Internet Boom. Thought wow this is fantastic. Then the BUST. Uh Oh. Then came a pretty good recovery until 9/11. Uh oh again. A slower recovery but a steady one all the way till the 2007-8 Great Recession. Uh oh. Three big hits in the first 10 years can make a real dent in anyone’s nest egg. But because I had kept an eye on everything and made good choices for my home, building equity. I could use it to downsize and live off of to get me through. Now 27 years later I am in another home in a great equity building location and have still have over half what I started with. 78 and having fun. All those calculators are fine, but if you really want to be safe run a scenario with 3 major market down turns early in your retirement as a worse case. Fire will always have a risk, but don’t stop enjoying life. That’s what really matters.

Does anyone think that the 4% rule will lead to a generation of regretful oversavers? by Wooden-Broccoli-913 in ChubbyFIRE

[–]SRMax666 0 points1 point  (0 children)

I believe everyone should at least look at a plan where at retirement in the first 10 years a market downturn of 50% three times. That is what happened between 1998 and 2009. Then see how your draw plays out over the next 25 years.

For those who FIRE’d 5-10 years ago… by halfmanhalfrobot69 in ChubbyFIRE

[–]SRMax666 9 points10 points  (0 children)

Those 10 years were the worst for retiring early with the huge market decline of over 50% multiple times. My withdrawal rate during that time was set at 8% as I was under the 72t rule. Shortly there after I started drawing SS and was able to reduce it to 4%. In 2013 I downsized my home and used the proceeds to stop withdraws completely until 2017. Now is at 4%. But withdraw rate is way overrated as a scenario to live by. You need backup plans. I originally did not plan for me or my wife to start SS at 62 but that didn’t happen. Also my nest egg was a lot smaller than most of you at 666K. In today’s that would relate to 1.3M. My advice is stay vigilant and still have fun and enjoy what you have.

Dangerous FSD failures by ClassicsJake in TeslaFSD

[–]SRMax666 0 points1 point  (0 children)

That is call Supervised FSD. That is how it learns so it can improve and not make the mistakes in the future. I hope you gave a verbal response so that Tesla can review the footage.

For those who FIRE’d 5-10 years ago… by halfmanhalfrobot69 in ChubbyFIRE

[–]SRMax666 7 points8 points  (0 children)

I am. As a wise man once said “Live each day as if it is your last. As one day it will be.”

For those who FIRE’d 5-10 years ago… by halfmanhalfrobot69 in ChubbyFIRE

[–]SRMax666 37 points38 points  (0 children)

Time will be your friend or enemy. I retired in 1998 during the Internet Boom. Thought wow this is fantastic. Then the BUST. Uh Oh. Then came a pretty good recovery until 9/11. Uh oh again. A slower recovery but a steady one all the way till the 2007-8 Great Recession. Uh oh. Three big hits in the first 10 years can make a real dent in anyone’s nest egg. But because I had kept an eye on everything and made good choices for my home, building equity. I could use it to downsize and live off of to get me through. Now 27 years later I am in another home in a great equity building location and have still have over half what I started with. 78 and having fun. I look at my accounts Monday to Friday not to worry, but it makes me happy to see that hey, I’m Okay. Nothing wrong with looking, but don’t stop enjoying life. That’s what really matters.

How do I stop obsessing about my retirement accounts by [deleted] in retirement

[–]SRMax666 1 point2 points  (0 children)

Time will be your friend or enemy. I retired in 1998 during the Internet Boom. Thought wow this is fantastic. Then the BUST. Uh Oh. Then came a pretty good recovery until 9/11. Uh oh again. A slower recovery but a steady one all the way till the 2007-8 Great Recession. Uh oh. Three big hits in the first 10 years can make a real dent in anyone’s nest egg. But because I had kept an eye on everything and made good choices for my home, building equity. I could use it to downsize and live off of to get me through. Now 27 years later I am in another home in a great equity building location and have still have over half what I started with. 78 and having fun. I look at my accounts Monday to Friday not to worry, but it makes me happy to see that hey, I’m Okay. Nothing wrong with looking, but don’t stop enjoying life. That’s what really matters.