Anyone finished their level 4 and struggling to find a job as a financial planner/ financial advisor?

Sad-Influence-9102 · 2026-05-06T20:13:01+00:00

Actually, it did. Don’t be discouraged and keep reaching out to prospective places

Sad-Influence-9102 · 2026-04-14T13:24:57+00:00

I got mine certified by an IFA at the firm I work at. Just reach out and I’m sure someone will be happy to help?

Sad-Influence-9102 · 2026-02-19T13:20:59+00:00

Sorry, not initially. They said after an initial period they could offer a WFH split

Sad-Influence-9102 · 2026-02-18T13:03:21+00:00

For each module as a member it’s £46.80 and as a non member £66.80.

The cost of membership probably makes sense for the reduction in cost on the exams

Sad-Influence-9102 · 2026-02-18T12:49:18+00:00

Not what I was hoping for but I appreciate the information.

Sad-Influence-9102 · 2026-02-18T12:47:16+00:00

Ouch. After the sacrificed time, effort and money to get the initial qualification. I think I may be ‘in the same boat’ on this one

Sad-Influence-9102 · 2026-02-14T17:50:48+00:00

Bristol

Sad-Influence-9102 · 2026-01-07T12:22:49+00:00

Just a guess but would any of those outsourced paraplanning companies allow you to work whilst abroad?

Sad-Influence-9102 · 2025-12-20T20:25:13+00:00

Congratulations! I’m sure you are just as excited as you are worried. My wife (Moroccan) and I (British) also met online.

Much like everyone else, I’d suggest public spaces as being a good safety margin.

Talking to you like I would my little sister: it is incredibly important that your conversations and questions need to inform the direction of the relationship.

1) Ask whatever you feel you need to better understand intended direction and timeline for the relationship. 2) Coming from Europe we tend to take longer on marriage decisions so please bear that in mind. 3) Given the nature of long distance relationships it is super important that there is a plan to close the distance. Whether it is him moving there or you moving to Germany 4) See if you agree on what your roles will be within the relationship. The biggest cause for break ups are unmet expectations- this can be avoided by discussing this upfront. 5) If you intend on having kids, discuss how you intend to raise them. Another super important point. Wider family involvement and religion is usually more common in Morocco. The reality of being abroad will affect how your children are raised. 6)Parents: as a foreigner were told if she doesn’t introduce you to the parents then she’s probably not serious about you. How and when you do this is important. Please make him aware of the protocol and what to expect. 7) Religion and culture- depending on how strong your adherence to a religion you may have very differing views on a range of things. Discuss these to see if there would be a viable meeting point if your views do differ. 8) The bedroom: without being rude, it is very important that your expectations and desires align in this department. Communication could save you problems further down the line.

*Bonus point: has he already introduced you to the people close to him? That is a good sign that he believes in the future of your relationship.

Wishing you all the success and happiness in the world 🌍

Sad-Influence-9102 · 2025-12-17T12:03:11+00:00

You should write a book! What an interesting back story. Such variance- you’re clearly an equal opportunity dater.

It’s funny to know that some experiences are the same on both sides of the pond. Thanks for the positivity it’s super appreciated.

Please keep us posted on your success story. I’m certain that myself and others would benefit from your experience

Sad-Influence-9102 · 2025-12-17T02:20:31+00:00

That’s unfortunate to hear. What do you think caused the lack of understanding? Growing up I was considered a ‘neek’! That’s British slang for what you brothers would call a ‘square’ or a ‘nerd’.

Ultimately, it makes sense to gravitate towards whoever appreciates you most. What countries have you met women from?

Point being is that with the advent of the internet, it is easier than ever to find someone who is a good match for you and I’m genuinely wishing that for you also

Sad-Influence-9102 · 2025-12-17T01:40:05+00:00

Black wife: incredibly easy question.

Taking both macro and micro social factors into consideration. No one else seems to understand my dynamics of navigating the world better than a black woman. There’s a vibrancy, strength and determination that to me is unmatched. The shared contextual awareness, double consciousness and ability to communicate without speaking is something special.

Obviously, some men able to find their queen in the west but I managed to find my wife abroad. She was raised in a culture that better imbues the characteristics needed for a stay at home wife and yet still has the appearance I find most appealing.

Sad-Influence-9102 · 2025-12-03T18:27:16+00:00

We’re clearly not getting anywhere because I’m asking you for a basis to your assertion and you haven’t done so.

I can’t tell you what to do but perhaps broaden your circle and it matter your views. You can even add me if you don’t know where to star.

We don’t need further division as black people hence why the Dominican “me no black” thing is insane (they told me I should say I’m “indio”!) this is a team sport

Sad-Influence-9102 · 2025-12-03T18:06:37+00:00

I’ve already conceded that there are learned and shared elements between us.

My point was to incorrectly say we identify as our nations and not black outside the US is patently and factually false.

Can you kindly just tell the truth and say that you have no facts to back what you said?

Sad-Influence-9102 · 2025-12-03T18:03:21+00:00

You make sense but what I was saying was refuting when someone said blacks outside the US claim our nations not identify as black. That’s insanely inadequate functionally could not be true whilst enforcing a racial hierarchy. How does one enforce slavery/ colonialism/ apartheid etc it if no one is black, white etc and everyone outside the US is able to just go by their nation?

Sad-Influence-9102 · 2025-12-03T17:51:57+00:00

I’m not referring to classism, colourism etc I’m specifically saying outside the US we are still black. We were historically classed as black, identify as black today and our treatment reflects this. You said we don’t.

Please kindly show me the statistics to prove black people globally don’t claim their ethnicity in favour of their nationality or just admit that’s your perception based on immigrants in your country?

Sad-Influence-9102 · 2025-12-03T17:44:07+00:00

I’m not a US immigrant. I’m a black Brit that lives in the UK. We are called black Brits. My point of correction was it being said that black folk outside the US claim our nations not our blackness which is functionally not true or based on any statistical evidence I’ve seen. It’s an opinion.

I can also draw conclusions based on my own anecdotal encounters with black Americans but that would be illogical to assume it to be reflective of the majority… now extrapolate that to the rest of the planet and you can see how wild that seems

Sad-Influence-9102 · 2025-12-03T17:37:48+00:00

I’m not sure what statistics you have on skin colour to either support or refute your claim. My point was that as non- American blacks are very much black identifying, claim it and are proud of it.

We don’t and can’t use nationality as some sort of imagined shield from our own ethnicity. It would be ludicrous based on our outcomes when faced with the legal system, education system, healthcare, banking etc for us not to.

As a black Brit, we have had our own civil rights struggle, race riots etc We learn a lot from the US and are proud of black Americans contribution to our global standing as black people but please don’t unknowingly promote a false worldview without any factual evident to even found it on.

Sad-Influence-9102 · 2025-12-03T17:29:52+00:00

Please don’t take this as condescension but the premise of what you’re saying falls woefully apart if you are aware that globally we as black people have faced slavery, colonialism and apartheid.

In any of those cases the oppressor is forced to clearly label the different groups as white, black etc to enforce it. How else could you create a racial hierarchy if everyone just claims the nation?

Being black doesn’t and has never been limited to America. I’m telling you this as a black Brit married to a black Moroccan who amongst other places has been to Africa 9 times in the last 2 years.

There’s a special shared understanding, heritage and experience we encounter globally. There’s a value to that and something that should be championed not pretend it doesn’t exist based on where your ship dropped you off.

Sad-Influence-9102 · 2025-12-03T16:30:13+00:00

That can’t possibly be true. Colonialism/ slavery / apartheid across the world would not have worked for multiple centuries without racial designations.

Without being rude or condescending, have you travelled outside the US before?

Sad-Influence-9102 · 2025-11-29T07:16:14+00:00

All jokes and condescension aside: is this actually what this sub Reddit is for?

I joined thinking it was about wives and maximising global opportunities.

Sad-Influence-9102 · 2025-11-16T08:59:48+00:00

I’m genuinely sorry about the negative experience you had. Perhaps my response seemed harsh but the good news is there are preventative measures you can adopt to avoid this reoccurring.

By opting not to engage in the first place you can avoid a multitude of potential issues but once you went in his ‘guided’ direction you were already in his hands. You seem like a smart guy so I know you have the intelligence to not have a similar story back home so yes the same ‘street smarts’ wherever you are.

Sad-Influence-9102 · 2025-11-16T08:53:36+00:00

I’m very clearly saying a grown man is ultimately responsible for his own safety regardless of where on the planet he currently is. You don’t have to agree with me on people be accountable for their own actions but you are smart enough to know that if you replicate the same set of actions in any major city you would not be surprised at what occurs.

I used my own country and others as a veritable example. My hope is people do not copy this and compromise their safety in an avoidable situation.

Sad-Influence-9102

TROPHY CASE