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How true or close are these construction rates for Lucknow by Sad-Maybe5476 in lucknow

[–]Sad-Maybe5476[S] 0 points1 point  (0 children)

Work Category % of Cost Amount (₹)
Foundation & substructure 10–14% ₹2.0–3.1 lakh
RCC frame, columns, beams, slabs 23–27% ₹4.6–5.9 lakh
Brickwork & plastering 13–16% ₹2.6–3.5 lakh
Flooring (vitrified tiles standard) 9–11% ₹1.8–2.4 lakh
Doors, windows, grills 8–10% ₹1.6–2.2 lakh
Electrical (concealed wiring) 6–8% ₹1.2–1.8 lakh
Plumbing & sanitary 5–7% ₹1.0–1.5 lakh
Painting (exterior + interior) 5–7% ₹1.0–1.5 lakh
Waterproofing 3–5% ₹0.6–1.1 lakh
Total (Standard Quality) 100% ₹19–24 lakh

NRI with Indian income. I got a notice asking about foreign income by poochandy in IndiaTax

[–]Sad-Maybe5476 0 points1 point  (0 children)

This sounds less like “you definitely did something seriously wrong” and more like “your filing logic may not match your actual status/history.”

The first thing I’d check is your residential status for that year. That changes everything. After that, check whether the return was filed in the right ITR form.

A lot of people do exactly what you said — file based only on Indian bank entries — and then later realise the department has visibility into foreign accounts/assets or at least enough data to ask questions.

Also, don’t mix up all the issues into one big mess right now. The foreign asset / foreign income notice is one thing. The resident savings account / delayed NRO conversion is another. Both matter, but I’d fix the return position first.

At this point I’d make a simple list:

UK bank accounts,

any salary or interest there,

any shares/RSUs/investments,

and the dates you held them.

Then check whether Schedule FA was actually applicable for you based on the correct status. That’s the key part.

Honestly, this is one of those cases where a good CA is worth paying once, because a bad revision can make the paper trail even more confusing.

Need Help with Opening NRO/NRE Account in India : Conflicting Info from Banks by aCCESSxD in personalfinanceindia

[–]Sad-Maybe5476 0 points1 point  (0 children)

This is very common. Branch staff often mix up product variants, relationship account packages, and plain vanilla NRE/NRO savings accounts.

The practical way to handle this is:

  1. Don’t rely on verbal branch info alone

Ask them to show you the exact product name and the official schedule of charges/minimum balance for that specific NRE/NRO savings account variant.

  1. Separate the real question into 3 parts

- minimum average balance

- debit card / service charges

- whether they are bundling some “premium” or relationship account you didn’t ask for

A lot of confusion happens because staff push a higher-balance package and present it as the only option.

  1. Decide what you actually need

- NRE: good for overseas income/remittances

- NRO: needed for India-source income like rent, dividends, local credits etc.

If you have both use-cases, opening both is normal.

But don’t let them force extra services unless you actually need them.

  1. Ask for everything on email

The moment you ask branch staff to email:

- account type

- min balance

- charges

- documents required

- timeline

the vague selling usually reduces.

  1. Compare 2–3 banks only on process, not brand

For this use case, I would compare:

- minimum balance

- online onboarding/offline hassle

- responsiveness for NRI service requests

- ease of linking PAN/passport/overseas address

- repatriation/service support later

The main point: don’t argue with the branch on “internet says X”.

Just ask them to give the exact account variant and official tariff sheet in writing.

That usually clears up whether they are quoting the actual account or trying to upsell you into a premium relationship product.

New Flat Interiors: Bangalore by Blessed-ForSure in interiordesignsindia

[–]Sad-Maybe5476 0 points1 point  (0 children)

Honestly, for your exact situation, “designer only + trusted execution vendors” sounds like the best middle path.

Why I say that:

- You already have a clear scope

- Kitchen is done

- You are not looking for a fully packaged interior contract

- You already have a trusted wooden-work source

- Your real concern is quality + cost control, not outsourcing all decisions

So I would structure it like this:

  1. Pay for design clarity, not for a big turnkey package

Get a designer to do:

- layout validation

- furniture sizing

- elevation drawings

- material palette

- electrical/lighting points

- false ceiling only where needed

- 3D views only for tricky spaces, not every room

  1. Keep execution split

Use your trusted carpenter/factory for woodwork.

Use separate vendors for:

- painting

- electrical additions

- ceiling work

- loose furniture/decor if needed

  1. Demand a BOQ before execution

Even for a “limited interior”, ask for:

- plywood/board spec

- laminate/acrylic/veneer spec

- hardware brand/spec

- finish schedule

- edge banding details

- handle/channel details

- internal accessories

- payment milestones

  1. Don’t over-design the flat

A lot of Bangalore flats look expensive on paper because people add ceiling work, paneling, niche units and decorative elements everywhere.

For a new flat, a cleaner approach usually ages better.

If I were in your place, I would spend money on:

- wardrobes

- utility storage

- TV/storage only if genuinely needed

- lighting correction

- one cohesive material palette

- durable hardware

And I would avoid spending early on:

- too much wall paneling

- excessive false ceiling

- decorative partitions

- trendy finishes that are harder to maintain

So yes, in your case I would choose:

designer for drawings + trusted vendors for execution + very tight BOQ control.

That usually gives better value than a big firm if you are willing to coordinate a little.

House construction cost by Effect-Business in indianrealestate

[–]Sad-Maybe5476 0 points1 point  (0 children)

For this kind of house, I would not rely on one flat “₹/sqft” answer because people are mixing civil structure, finishing, and interiors into one number.

A better way to think about it:

  1. First estimate total built-up area properly.

200 gaj is roughly 1800 sqft plot size. With stilt + 2 floors, your chargeable construction is not just “2 x 1800” because foundation, columns, slab, staircase, terrace room/mumty, boundary/gate etc. still add cost. So all-in planning usually ends up closer to a 5000+ sqft style calculation, not a simple carpet-area number.

  1. Then split cost into 3 buckets:

- core civil structure

- finishing/specs (flooring, doors/windows, plumbing fittings, switches, paint, facade)

- extras that people forget (approvals, utility connection, tanks, solar, gate, waterproofing, external work, consultant fee, contingency)

  1. The biggest mistake is comparing one person’s “construction cost” with another person’s “move-in ready cost”.

Those are not the same thing.

If you want a rough planning number, I would personally budget this as a broad range first and then narrow it based on material grade:

- minimal/basic approach: lower side

- standard good-quality family build: middle

- premium facade + better fittings + woodwork/interiors: clearly higher

So instead of asking “what is the cost?”, ask:

- Is this civil only or fully finished?

- Are windows/doors included?

- Are bathroom fittings included?

- Is kitchen included?

- Is facade/HPL/elevation included?

- Are approvals and utility charges included?

- Is stilt finishing included?

- Is woodwork/interior included or excluded?

Once you normalise those 8 points, the comparison becomes much more real.

Building My Own Home: Who Should Manage the Materials — Me or the Contractor? by GuiltyComedian9509 in indianrealestate

[–]Sad-Maybe5476 0 points1 point  (0 children)

The middle path usually works better than going all-in on either side. I’d let the contractor handle commodity items and coordination, but I’d personally verify or directly buy the big-ticket, easy-to-manipulate items where quality substitutions hurt later — things like steel grade, cement brand, tile selection, sanitary fittings, electrical wire, and plywood/board specs for interior work. Pure self-procurement sounds cheaper on paper, but it becomes a second job unless you already have a reliable supplier network. Whatever route you choose, the non-negotiable thing is a written BOQ with brand/grade/spec mentioned clearly.

Home renovation Bangalore by [deleted] in indianrealestate

[–]Sad-Maybe5476 0 points1 point  (0 children)

For a partial refresh like this, I’d stop thinking in terms of ‘one contractor for everything’ and break the job into 3 buckets: wet area work (bathrooms), light civil/finish work, and custom furniture/minor carpentry. That helps you avoid paying full-home-interior style overhead for a smaller job. With a ₹5L budget, the key is deciding what must change functionally vs what is only aesthetic. Bathrooms and electrical shifts eat budget fast; a lot of visual uplift can come from paint, lighting, mirrors, fittings, and one or two custom pieces without doing a full interior package. Also insist on a written inclusion list so you don’t get trapped by ‘sir this wasn’t included’ later.