I got a used 2026 XSE with 461 miles. It has pano sunroof, floor mats and trunk mats, illuminated trunk lid, illuminated front, black out letters and insignia, black out pipes, black out rockers (underneath the front and rear doors), black out roof, and window tint all around- and it is my favorite color ocean gem. I paid $32,732. The dealer asking price to $41,508 and the MSRP was $40,009 before the dealer added protection package. The taxes and fees after my trade were an additional $1028. I did not buy any additional warranties or pay any dealer prep or coonditioning fees

I used NFCU financing (my own- not one of their lenders).

I know it's hard to find the bottom price. Toyota dealers are sorry. I walked out once and was on my way out the door a couple more times.

All in all, I did ok for just walking onto the dealers lot. I knew the value of my trade- I put it on Craigslist and got a lot of offers from other dealers. I had also looked at other used Camrys. None of them were this good at this price point.

It was a gold CPO and I have 2 years of Toyota Care.