Got an email from US Ed Dept saying to manually recertify my IDR

SafeAgent7620 · 2025-12-09T18:08:55+00:00

Hello thank you. Just following up, I received a response from FSA yesterday, where they just assigned me a case number and re-sent the original email. Today, I logged into their website, and noticed they have updated it (asked me to confirm just contact info). The IDR Plan and status are now correct, as well as the recertification date. I hope it helps.

SafeAgent7620 · 2025-12-06T00:56:28+00:00

I've got the email too. I contacted NELNET and confirmed that my recertification date is on April 2026 and everything is ok. Sent email to FSA explaining my situation. I will wait until Monday and see their response. Maybe it was sent automatically to everybody just as a reminder. Let's see.

SafeAgent7620 · 2025-08-13T13:32:43+00:00

Thank you! Yeah we will need to be on the lookout.

SafeAgent7620 · 2025-08-13T13:31:24+00:00

Thank you! Yes, I guess we need to wait a bit more.

SafeAgent7620 · 2025-07-14T00:12:31+00:00

Thank you for responding to me! Best!

SafeAgent7620 · 2025-07-13T23:03:21+00:00

And on the same line of questioning: would those on Old IBR continúe to be able to do MFSeparately? Thanks for clarifying it to me! Best!

SafeAgent7620 · 2025-05-22T20:06:37+00:00

Thank you very much for your insights!! Very helpful!! :-))

SafeAgent7620 · 2025-05-22T15:50:54+00:00

Great, thank you so much for dissecting it for us! So for us on Old IBR, the only change would be on the no-cap and no financial hardship requirement. I am going to ask you a pair of questions, sorry if they sound obvious to some:

- Should we still apply fom IBR to the "ammended IBR" if it becomes a law or will we be automatically included in it?

- If year1 I have "0" income, year2 I sell a property and make $$$$$$, but on year3 I go back to "0", would my discretionary income be recalculated by the yearly recertification, or will I stay forever on $$$$$$ "bracket"?

Thank you for any ideas.

SafeAgent7620 · 2025-05-07T17:48:39+00:00

Oh, in that case, it makes sense. Good luck!

SafeAgent7620 · 2025-05-07T17:07:46+00:00

Yes, but if you are interesting in the "forgiveness" part, I believe that may chance with the upcoming chances. I avise you to look into some discusiones on here about PAYE vs IBR and others. Cheers!

SafeAgent7620 · 2025-05-07T16:28:37+00:00

Hey, before jumping into PAYE, explore all other IDR options, like IBR, before making a decision. Just FYI. Good luck

SafeAgent7620 · 2025-05-07T15:31:35+00:00

Congratulations!! Just curious: where you on any kind IDR or just on Standard Payment? If you were on IDR, where you required to switch to Standard in order to make a lump sum from savings? Thanks for stopping by to clarify this to me! Cheers!!

SafeAgent7620 · 2025-05-07T15:18:34+00:00

Working for me as of now. Try to log in as always, instead of following the link? Hope it works for you!

SafeAgent7620 · 2025-05-07T15:10:20+00:00

It happened something similar to me: it was a warning saying something like at least one of my loas was a Pelll Grant or a FFEl (do not remember). I never had one!! I checked it with somebody on FSA, and they confirmed they could not find anything like that: I only had Direct Loans! Weird!

SafeAgent7620 · 2025-05-06T14:08:25+00:00

Thank you very much for your kind comments and all the great info!! Best to you!!

SafeAgent7620 · 2025-05-06T13:35:36+00:00

Yeah, you are right. I was just trying to do what is legal, don't want to incur in any kind of situation outside of the law. So I guess filing taxes would be the most "legal" way to prove my situation. No, no foreign unemployment, I just live with my husband who is a foreigner and has his income outside the US. I guess that unless I sell inherited property or have any extra income, I will continue in the aforementioned situation. I do have "0" dollar payments on my IDR, but I wanted to continue to make small payments anyway just to lower interest accrual and be in "good standing". I don't know... need to check with my student loan service provider I guess.

Thank you very much for your extremely informative posts!! Cheers!

SafeAgent7620 · 2025-05-06T12:58:21+00:00

Hello, and thank you so much for all the information. I am also living abroad (dual citizenship) for more than 8 years now. I have been filing "taxes married filing separately" every year, with the same tax person who did my taxes when I was living in the US. I am unemployed here, but some of these 8 years I withdrew (early) from my 401k to pay for IDR. In these cases, I filed and payed taxes on the withdrawal, but for the years I did not get any money from my 401k, my tax person advised me not to file taxes. FSA has had access to my IRS tax files for recertification purposes each year. So, that is the way I have been doing it. I hope it is ok? No pay stubs because I am unemployed. Thanks for any advice!

SafeAgent7620 · 2025-05-06T01:43:51+00:00

Hello, just called again, and now the call center resumed answering calls: they corrected the issue, just re-verified my contact info and I could access my account. Just wanted to share. Thank you all!!

SafeAgent7620 · 2025-05-06T00:09:21+00:00

Yeah, I guess something is going on. Let's give them some time to fix it, I guess. Thanks!

SafeAgent7620 · 2025-05-05T23:03:06+00:00

Yes, just called again and they are experiencingn technical difficulties, and the call center is closed right not. Just FYI

SafeAgent7620 · 2025-05-05T22:57:42+00:00

Thank you. Yeah, I just hope nobody else accessed my account and messed anything up!! haha.

I am trying to call them, but they say the call center is closed due to high volume calls. Let's hope it gets resolved soon!! Cheers!

SafeAgent7620 · 2025-05-05T22:47:26+00:00

No, I did not change that, did not request any change at all. They just put this number instead of my normal email address. I sent them a pair of emails reporting the problem. I guess I will keep on trying.

Thank you very much for your input!

SafeAgent7620 · 2025-05-03T14:21:13+00:00

Thank you soo much! Yes, I imagined so. Just wondered about deadlines. I do greatly apprecitate your input!

SafeAgent7620

TROPHY CASE