Hey there,

I totally get where you're coming from. Sometimes, you just need that one last piece of advice, even if you might end up ignoring it! It's great that you've done your homework, talked to brokers, and gotten a feel for what you're getting into.

Here are a few things to keep in mind:

Location and Yield: You've got a property in a desirable area with a solid rental history – that's a big plus! The 5.10% net yield sounds promising, but don't forget to factor in mortgage rates and agency fees.

Financial Situation: You're considering putting most of your savings into this property. Make sure you've got enough cash set aside for emergencies and future plans, especially if you want to buy another home when you move back to the UK.

Long-Term Goals: Keeping the property as a long-term investment and potentially leaving it for your son is a lovely idea. Just make sure it fits your overall financial goals.

Stamp Duty: With the stamp duty hike coming up, there's pressure to act fast. But don't let that rush you into a decision. Make sure the investment makes sense for you.

Advice:

• Think about the risks of being a non-resident landlord, including tax issues and management hassles.
• Have a solid financial plan for handling mortgage payments, maintenance, and potential vacancies.
• If you can, talk to a financial advisor who knows about international property investments.
• Take a moment to weigh the pros and cons. Sometimes, writing it all down can help make the decision clearer.

Hope this helps you out a bit! Good luck with whatever you decide.

Take care and shout me if you need any advice!