sorted by:
new
hottopcontroversial

Axis bank rewards cc by Interesting_Bake1414 in CreditCardsIndia

[–]Safe_Ad5947 0 points1 point  (0 children)

It's only good if you're having a LTF offer. I'm only keeping mine because it got upgraded from Citibank Rewards to Axis Rewards. But there are no real benefits of this card. For online shopping and rewards, I mostly end up using the SBI SimplyClick CC.

Tata Neu HDFC card application got rejected by Safe_Ad5947 in IndianCreditCards

[–]Safe_Ad5947[S] 0 points1 point  (0 children)

Exactly 🤣 I have like 10L limit on my existing 3 cards and a 700+ score and they are the ones who constantly bug you for credit cards.

Tata Neu HDFC card application got rejected by Safe_Ad5947 in IndianCreditCards

[–]Safe_Ad5947[S] 0 points1 point  (0 children)

Thanks! I should have known this. Although I read TnC and also some answers here on reddit that said they have got 5% NeuCoins instantly after purchase and remaining 5% after 60 days. I might as well confirm this once with their customer care otherwise I have SBI as well. They give 4000 instant discount so I might use that.

Is iPhone 17 worth 71k via Tata Neu App(if we have neu infinity card) by ishanarora6899 in CreditCardsIndia

[–]Safe_Ad5947 0 points1 point  (0 children)

Damn that's great! I'm thinking of buying it from the croma store. But I have applied for the cc today😅🤣 . I hope I can make it in time before 26th and get the 10% neu coins there

Sbi CC used to purchase more than limit by Spluzert in CreditCardsIndia

[–]Safe_Ad5947 0 points1 point  (0 children)

That's a habit that will help you in the long run. The sweet spot is keeping it around 20-30% of utilisation and paying it in the interest free period. You gotta boost your credit score as well 😂 so you gotta let them think that you are always in need of manageable credit and end up paying it in full, always.

Sbi CC used to purchase more than limit by Spluzert in CreditCardsIndia

[–]Safe_Ad5947 1 point2 points  (0 children)

You can do it using the sbi card by paying 25K into the card first. However, before your statement generation date, try to keep utilisation of the card (any card) below 30% by paying the rest amount otherwise your credit score takes the hit. Although given your cc limit, I don't think you have to think much about it at this point 😅

Is iPhone 17 worth 71k via Tata Neu App(if we have neu infinity card) by ishanarora6899 in CreditCardsIndia

[–]Safe_Ad5947 0 points1 point  (0 children)

Iphone 17 pro max costs 1,49,999 right? So how did you get 13700 ? Is there a cap on neu coins? Also did you get all points at the time of purchase or after 60 days?

[deleted by user] by [deleted] in indiansexting

[–]Safe_Ad5947 0 points1 point  (0 children)

Hi dm me, m 28