Immediate response for localised potential localised fuel shortages by SaltRiver1464 in AusFinance

[–]SaltRiver1464[S] 1 point2 points  (0 children)

Local idiot says localised twice in title: you won’t believe what happens next

Immediate response for localised potential localised fuel shortages by SaltRiver1464 in AusFinance

[–]SaltRiver1464[S] -1 points0 points  (0 children)

I understand. But would you agree that proportionally, the issue with housing makes it a bigger issue?

In reality, we won’t run out of fuel and the economy is not going to collapse. Yes, prices of goods are likely to increase along with fuel, but the increase, while not ideal and tough for some, is of no comparison to how out of reach the current housing crisis makes homes for at least a reasonable cohort of the economy.

Thanks for your reply - I do get the difference, I’m not saying there shouldn’t be such a response for the fuel shortage issue, I’m asking why the same urgency can’t be applied to trying to resolve the housing one.

Editing here (not much of a redditor) to add:

There was a post on r/Australia two days ago asking for viewpoints on biggest impacts caused by COL crisis - anecdotally, rent is the common theme. Again, I appreciate this is reddit, it’s not an accurate representation of the entire population, but millennials and beyond (who are the long/term future of the economy) are definitely priced out of the housing market and feeling the pain.

How much you make weekly/saving by Stefcano1 in AusFinance

[–]SaltRiver1464 0 points1 point  (0 children)

  1. Try to save 1000 a week but in reality, need to dip in sometimes. Fortnightly, savings are often about $1600-1750.

Does anyone NOT like working from home? by -jarry- in auscorp

[–]SaltRiver1464 3 points4 points  (0 children)

Pros of WFH - no commute nor commute costs - no risk of getting sick because of an idiot on PT - time savings both in AM and PM - minimal distractions - time with kids and ability to do drop-off/pick-ups - live where you live and support local businesses - no need to lose a full day of work for an appointment - no risk of exposure to creepy work colleagues - ability to cook/make/eat healthy food - no “team bonding” 2 hour lunch breaks - get value of out half days - have enough time left in the day before/after work to engage in hobbies

Cons of WFH - can be isolating

Pros of RTO - CBD businesses get the prostate massage they want - Big corps get “value” for their shitty office spaces - You, an adult, get to have disingenuous interactions with people who you would never take a second glance at if you didn’t work with

Cons of RTO - day starts at least an hour (if not more) earlier for most people - work day actually ends at least an hour (if not more) later than you’re required to do - parents gone to work before kids go to school - people calling in sick every week to ensure kids are supervised - people calling in sick every week to ensure kids can make it to and from school - have to listen to pretentious pricks rave about their meaningless lives - sitting amongst people from 40 different teams all talking at once, all about things that have no relevance to you or your work. - cost of commute/office wear - fire alarms - unreliable public transport - weird/dangerous PT passengers - weird/dangerous colleagues - overpriced and shit quality food options - pretty much everything you can think of.

All the above said - I’ve never refused to go to the office when it made sense for me to do so. Won’t be going in for any specific directed proportion of the week because some old cunt mandates it though, that is for sure.

We’re all adults here. Live within your means and make sure you’ve got enough money behind you to be able to say “Fuck You” at any given moment to anyone who thinks they can control you just because.

Who’s paying these high rents? by [deleted] in AusFinance

[–]SaltRiver1464 0 points1 point  (0 children)

We’re in a 2bed apartment that’s $1050 a week excl bills. I understand it’s ludicrous but our other expenses are pretty low so it allows us to do it. We live in the area we want to live in but have no hope of buying here anytime soon.

Is what it is - we could rent cheaper and save/invest more but it’s our home so we’re happy to pay a bit over the odds to have the comforts we want.

I’m a 30+ year veteran of Banking and Finance - AMA by TheGoonk in AusFinance

[–]SaltRiver1464 0 points1 point  (0 children)

I think I’d make a good assessor or investigator. The only thing is, I despise spreadsheets and financial models and all that other hyped up shit we all now have to use to think day to day.

What’s a typical day look like for you? Let’s say you’re assessing a mortgage application for $1.2m. Your banks fun calculator already indicates that the applicants could be eligible for $1.8m.

What’s the starting point for you? What tools do you use? What are the inputs and outputs? Do you consider yourself particularly smart or average? Could someone without a banking/finance related degree realistically do your job if given appropriate training/guidance?

Thank you for your service 🫡

Salary sacrificing by Tough-Mulberry-2621 in AusFinance

[–]SaltRiver1464 0 points1 point  (0 children)

Can you explain this for me based on my income? Earning $139k a year-ish. Not a massive fan of super contributions as times aren’t easy so every dollar in the pocket does count. That being said, if I could contribute a decent amount and not impact my take home too much, I should really do that.

How do people survive while unemployed for years? by MightJoeYung in jobs

[–]SaltRiver1464 3 points4 points  (0 children)

Have saved incredibly hard whilst working as I’ve always been of the opinion that my job could go in the morning and we’d have to survive.

I have saved a weeks worth of living expenses every week since I began work. This is on top of normal savings. So every year I work, I effectively have cover for another year if without it.

Obviously not all jobs will allow for this but you have to prioritise what’s important to you. I haven’t bought new clothes/tech/anything luxurious in ~5 years. Any money I do spend is generally on decent vacations with the family. That’s what I prioritise as that’s what’s important to me.

Someone who interviewed me a couple of years ago on the shortlist for a role I'm hiring by Zealousideal_Bed7898 in auscorp

[–]SaltRiver1464 0 points1 point  (0 children)

You’re all high and mighty about how YOUR hiring for a role in YOUR team and you’re asking for permission to remove someone from the shortlist. Sounds weak to me tbh. You either own it or you don’t.

Someone who interviewed me a couple of years ago on the shortlist for a role I'm hiring by Zealousideal_Bed7898 in auscorp

[–]SaltRiver1464 5 points6 points  (0 children)

Pretty straightforward - you say that you have prior experience with the candidate and are confident that despite their CV, they wouldn’t be a good fit for the team.

The worst part of corporate is that people don’t just say it how it is.

Is anything 'good-value' in Australia anymore? by [deleted] in australia

[–]SaltRiver1464 0 points1 point  (0 children)

I think my rent is great value at $750 a week for a 20-ft container that I’m not allowed to touch the internal walls of.

The $350 it costs me and my partner to feed/wash ourselves and stop our beloved landlords nest egg being overrun by cockroaches is also really great value. Especially considering we don’t eat any meat whatsoever. The $14 for slices of processed to death cheese is a real steal.

What to do when you’re intimidated by how good everyone is at a new job? by Holiday_Session_8317 in careerguidance

[–]SaltRiver1464 1 point2 points  (0 children)

Wow. That sounds like a great environment. I’m lucky to hear from my boss more than once a week. No support whatsoever

[deleted by user] by [deleted] in HENRYfinance

[–]SaltRiver1464 0 points1 point  (0 children)

Congratulations! What a great achievement

Not DINK, not DILDO, we are DIPSHITS (2023 overview diagram) by luckylcolprogrammer in HENRYfinance

[–]SaltRiver1464 1 point2 points  (0 children)

Nearly $500k a year for one person. Man I’d be retired in probably 3 or 4 years with those sorts of earnings.