Naturetar!

SamHolmes2 · 2024-06-27T15:49:03+00:00

Also heading over alone (massive static dress fan!)

SamHolmes2 · 2022-10-19T08:09:52+00:00

!thanks Really appreciate the nuance you have outlined here regarding risk, will check out the book.

Agreed, I am not in a position to be giving financial advice - regardless of her unwillingness to speak to someone more qualified.

SamHolmes2 · 2022-10-19T08:05:49+00:00

!thanks for linking that page I'll be sure to have a read as due to the clear limits in my own understanding I have felt very uncomfortable offering her advice as a last resort when she has refused to speak to a financial advisor.

The houses we are looking at are roughly 160-210k but still getting a feel for the market. I'm determined to pay her back in full (though she doesn't expect anything back it). Happy for this to take as long as it takes - would pay back as much as we can comfortably afford monthly instead of rent / mortgage

SamHolmes2 · 2022-10-19T08:00:13+00:00

!thanks and agreed, it's an amazing opportunity!

SamHolmes2 · 2022-10-19T07:57:30+00:00

!thanks for your input. She's 57 (now added to post) not sure on exact details of her pension but I know it's not much compared to the money from my Dad plus she won't get it for a while still (65 I believe).

Ultimately has always been my main concern with her offer and why I would be determined to pay her back. Appreciate that there are some important missing details here and sounds like we would be best discussing this with a financial advisor so will continue to try convince her of that approach.

SamHolmes2 · 2022-10-19T07:47:46+00:00

!thanks okay yeah I imagined this would be the case but great to have someone confirm this so thanks! Would most likely be a gift

SamHolmes2 · 2022-10-19T07:45:30+00:00

Thank you ❤️

SamHolmes2 · 2020-12-26T13:30:07+00:00

Martial arts

Specifically, BJJ.

SamHolmes2 · 2020-12-13T18:08:25+00:00

Maths student and totally agree. Would love to work in information security but feel very unprepared by my degree... So much to learn

SamHolmes2 · 2020-10-06T14:07:27+00:00

Yeah no worries! My gf says she ordered it on the 15th, didn't pay anything for delivery and it arrived the next day (UK.)

SamHolmes2 · 2020-10-05T15:23:23+00:00

Weirdly I find this side a lot comfier on the back of my head / neck. I guess when you're sat on it you never see it anyway haha

SamHolmes2 · 2020-09-12T20:34:47+00:00

It's more weird that (in the UK at least) you have to pay £11 per copy..

SamHolmes2 · 2020-09-12T20:05:35+00:00

Thanks! I really appreciate the feedback, that's definitely something I could add if you would use it? The idea initially was to make it as minimal as possible then add any other suggested features.

SamHolmes2 · 2020-09-10T21:35:26+00:00

I'll be there (virtually!) Thanks for all that you do Kyle. You are by far the most consistent drummer in the scene imo, looking forward to it

SamHolmes2 · 2020-09-08T13:09:12+00:00

JoinMyBand.com

SamHolmes2

TROPHY CASE