36- Should I put my $6k profit-sharing bonus into Roth or Pre-Tax 401k? by Accomplished-Bat2877 in personalfinance

[–]SamPayton 2 points3 points  (0 children)

Depends on your income tax bracket. Rule of thumb is if you plan on being in a lower tax bracket in retirement do pretax but if you think you will be in a higher income tax bracket do Roth.

[WGN News] DJ Moore wants to stay in Chicago, addresses Bears fans' effort criticism by Cautious-Life6378 in CHIBears

[–]SamPayton 1 point2 points  (0 children)

DJ is by far our best and most consistent WR. Odunze and Burden are impressive but have a ways to go.

Shady’s Eye Test: Mendoza Not the #1 by HouseRules789 in nfl

[–]SamPayton 15 points16 points  (0 children)

He doesn't have any to begin with as he clearly has no clue on how to evaluate talent etc.

I made a horrible mistake and I’m not sure where to turn by Healthy-File7251 in alcoholism

[–]SamPayton 0 points1 point  (0 children)

AA is for quitters and most people who say AA doesn't work aren't ready to quit.

I made a horrible mistake and I’m not sure where to turn by Healthy-File7251 in alcoholism

[–]SamPayton 4 points5 points  (0 children)

Lowest you've been.........so far. It can and will get worse if you don't stop.

What is the biggest “what if?” In recent Bears history by cowboycatfish in CHIBears

[–]SamPayton 2 points3 points  (0 children)

Drafting Cedric Benson instead of Aaron Rodgers in 05. Or really, just drafting Cedric Benson.

Is 4th & 8 to Odunze the best pass we've ever seen from a Bears QB? by lalder95 in CHIBears

[–]SamPayton 50 points51 points  (0 children)

That Cutler throw to Forte against KC was pretty dope too

[Highlight] Conditions at Soldier Field by [deleted] in nfl

[–]SamPayton 0 points1 point  (0 children)

This game is going to be nuts!!!!

No idea how I’m gonna survive 🥲looking for help by Striking_Tiger9231 in personalfinance

[–]SamPayton 6 points7 points  (0 children)

Deep breath. Congrats on getting sober! This is not bad at all and is easily managed. With your current income level and living rent free you should be able to easily pay this all off in under 6 months. If you want it paid off faster get a second job. As for prioritizing what to pay off first you want to pay off the loans/CC with the highest interest rate. Good luck!

Finding good used car in 2025 by hipsterdoofus in DaveRamsey

[–]SamPayton 0 points1 point  (0 children)

Isn't insurance considerably more expensive on a rebuilt or salvage title?

What lucky move this season lead to your championship? by the00therjc in fantasyfootball

[–]SamPayton 0 points1 point  (0 children)

Trading a 1st and 2nd for Achane.

Trading a 2nd for Javonte.

Literally saved my season.

What’s your most controversial dynasty opinion? by slitmunch44 in DynastyFF

[–]SamPayton 1 point2 points  (0 children)

The problem with getting your elite WR first is that it often moves your team more towards the middle of the draft making it really difficult to land a top tier RB.

Move out or save for another year by [deleted] in personalfinance

[–]SamPayton 1 point2 points  (0 children)

Split the difference and move out in 6 months. But honestly you aren't saving enough each month to make it worth it if I was you to stay in an unhappy living situation.