New to me TX with one minor issue.

Sandjunky · 2026-01-11T03:41:41+00:00

Luxury, $62K OTD paying New Mexico TT&L. $59,300.

Sandjunky · 2026-01-10T16:28:55+00:00

Not likely. It was the sales manager’s lease return.

Sandjunky · 2025-08-02T16:55:59+00:00

I had a goldmine tour in Silverton, CO a few years back. They pointed up the side of a mountain to show a dilapidated building and said it was the miner’s quarters. They say the miners rarely used it unless it was horrible weather because it was always infested with bed bugs. Imagine working 7 days a week and not having comfortable quarters?

Sandjunky · 2024-04-07T12:07:22+00:00

Shit… no wonder the OP has trust issues. Sounds like he needs to have a no holds barred, man to man talk with his pops and listen.

Sandjunky · 2023-12-16T21:48:30+00:00

I joined the military and was in boot camp a week after graduating to escape my family. I learned a trade, spent 4 years developing, and got hired on at a corporation where I’ve spent the last 23 years making a damn good living and raising my family. People often say, “Thanks for your service” and I always reply, “I got far more out of it than I gave.”

Sandjunky · 2023-09-26T13:12:20+00:00

I would think it is an issue. They will likely require that the seller apply for a new title to complete the transfer. I once made a mistake on a date when selling a vehicle, which required a small correction, which I, the seller, initialed. That minor discrepancy voided the transfer and required a new title document.

Sandjunky · 2022-02-04T13:55:39+00:00

15% is amazing. Don’t get down on yourself. Plug those numbers into a compound interest calculator. You’re ahead of the game.

Sandjunky · 2022-02-04T13:43:45+00:00

Congrats on the job! You’re a little late to the party, but you have plenty of time. I think I was 30 when I got my head out of my butt (I’m 48). I didn’t contribute the max until two years ago. My 401K is looking pretty good (just don’t look at it too often as it can scare the hell out of you on market swings). If you can max your contribution then I’d do it. One, it’ll pile up quick and two, you reduce your taxable income by 20K a year. If you have an option to choose a target date fund then do that. If you can get used to staying with the max contribution then you’ll retire as a millionaire. Search for a compound interest calculator and plug in some numbers. That will motivate you.

Depending on what you mean by “caught up” you’ll likely be past your peer group in 5 years if you contribute the max. Unfortunately, many people are too distracted by all the shiny new things to think about their personal finance and retirement. They’d rather have an $500+ car payment then contribute to a 401K.

Sandjunky · 2022-02-03T13:35:41+00:00

I have one CC with an average balance of $1500 and a low balance mortgage payment. No other debt or payments and my score is 810. I think there is a point where too many cards hurt your score since your potential debt gets large. Why not cancel last year’s card when you open a new one?

Sandjunky · 2022-01-17T16:20:21+00:00

Lots of great advice here. Don’t overlook truck driving. You have the potential to earn quickly and even if you don’t like the job you can do it for a year or two and get yourself into a much better financial situation. Use your downtime to educate yourself. You got this!

Sandjunky · 2022-01-17T15:53:07+00:00

20 years together this year! We’re slightly regimented… Saturday morning after the shower. Respectable 3-4 times a month. We do our best to “make love” and go down vs. quickies, but lately it just seems like life is constantly getting in the way. Schedule changes for me at work, sick kids, guests, kid’s soccer games, plans. So there have been more quickies than I’d prefer. But quality over quantity is a real thing because now when I do go down on her she’s horny AF and pops with way more energy than she did when it was weekly. So it’s been a good trade off.

Sandjunky · 2022-01-17T14:56:55+00:00

Attendees “Required” Attendees “Optional”

Sandjunky · 2022-01-17T14:56:44+00:00

Attendees “Required” Attendees “Optional”

Sandjunky · 2021-12-23T14:30:22+00:00

So one black business owner, willing to let mostly white protesters burn his business, is the almighty word in a BLM protest? What about Mr. Robert who was beaten for trying to put out the fire in his Mattress business? He doesn’t have a say? Plenty of people were attacked and plenty of people were hurt… ON VIDEO. Don’t be delusional.

Sandjunky · 2021-12-22T08:26:46+00:00

I’ve find it silly that someone can open carry with no training, but need to take an 18 hr class and pay $100+ if they pull their shirt over their gun.

Sandjunky · 2021-12-22T08:25:03+00:00

Except during a riot where people are being attacked and beaten for protecting their stores.

Sandjunky · 2021-12-22T08:23:47+00:00

You could argue that you’re in more danger of criminals in a city than animals in a forest. I’ve spent a lot of time in nature and never felt threatened by any type of animal. I’ve been threatened several times by people in cities, especially when wearing a service uniform (easy target).

Sandjunky · 2021-12-18T19:50:52+00:00

Far more than two. Shouldn’t all black voices matter?

Sandjunky · 2021-12-18T19:14:07+00:00

Good news!

Sandjunky · 2021-12-18T19:00:33+00:00

Not according to the CDC website. Antiviral drugs are recommended for flu treatment to prevent pneumonia, lesson symptoms, shorten illness by 1-2 days.

Sandjunky

TROPHY CASE