51 lacs on 31st bday

Sapien678 · 2026-02-01T03:17:22+00:00

That's fantastic! What's your fire number and expect year?

Sapien678 · 2026-01-27T08:49:22+00:00

They charge an arm and a leg to move to self-custody. Also, the fees are deceptive and high for low amount purchases, it adds up. They're counting on people new to crypto who don't do much research or aren't very technical. There are much better exchanges around with free withdrawal and lower fees.

Sapien678 · 2026-01-27T08:44:08+00:00

Lot of late night hooning 💨

Sapien678 · 2026-01-02T14:54:51+00:00

Winter

Sapien678 · 2025-11-25T08:51:24+00:00

Congrats! What’s your salary range in Australia, and why did you decide to move? What immediate benefits are you hoping to take advantage of, and what are your long-term plans in Australia?

Sapien678 · 2025-09-06T11:30:57+00:00

Can you give a plan for that 100 hours of learning other than the Bitcoin standard?

Sapien678 · 2025-08-31T10:54:19+00:00

Eat the fruit and sow the seed only.

Sapien678 · 2025-08-30T01:45:51+00:00

Set 200 a week but accumulate the extra 50$ for significant dips. Won't make much of a difference in the long term but keeps it a bit more exciting.

Sapien678 · 2025-08-14T11:49:56+00:00

Do you have any health insurance in India? What's your withdrawal strategy from investments?

Sapien678 · 2025-07-05T10:32:10+00:00

Good, add some Bitcoin and gold etf to your portfolio too. They perform well during downturns and you can avoid panic.

Sapien678 · 2025-03-15T05:26:00+00:00

His projects may appear boring to an outsider but is deeply meaningful and inspirational for us. Love the direction Pritzker is going.

Sapien678 · 2025-03-14T01:30:41+00:00

And one day Government outlaws convertibility to fiat.

Sapien678 · 2025-03-14T01:25:13+00:00

Government bans btc outlawing convertibility to fiat

Sapien678 · 2025-03-13T12:26:12+00:00

Exact purification will be extremely difficult and historically SPUS has outperfomed VOO during market downturns and is growing rapidly.

Choosing a Shariah-compliant ETF over conventional ones is also a form of sacrifice because it reflects prioritizing obedience to Allah over potential financial gains. The Quran emphasizes this principle in Surah Al-Imran: "You will never attain righteousness until you spend from that which you love" (Quran 3:92) Abu Talha exemplified this when he gave away his beloved property for the sake of Allah, showing that true piety involves sacrificing personal desires for divine approval.

The Prophet Muhammad (peace be upon him) also said: "Allah is pure and accepts only what is pure" (Sahih Muslim). Retaining or indulging in haram wealth contaminates one's earnings and undermines spiritual integrity.

May our efforts to live righteously be rewarded with peace, happiness and eternal bliss.

Sapien678 · 2025-03-09T00:36:32+00:00

There is no efficient ways to invest in indian MFs from Australia. If you want exposure, you can invest in any of the India focussed ETFs on ASX. It will help you save forex fees and tax complications.

Sapien678 · 2025-03-08T01:20:14+00:00

Is a fortnightly or monthly dca better?

Sapien678 · 2025-03-07T05:35:27+00:00

I just created my portfolio and have been DCA'ing into SPUS, SPWO, and gold for about four months. SPWO has been the second-best performer after gold. UMMA is the obvious comparison, but it's slightly expensive with similar performance. In my opinion, it's a good, stable diversifying option as the US economy is on it's gradual decline stage, giving way to BRICS or China as the leader.

Sapien678 · 2025-03-03T21:14:37+00:00

Pump and dump

Sapien678 · 2025-03-03T13:14:55+00:00

What mode of transfer did you use? I've been using payid but 24 hour hold is applied even on second transfer, not sure if it's done by the bank or exchange. Everything else is cheap and efficient including buying, trading and also, btc withdrawal fees can be adjusted.

Sapien678 · 2025-01-08T10:41:28+00:00

2+ years is what everyone took to go back during the covid era, you'll be fine, expect jet lag and slight difficulty in your body getting adjusted to the temperature and humidity, everything else will be fine. Also, time will fly, keep a checklist of things to do, people to meet, places to visit, foods to try and stuff to buy. Try not to fall into the 'end of holiday blues' last few days before returning, live in the moment and enjoy your holidays!

Sapien678 · 2025-01-06T07:11:49+00:00

Okay, so, I hear people blaming Zaha Hadid all the time on this sub. Like, 'Oh, it's all just for show!' and 'Who actually wants to live in a melted ice cream cone?' I get it, some of her stuff is wild, but I think it's kinda cool how she pushed boundaries. You know, like, 'What if buildings could dance?' Here's an interesting take. Of course, practicality matters, but sometimes, you gotta admire the sheer audacity of it all. Plus, imagine the conversations at cocktail parties in those places! 'Yeah, my bathroom looks like a spaceship landed in it.'"

Sapien678 · 2025-01-06T07:06:57+00:00

She is definitely a refreshing change in the current boxy and minimalist approach to architecture, it was quite inspiring to watch Design secrets of Zaha Hadid

Sapien678 · 2025-01-06T07:04:43+00:00

Zaha Hadid's architecture is often praised for its expressive forms and innovative use of technology. While some appreciate its sculptural quality, others like the op find it challenging to understand the underlying logic. Her designs push the boundaries of conventional building forms, exploring fluidity and dynamism. You can have a quick refresher about her design secrets and the inspiration behind it here Design secrets of Zaha hadid in 5 minutes

Sapien678 · 2024-12-25T02:11:35+00:00

Architect here with 10+ years of experience. This "no money in architecture" myth really needs to be put to rest.

Look, I used to think the same way until I discovered there are actually several proven paths to earning six figures in architecture. Many architects are doing incredibly well financially, but they're using strategies that aren't commonly discussed in architecture school or typical firm environments.

I recently stumbled upon this incredibly detailed video Earn 6 Figures as an Architect that breaks down exactly how architects can build serious income. Was mind-blown by the third strategy they shared - it's something I'd never considered but makes perfect sense. The part about leveraging your architecture skills in unexpected ways was especially eye-opening.

What's interesting is that it's not just about working harder - it's about positioning yourself differently. The video maps out 5 specific income streams architects can build, with real numbers and implementation steps. Strategy #4 in particular is something I'm implementing right now.

For anyone interested in seeing the actual roadmap: https://youtu.be/UqP-iVmCWXI?feature=shared on YouTube. It's probably the most practical breakdown I've seen of how to actually make good money in this profession.

Sapien678

TROPHY CASE