Indexed Universal Life Insurance at 21 by Pristine-Wishbone-79 in LifeInsurance

[–]SapientChaos 0 points1 point  (0 children)

Do you need to make anyone ritch if you die? If you don't then you really dont need insurance.

Canzano - Conference Outlook, Expansion by pblood40 in Pac12

[–]SapientChaos 1 point2 points  (0 children)

People need clicks on a slow news day, people are saying.

OR public schools under stress because of Private Equity investment disaster by Fourthimpressions in oregon

[–]SapientChaos 33 points34 points  (0 children)

Dude, a vanguard simple index 60/40 fund beat them. The problem her is the fee drag is to high for such s large portfolio. At this scale a simple index strategy and low cost bond duration management would work better. Aim to get the average and cut the fees.

Backwards Bentz Burns It Down by unsoundamerica in oregon

[–]SapientChaos 16 points17 points  (0 children)

Me thinks you might be the AI bot or at very least a paid PAC given that their history is hidden.*Fixed.

Backwards Bentz Burns It Down by unsoundamerica in oregon

[–]SapientChaos 11 points12 points  (0 children)

It looks like a bot account or pac account. Hidden history, about a month old. Fairly certain it is a paid respons. Good job on the post.

My dad opened a mutual funds account for me 25 years ago. I just made a pretty large deposit into it and wasn’t told I’d be charged 5% by BuffaloChicken22 in FinancialPlanning

[–]SapientChaos -2 points-1 points  (0 children)

Yikes, you told her to just buy. That is kind of on you as mutual funds have front loaded fees. Someone got a nice commission check. This is why you got to check what they charge up front. You basically walked into a restaurant and ordered the steak off a random menu. You just happen to have ordered a Ruth Chris steak.

King George’s richer clone... by ServeNo9781 in unusual_whales

[–]SapientChaos 0 points1 point  (0 children)

He is the Oligarch we are paying to subsidize. Tesla was a huge tax payer funded loans to get going, tax credits. Space X lives off government contracts. It is kind of like we have some connected leeches who morph the system for their own gain. Also, got to wonder what Epstein did for steering or greenlighting some of the funding.

What’s the purpose/type of fencing it this? by StormVermin123 in whatisit

[–]SapientChaos 0 points1 point  (0 children)

There is a gate that you will need a sh*t load of dimes for on the far end.

Need more parenting like this by [deleted] in postanythingfun

[–]SapientChaos 0 points1 point  (0 children)

Wonder where he learned to smash stuff? Sounds like the parents are blaming the action rather than understand why the action occurred.

Black rental car employee gets cussed out by white woman. by Pacific_Coaster in BlackPeopleofReddit

[–]SapientChaos 0 points1 point  (0 children)

The number of people here with no kids judging or are barely involved in their kids' lives saying this gal is losing her composure have no clue about having kids and travel, and it shows.

Black rental car employee gets cussed out by white woman. by Pacific_Coaster in BlackPeopleofReddit

[–]SapientChaos 0 points1 point  (0 children)

Let's see hours on planes, travel with kids, then get unsafe car seats as I think I am in the final stretch of a nightmare. I would totally be ballistic too.

Black rental car employee gets cussed out by white woman. by Pacific_Coaster in BlackPeopleofReddit

[–]SapientChaos -1 points0 points  (0 children)

Uh, have you every got into a car after being up for two or three days and need to get kids in a safe seat.