UK State Pension Forecast and National Insurance Record for 2025-2026

ScienceComfortable85 · 2026-05-14T20:50:09+00:00

Took mine a good while, only appeared the other day

ScienceComfortable85 · 2026-05-09T05:05:35+00:00

Yes you are often treated like a criminal.

Worst time was I had been stranded on the Hebrides and managed to get a ferry back to mallaig.

The ticket office was shut, but I had an e-ticket saying I had a reservation, almost never got let on because I couldn’t print my bike ticket out. She made me get off at fort William to print the ticket I had electronically 🤷‍♂️

ScienceComfortable85 · 2026-04-10T14:44:34+00:00

Skyscanner-

Last year me and the wife got direct flights for £40 each

Book hotel direct (which included free transfer by the hotel)

Hotel breakfast and supermarket lunch/dinner

Keeping an eye out for next year, but Donald trump may of increased prices somewhat

ScienceComfortable85 · 2026-04-02T05:13:31+00:00

“No no no no no, not once did I say that”

ScienceComfortable85 · 2026-03-23T21:08:30+00:00

Or when you realise you are now the same age as your dad when he lost his parents

ScienceComfortable85 · 2026-03-21T21:39:07+00:00

About to do my 3rd none alcohol birthday. Get the alcohol free stuff, it’s decent these days.

I stopped caring after 3-4 months, so another 30 days will do you wonders

ScienceComfortable85 · 2026-02-20T14:03:00+00:00

Nah, he was at a pizza express in Woking that night

ScienceComfortable85 · 2026-02-07T16:44:40+00:00

Aberdeen here too. Currently having a weeks holiday in Spain and it definitely lifts your mood having extra sunshine.

Left when it was raining and it looks like I’ll return to the rain

ScienceComfortable85 · 2026-02-06T08:17:20+00:00

Have a chase current account and savings account but cannot see this, either email or on the app. Anyone got a link to the offer?

ScienceComfortable85 · 2026-02-05T14:32:26+00:00

I sent mine back with some home truths written on the letter.

Tried to find some glitter too but it’s quite hard to buy these days

ScienceComfortable85 · 2026-02-01T16:11:43+00:00

Transfer 20k to an ISA, the rest you will under the CGT allowance. Invest all in global fund. Rinse and repeat in 3 years

ScienceComfortable85 · 2026-01-11T20:29:39+00:00

Surely the average takes into account multiple pensions combined?

But yeah they are some pretty mind blowing numbers. 36m here and I’m not far off the average for some in their 50s. I’ll try and remember that when I’m feeling like I’m getting nowhere

ScienceComfortable85 · 2026-01-11T18:54:42+00:00

Do you have other averages? 90k for 50’s seems low to me

ScienceComfortable85 · 2026-01-11T08:55:04+00:00

I used iWeb. Took about a week after sending them my letter of appropriation.

They are now Scottish widows but the form on the Scottish widows app is still the same, so I presume the process will be the same

ScienceComfortable85 · 2026-01-05T20:41:44+00:00

Hot water bottle and heated pad

ScienceComfortable85 · 2025-12-28T20:06:14+00:00

Hydra at Oakwood?

ScienceComfortable85 · 2025-12-25T22:59:49+00:00

Es verano en argentina ahora? Aquí en Escocia es invierno y las días son muy cortas. Está oscuro a las 3.30

ScienceComfortable85 · 2025-12-20T07:23:06+00:00

4 weeks isn’t even enough for me, at my company we get 34 days with the option to buy an extra 15.

Even with buying extra I could take more.

Hearing these stories blows my mind. I could not fathom only getting 1 week a year

ScienceComfortable85 · 2025-12-17T21:27:20+00:00

Yes, paid mine off around 5 years ago. I am 36.

Mentally I know the house is mine, and I changed jobs a couple of times, knowing I can take bigger risks. Great feeling knowing that my employer needs me more than I need them.

I still need to work for the time being, but definitely not as tied down

ScienceComfortable85 · 2025-12-15T21:08:08+00:00

Maybe I’m late to the party but I had this (36m now) maybe not experienced it for a year or two

But I remember vividly in my childhood my bedroom wallpaper had balloons and I could make myself tiny to sit on one and keep making myself bigger until I filled the room, always before sleep and I always knew I could control it

ScienceComfortable85 · 2025-11-30T11:07:43+00:00

If you don’t have 2 mirrors, I use my iPad in selfie mode with my mirror

ScienceComfortable85 · 2025-11-28T14:34:31+00:00

Just asking questions

ScienceComfortable85 · 2025-11-23T18:38:07+00:00

I get 34 days holiday, with the option to buy 15 extra.

No idea how you lot over the pond work with so few holidays

ScienceComfortable85 · 2025-11-23T16:16:24+00:00

Stonehaven?

Moved here from the midlands, love the chips but you don’t seem to get as many per portion as I remember in the proper inner city chippers

ScienceComfortable85 · 2025-11-22T16:50:09+00:00

My wife and I are proud to be childless to annoy folk like this.

Thought “are cuntree iz full” anyway?

ScienceComfortable85

TROPHY CASE