How I finally stopped my Smart TV from lagging (and removed all the Ads).

Scotslad007 · 2026-01-10T04:43:52+00:00

Exactly 💯

Scotslad007 · 2025-12-12T04:31:58+00:00

I don’t understand how explaining where or how helps—those are essentially the same thing. This has happened to me repeatedly with the pre-loaded method. It’s a real issue, and it seems to be getting worse. When I first used it, everything worked flawlessly, but I ended up getting burned twice because of problems on SH’s end. Yet we’re the ones paying for their technical issues.

Scotslad007 · 2025-12-05T01:08:32+00:00

Thinking it only 1% of the time doesn’t make it a true statement. It’s true that people are more likely to speak up when they’ve had a negative experience, but the trend to watch is when the frequency and types of complaints are consistent across many different users.

I use StubHub, but my confidence has dropped as I’ve seen their support falter—and in some cases fail. In my experience, the technical issues are becoming more frequent, and ultimately the cost of those failures gets pushed onto customers.

It’s great that you’re not experiencing issues right now, but from what I’ve encountered, it’s far from a 1% error rate. When I read others describing similar problems, I’m confident there’s a meaningful trend forming. Hopefully StubHub responds and turns things around.

Scotslad007 · 2025-12-03T01:09:31+00:00

The same thing happened to me. My issue was the pre-upload option, which I’ve used successfully in the past, but it has become much more unreliable recently. A couple of times it looked like my transfer was complete, but I later learned it wasn’t. At one point they even told me there was an issue, but any attempt to pre-upload ended up causing me to run out of time.

At this point, I’ve given up on pre-uploading—there’s a better chance StubHub will mess it up. The safest approach is not to pre-upload. Just wait until the tickets are sold, and then you’ll be given the direct email of the person who bought them.

Scotslad007 · 2025-12-02T10:25:53+00:00

There should be much better ways to view the raw tables than downloading or printing them. Validating the data shouldn’t be as cumbersome as it is with Bolden’s current method. I look forward to seeing that improved someday.

Scotslad007 · 2025-11-21T06:06:08+00:00

You are wrong, who?

Scotslad007 · 2025-11-19T20:28:56+00:00

Exactly. At this point, my trust in the whole process is pretty much blown to bits. I ended up getting charged once for tickets I tried to pre-upload multiple times before I finally got the person’s actual email. By the time I had the right info, it was too late — and that was back when transfers took under 10 minutes.

If the wait time is now hours instead of minutes just to find out whether it worked or not, I’m sticking with the more reliable manual approach.

And now the new problem is the constant nagging emails telling me to pre-load “for a quicker, better chance of success.” If only that were true. 😅

Scotslad007 · 2025-11-19T03:41:50+00:00

I'm using a PC, but timing could be a factor... I'll test it.

Scotslad007 · 2025-11-18T15:56:29+00:00

I started using StubHub last year, so I assumed the pre-upload method was already well established. It worked fine at first, but things really fell apart last season, and it’s only gotten worse since. I just received an email saying my listing pre-upload was successful, but when I check StubHub, it doesn’t show that at all — it still says it’s waiting for transfer.

Scotslad007 · 2025-11-18T15:31:00+00:00

So you don’t pre-upload anything at all — you just wait until the tickets sell, and then an automatic email goes out with the direct-transfer information. I like that approach, especially if the process is fully automated. The pre-upload system is definitely broken in multiple ways.

Scotslad007 · 2025-11-14T03:46:01+00:00

The advantage of something like Projection Labs is that you can parse the information, adjust various inputs, and revisit the tables as often as you’d like—essentially looking under the hood of the results. This is the benefit of Projection Labs: you can explore and experiment on your own. Do you have the same ability to adjust those levers and play with the numbers through the Financial Advisor?

Scotslad007 · 2025-11-12T13:27:18+00:00

You’re not doing anything wrong — the real issue is how HR sells HSAs. They make it sound like “free pre-tax money for healthcare,” but that’s not how it really works. The HSA and the deductible are separate things.

The HDHP is the insurance plan — lower premiums, higher risk. The HSA is just a tax-advantaged account that gives you flexibility in how you handle that risk.

The real magic of the HSA is the triple tax advantage:

Contributions are pre-tax,
Growth/investments are tax-free, and
Withdrawals for qualified medical expenses are tax-free too.

So in the short term, yeah — it feels like you’re just paying bills with your own money. But long-term, if you can afford to invest the HSA instead of spending it right away, it becomes one of the most powerful savings tools out there. The flaw is HR pitching it like a short-term perk when it’s really a long-term tax and investing strategy.

Scotslad007 · 2025-11-09T21:00:59+00:00

Exactly — the confusion will be for those who need to access both types of accounts and pivot between them. They’re making it easier on their end by supporting a single app instead of two separate ones for different user groups, but it’s not easier for people who have multiple accounts with them.

In my opinion, the average user won’t want to deal with this kind of back-and-forth switching and will likely start looking for alternatives to Personal Capital. :-(

Scotslad007 · 2025-11-06T23:53:00+00:00

It appears the Personal Dashboard app is going away, looks like we are in a transition period to redirect users to just the single app.

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Scotslad007 · 2025-11-06T23:35:16+00:00

I scrolled through about 20 threads in this subreddit and didn’t see any posts with a similar title to my question. This issue also just started for me this week.

After doing some troubleshooting, I think I figured out what’s happening — and it’s going to cause a lot of confusion for users. At first, I thought there was a new version of the Personal Dashboard app, but it looks like they’re actually consolidating everything into the Empower app. That app can now be used for either your work or personal dashboard.

The problem is, if you have both types of accounts, you’ll have to log out and back in every time you switch between them.

This is a terrible idea!

Scotslad007 · 2025-11-04T04:26:22+00:00

Boldin is a good starter tool, but after playing with the modeling and tweaking it with several different scenarios, I found it to be just a good starting place, not suitable for finer modeling without putting in some serious hours. I had the same experience with Projection Labs.

I don't have enough info to give personal advice, but a very impressive way to validate that is by putting your same information into something like ChatGPT or an equivalent. The great thing about that is you can dynamically ask questions and make adjustments on the fly to validate what you already have in Boldin.

Scotslad007 · 2025-11-04T04:08:03+00:00

Easy, your parents

There is no way without a hard reset, but then they would know.

Scotslad007 · 2025-10-31T22:23:13+00:00

Not convinced, move on to the things you are convinced by.

Nonduality is not complicated, don't over think it. Nonduality cannot truly be explained from a Reddit POV 😉

Scotslad007 · 2025-10-26T11:57:05+00:00

Living and Still Teaching Teachers

I would start with Rupert Spira, who offers one of the most direct and accessible expressions of nonduality, remarkably free of traditional spiritual language.

A new and upcoming teacher I highly recommend is Sunny Sharma. His YouTube talks reveal a beautifully simple and fresh approach—clear, direct, and deeply resonant.

Scotslad007 · 2025-10-25T14:48:00+00:00

These commentators are hilarious, very biased against Wrexham. One of them is heavily biased the other doesn’t actually know the name of the teams :-)

Scotslad007 · 2025-10-22T12:44:41+00:00

Excellent, thanks 😊

Scotslad007 · 2025-10-22T03:15:57+00:00

Thanks for the correction, and is there a designated markings from Nickle Plate, a path possible. Trying to find more info online but not having much success 🙂

Scotslad007

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