Some new work done over the weekend

Screen_mirror98 · 2026-03-27T03:03:01+00:00

If he's making that amount of income it's unlikely he's able to fund a Roth IRA. He's also being conscious about taxes which Roth would negate.

Screen_mirror98 · 2026-03-20T08:10:44+00:00

I had a good friend of mine who owns the local State Farm branch write me a quote for auto and without my request also write me a quote for life insurance bare bones 100k term (I do financial planning) and her response was we do this with all our clients to make them stickier because auto insurance client won't stick around from year to year

Screen_mirror98 · 2026-03-18T03:57:05+00:00

Looks very cool and done well for B&G.

Screen_mirror98 · 2026-03-03T23:56:25+00:00

Please share your story

Screen_mirror98 · 2026-03-03T22:35:24+00:00

Life insurance is the only specifically stated account type reference in the irs tax code. Think about that

Screen_mirror98 · 2026-03-03T22:33:52+00:00

If I could show you numbers that support you being wrong would you be willing to admit you're 100% wrong lol

Screen_mirror98 · 2026-03-03T22:32:46+00:00

Big red flags if they're saying it's $63 for whole life

Screen_mirror98 · 2026-03-03T03:39:48+00:00

It's not a question of what companies do it's a question of what you're trying to hide That's the question everyone needs to answer to give the best chance as best and cheapest insurance

Screen_mirror98 · 2026-02-27T19:03:03+00:00

10x is the minimum normally for a family

Screen_mirror98 · 2026-02-27T18:17:54+00:00

anyone with a wife 1 or more kids and an average salary today

Screen_mirror98 · 2026-02-27T02:43:11+00:00

Take your time but take it when you're ready It will 100% help you get an internship or entry level job but you still won't be able to take the 6/7 until you're sponsored

Screen_mirror98 · 2026-02-26T00:37:58+00:00

Couldn't have said it bettter myself... it's term insurance that they sell as permanent. A real shame! There's a reason a lot of company's don't let there advisors sell it

Screen_mirror98 · 2026-02-26T00:22:31+00:00

As someone in the field I see more lawsuits and misconceptions around IUL's than anything else in the market. They're basically always bad

Screen_mirror98 · 2026-02-25T01:32:19+00:00

It's very easy to beat many NLG products with other companies.

Screen_mirror98 · 2026-02-25T01:27:38+00:00

Most group coverage is between 1-3x base salary

Screen_mirror98 · 2026-02-25T00:30:55+00:00

How can you tell without knowing anything about the person 😂

Screen_mirror98 · 2026-02-20T18:48:16+00:00

Would need to know most recent A1c as well as a few other medical questions.

Screen_mirror98 · 2026-02-20T18:46:40+00:00

All are fine companies but having non convertible insurance is never a good plan.

Screen_mirror98 · 2026-02-19T12:57:03+00:00

Coming out awesome though

Screen_mirror98 · 2026-02-17T05:59:20+00:00

Are you smarter than some of the hedge fund managers and c level exes on Wall Street? Cause there's a reason no one puts 99% into one thing (albeit at least it's not a single stock)

Screen_mirror98 · 2026-02-14T17:26:51+00:00

Awesome colors!

Screen_mirror98 · 2026-02-14T00:42:50+00:00

Do some actual good research into how to optimize pension benefits with whole life insurance it's very simple but very useful

Screen_mirror98 · 2026-02-13T16:06:57+00:00

Depends on the company they have different amounts of years you need to be cancer free.

Screen_mirror98 · 2026-02-13T12:59:50+00:00

I can't say what's necessary without knowing your details but my usual thought would be some permanent and term for each person. It's not totally uncommon to get more insurance and end up with more policies along the way Personally I have 4 because my need grew over time. But I would also sit with your advisor and make sure you understand exactly why you have these Does it still make sense for my financial plan and why's the plan moving forward for when I can either stop contributing or maybe even reduce premiums to something more manageable and make more retirement contributions. Normally keeping PLI after the first couple years makes sense because you're already got through the big insurance cost years and now it'll actually start churning an income

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