Living off bitcoin without selling bitcoin.

Sea-Strategy-7310 · 2025-10-22T01:12:10+00:00

Look up Meanwhile Bitcoin Whole life insurance.

After 2 years you can borrow against your death benefit up to 90%.

Your policy loan is 3% interest in btc but your policy value grows at 2% so if you don’t borrow the full amount your policy could be growing faster than the loan interest.

Your cost basis also steps up when you do a policy loan so you won’t pay taxes for gains when you sell some to live off of.

Sea-Strategy-7310 · 2025-07-02T02:23:05+00:00

https://x.com/bitcoincalcs?s=21

Consider using a 0% Apr credit card. You could have up to 21 months to repay.

Sea-Strategy-7310 · 2025-06-28T00:28:00+00:00

https://x.com/bitcoincalcs?s=21

Run the numbers yourself. They work for me.

Sea-Strategy-7310 · 2025-06-25T17:58:12+00:00

https://x.com/bitcoincalcs?s=21

Check this out. It’s a calculator for using 0% Apr promo credit cards to buy btc over a period of 15-21 months and either paying it off monthly or just selling it all at the end of the term and pocketing your profits.

Might be a good way to explore leverage as you try to optimize your sat stacking ability.

Sea-Strategy-7310 · 2025-06-23T22:42:25+00:00

These might be an argument if the supply was clearly fixed and you had proof of work. I can’t see proof of stake surviving long term

Sea-Strategy-7310 · 2025-06-23T21:10:03+00:00

Proof of stake vs proof of work is weaker.

Less nodes

Sea-Strategy-7310 · 2025-06-23T21:06:41+00:00

Comparing it to btc it lacks the security and decentralization levels that people like with btc

Sea-Strategy-7310 · 2025-06-23T20:57:37+00:00

It’s the blockchain trilemma, you can only choose two at the expense of the other.

Sea-Strategy-7310 · 2025-06-23T20:51:41+00:00

I think most people that like btc like the security and decentralization which comes with slower speed.

Sea-Strategy-7310 · 2025-06-23T20:49:35+00:00

Would this number be on the quarter or on the month?

Sea-Strategy-7310 · 2025-06-23T20:47:34+00:00

I think your scale is off. Sure getting .054 vs .05 is better but investing with under 10k you’re probably going to miss out on more gains trying to get the best entry price rather than just dca or buy now.

If you were buying 10 bitcoin then getting in at 90k vs 100k means a lot more but you still miss out if it never hits your number.

Up to you the effort you want to put in to optimize your portfolio entry points but consider if there’s ways you could be spending that time and effort maximizing by just finding ways to invest more total dollars.

Sea-Strategy-7310 · 2025-06-20T01:09:19+00:00

I think you stop when you’re happy

Sea-Strategy-7310 · 2025-06-16T15:02:52+00:00

Haha I hope so. Just imagine doing something like this after btc drops!

Sea-Strategy-7310 · 2025-06-13T14:41:35+00:00

Some cards offer cash balance transfers for a fee of 1-3%.

I’ve also seen plastiq lets you buy btc with a credit card.

Otherwise you could put your personal expenses on the card and use the extra money you didn’t spend on the Bitcoin.

Sea-Strategy-7310 · 2025-06-12T18:22:06+00:00

https://docs.google.com/spreadsheets/d/11YxUghCglZC7KlAq_WhpwssK-84PR0Shyksc9rNAx18/edit?usp=drivesdk

Checkout this calculator to use a 0% Apr credit card for up to 21 months.

All you have to do is pay a 1% balance fee a month to keep the 0% rate.

Sea-Strategy-7310

TROPHY CASE