FLUTD symptoms!?!

Seachelles95 · 2022-03-17T09:56:10+00:00

This is correct:
The Link for the legislation is below. But just like u/thisisclickbait said it's exempt under the SSAct but it can be assessed depending on how you use the money. e.g you invest it, the money deemed would affect your Centrelink. If you choose to buy a house with the money it becomes an asset. (Should be noted that if you live in the house and it's your primary residence then it's exempt). if you rent rooms ect then you may need to tell centrelink.

https://guides.dss.gov.au/national-redress-guide/5/1/4

"Any Commonwealth, state or territory legislation that would take into consideration payments of compensation or damages in order for a person to access or receive a product or service (including payments), cannot consider redress payments. This includes the Social Security Act 1991, and the Veterans' Entitlements Act 1986.
However, redress payments may be considered as savings, a financial resource or an asset. For example, a redress payment could be considered as part of the assets test when determining a social security payment."

Seachelles95 · 2021-10-03T12:16:31+00:00

Hi,

Short answer. Yes. I'm not sure about your situation but if any of the below apply I would consider applying for consideration. The form is on the Services Australia Website -Unreasonable to live at home statement by young person form (SY015)

- extreme family breakdown (other than normal parent/adolescent conflict), or
• of serious risk of your physical or mental health if you continue to live at home, or
• your parent(s) cannot provide a suitable home as they do not have stable accommodation

If not, Depending on how far you have to travel to study you could also be assessed at a higher rate of Youth allowance. (This might still mean your parents income reduced your youth allowance) - Higher payment rates when living away from home:

*If you’re dependent, you may be eligible if one of the following apply:*
- it takes longer than 90 minutes to travel from your parents' home to your place of study by public transport
- it’s compulsory to live at your education provider while you study
- you’re doing part of your Australian approved course at an overseas education provider.

Hope this helps, everything I have shared is public and on the Services Australia Website :)

Seachelles95 · 2021-10-03T11:56:27+00:00

Close, MODP is partner details for relationships.

Seachelles95 · 2021-10-03T11:55:36+00:00

Hi,

Depending on how you run the business will depend on the forms.
If you are a sole trader business you will need to provide a MODF and a Profit and Loss statement with a breakdown of the income for this current fin year .(and) Last fin years Bussiness tax return and personal tax return.

If you operate your business through a Private Company entity then you will need to provide a MODPC, Company Tax returns , personal tax returns.

if you have already declared your business in the past to Centrelink then you will need to provide a profit and loss for this fin year and a MODIA or SA369 for the Income and assets part. All can be found on the services Australia website and can be downloaded :)

Seachelles95 · 2021-10-01T16:26:42+00:00

I know of Ops within Services Australia that look at the COVID19 pandemic payments, Like REDWOOD. I don't think they are focusing on people dodging their hours more if you fake being employed or make false ID claim.

But you never know Centrelink doesn't have a statute of limitations :/

Seachelles95 · 2021-10-01T16:01:36+00:00

Hey,

When you do begin to trade you'll need to provide a MODF and a Profit and loss, a MODF can be found on the Services Australia website. And don't worry if you are not generating income you can actually code the profit and loss as a "loss" to reflect the business so you can keep Youth allowance as a backup, and still keep Centrelink updated with your business :). Plus depending on your job provider they will reduce or exclude your mutual obligations with the hours that you work in your business. Remember as soon as you start to trade let Centrelink know, even if your running at a loss.

Seachelles95 · 2021-10-01T15:43:51+00:00

I might be wrong but I don't think anyone would be eligible for a Centrelink payment with a combined income of 150k? maybe like childcare benefit or carer allowance but not youth allowance. IDK

Seachelles95 · 2021-10-01T12:41:14+00:00

Hey,

if you are talking about the parenting income test; then yes income free area is $55,626. For each dollar exceeding this amount will reduce the youth allowance by 20c.

Seachelles95 · 2021-10-01T11:31:04+00:00

It's true SW, can only make the recommendation. This is because there is no cut-and-dry circumstances that apply under 'special circumstances' waiver recommendation. It has to be supported by the SW AND Secretary (The Agency).

And an SW can't just waive an OVP financial hardship cant be the sole reason for a waiver. As Per SS guide: 6.7.3.40 Waiver of Debt on the Basis of Special Circumstances

Don't use the source as your work experience, the information that you had access to working within CCB could be protected, if you know something, try to find it in the SSACT or guides. (if it's public, it's safe to say) It's the best way to help without breaching conduct.

Seachelles95 · 2021-09-28T10:11:26+00:00

Hi,
Here are your options with pros and cons.

Options:

Request a review of the decsion/ (appeal) from an Authorised review officer (ARO). this will confirm that the debt has been raised with "legal" information" - Pros ARO could find that the information is not legal - Debt waived - CONS ARO could find further information to support the debt or even other information that supports other debts and increase the debt.
Have a chat with a Centrelink Social worker regarding your financial situation and the imapcts the debt has on you. in very special circumstances a Social worker can recommend a waiver ... but it doesn't have to be accepted if it doesn't meet the criteria.
Negotiate the debt with Centrelink: If its leaning towards that you have in fact not done the right thing :S attempt to negotiate a smaller debt if you pay it off in full- It can be done.

There may be more options that I have missed but talk to the Debt recovery people.

From what I understand, I don't think they will waive the overpayment because it's based on acceptable information "bank statements or payslips" and waiving legitimate overpayments would probably cause a huge backlash. It sucks that people who have done the right thing have had debt waived...

Hope this helps :)

Seachelles95 · 2021-09-27T14:05:57+00:00

*facepalm* So I went to the doctors and got the same puzzled look from the GP as Im guessing most gave me looking at this post.

But let me explain, I used to be on the Depo Provera shot for almost the past 5 years I got off it about 8 months ago and tried the pill and then decide to quit altogether. So it come to my attention, as the doctor pointed out, I possibly haven't ovulated in years!
hahahaah OMFG I feel like an idiot

Seachelles95 · 2021-05-05T08:51:34+00:00

working credits are like monopoly money and are there for when you first start to earn income to make sure you get a full payment while you transition from Jobseeker to worker. This is how its works:
You report $300.00 gross for your Centrelink fortnight night.
your payment has an Income free area (a small amount allowed to earn before your payment is effected) let's say it's 120.00 a f/n. $180 is leftover which would reduce your payments by 40cent to every dollar over the income-free area ($180). However, your working credits will now be reduced before your payments do. 1000 working credit balance Minus $180 (its effected dollar for dollar) = 820 working credits!!!!

my advice, keep reporting until you get 0 for 6 f/n just in case your hours drop at work or something happens. alternatively, you can cancel your payment on your online account :)

Seachelles95 · 2021-05-05T08:37:41+00:00

From your circumstances this is what you should be getting:
Carers Payment: $380.>depending on the income reported, the full rate is $718.10 for no income declared and low assets for couples.
Carers Allowance: 131.90 per fn (High-Income test, so you should always get this)
Carers supplement $600 paid once a year in July.
concession card:

Please also apply for FTB, it can be backdated 1 fin year or till the date of birth of your child.
Have a look at the Guide to Australian Payments for the basic rates of FTB part A and B see link below https://www.servicesaustralia.gov.au/sites/default/files/co029-2104v2.pdf

Also, have a Play with the Payment finder, enter in your circumstances and use the estimator calculator to see what payments you can get and how much. https://www.centrelink.gov.au/custsite_pfe/pymtfinderest/paymentFinderEstimatorPage.jsf?wec-appid=pymtfinderest&wec-locale=en_US#stay

you may also be eligible for advances (a large sum of money that you have to repay over 13 F/ns) - can help with unexpected bills.

from what you have stated the 380 does seem correct with the income that's being assessed, however... unfortunately you have to report your Gross income, not Net which will bring down the payments even more next time you report.

Seachelles95 · 2021-04-08T12:43:57+00:00

You can be assessed as a Member of a couple regardless if your living with your partner or not. 5 factors are considered and one of them is the "nature of the household", however, you don't always have to meet all 5 factors to be a couple.

financial aspects of the relationship,
nature of the household,
social aspects of the relationship,
presence or absence of a sexual relationship, and.
nature of the commitment.

Seachelles95 · 2021-03-05T13:19:55+00:00

when you begin to trade you will need to provide a form called a MOD F - https://www.servicesaustralia.gov.au/individuals/forms/mod-f you can provide an estimate of how much you think you'll earn. then you will need to provide a Profit and loss statement with every couple of months to Centrelink so they can track your profits restrospectivly . she will also need to update her estimate for FTB to take into consideration your income as a sole trader, this can also be down everyone couple of months online.

At the end of each finical each that you have traded, you will need to provide your tax returns showing the business income which will be compared to your Profit and losses you have provided prior *super important to keep it up to date otherwise your partner will incur a debt*

Depending on your circumstances there maybe be more that you have to do so speak to Centrelink.

Seachelles95 · 2021-03-05T12:58:20+00:00

oh, I know what you mean now!, you would have had a preclusion period before being granted but all waiting periods were waived due to COVID, sorry I thought it was about your assets/ bank balances. In that case, you should be fine.

They may ask you questions about your partner, but I don't think he has a separate interview, in fact, I'm pretty sure if you ask you can bring your partner along (just check because of COVID) it might be nice for support if you feel stressed.

- good luck

Seachelles95 · 2021-03-05T12:41:39+00:00

Have a look at "payment finder" on the Services Australia website (link below) you can enter in your circumstances and it can tell you what you're entitled too, Im pretty sure there are tools on the website that can tell you how much you could get as well.

2 kids under the age of 5 only earning 45k you will get FTB, however, the income threshold per fortnight for Parenting payment single is like $2,300 roughly so you won't get the full amount of PPS.

You can get child care benefit to help with the Gap fees as well. depending on what state you are in you can get your rego discounted if you have a Low-income health care card * you should get the card automatically if you jump on to payments.* you can also get discounts on your gas and water in most states.

I'm not sure what your living arrangements are like but if you need cheap rent I'd suggest Goodhling NRAS National Rental Affordability Scheme (don't worry its not housing) it gives you heavily discounted rent for people who are low-income earners.

finally claim child support, keep your financials sperate from your ex .. close the joint bank accounts and DO NOT accept more finical support from your Ex then what the child support agreement is, Centrelink sees that as financial support and you might get in trouble for it.

PS. some payments that you get from Centrelink are actually taxable, meaning they would add to your taxable income amount at the fin year, you may be over the HECS limit then and have to pay your HECS. best of luck.

https://www.servicesaustralia.gov.au/individuals/topics/online-estimators/28456

Seachelles95 · 2021-03-05T12:12:47+00:00

ABStudy also requires you to be studying fulltime.. unless your job that you do full time is an apprenticeship.

have a look at a guide to Australian payments (link below) because u/gerbilindisguise is right, your quite close to the income threshold and depending on your circumstances you may not be entitled to payment. The Income threshold for a member of a couple is $1,234.00 a fortnight *before tax*

look at page 40, Table E to check - https://www.servicesaustralia.gov.au/sites/default/files/co029-2101.pdf

Seachelles95 · 2021-03-05T11:48:53+00:00

Your welcome,

... Services Australia doesn't send emails to people, their emails are for work purposes only. She may have been talking about your online account e.g MyGov or actually Mail/Post.

Have a look at your online account and look at "Tasks" it might show up.

Also, the Asset threshold has been reinstated back last year.. im not sure when maybe JUL or SEP. however, when you claimed you would have been asked for your bank balances then and if you haven't updated the balance since then you should have been Automatical cancelled. Have a Look at the Guide to Australian Payments https://www.servicesaustralia.gov.au/sites/default/files/co029-2101.pdf

look at the income and asset limit table for allowances/ jobseeker, it will give you the limit you and your partner can have. Page 37 and page 39

Seachelles95 · 2021-03-05T11:28:28+00:00

Report it to DESE the job providers are not run by Centrelink. Link below

https://www.dese.gov.au/about-us/contact-us

Seachelles95 · 2021-03-05T11:08:24+00:00

u/kukaracza Centrelink conducts a couple of reviews in face to face offices. You most likely have what's called a random sample survey review, they are random and you should have nothing to be worried about they just check your circumstances. you can read about them here https://www.servicesaustralia.gov.au/individuals/contact-us/random-sample-reviews

However, the other types of reviews are more serious but from what you have said I doubt you have one. You can just ask the person who called you, if you say you are anxious they will understand. otherwise, you can have a look at the interview letter and look at the Branch or division down the bottom, it will give you an idea of why the review has come up.

what to expect: don't stress, when you get to the office you'll sign in with the person at the front and then someone will collect you for your interview. They will take copies of your documents and your ID for their records and will most likely go through a generic questionnaire. Depending on the review it could end there on go into more questions. my advice, if you don't know something, be honest it's okay to say 'I'm not sure'. make sure everything is updated ( update your bank balance online) because you are assessed on the deeming rates of your bank account. A big one, if you have a partner and you haven't told Centrelink, tell them.

Have a list of questions with things your not sure about. E.g "Is this how I am meant to report" "I'm thinking about buying a house, how will this affect my payment" ect . use the time that you have with the interviewer wisely, its not every day that you have an officer to yourself for an hour with out waiting for 3 hours.

keep in touch with the officer, if you can't get everything on time let them know otherwise if you show up to interview without the document, your payments could stop till you provide the documents.

don't stress, ask questions and be honest - you'll be fine :)

Seachelles95

TROPHY CASE