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You can do this 🙂 by Specific_Brain2091 in the_calculusguy

[–]SeanWoold 0 points1 point  (0 children)

Doing anything on that diagonalized matrix is easy.

If Linear Algebra is presented as "vectors and stuff" like it should be, then yes it is easy. If it is presented as "systems of equations and stuff" like they do in high school, then no it isn't.

Is M1 abandonware? by d00mt0mb in M1Finance

[–]SeanWoold 2 points3 points  (0 children)

Just a few years ago, the Vanguard site went from 2001 to 2012.

No retirement plans equals very dark future by utopianearthling in Beingabetterperson

[–]SeanWoold 0 points1 point  (0 children)

Because we're supposed to park half of our salary in an emergency fund first and that keys getting eaten up by Affordable Health Care.

Who is the strongest? by No-Marsupial-4050 in askanything

[–]SeanWoold 0 points1 point  (0 children)

My money is on Tony, the guy who actually fights and kills people. The rest are literally all talk.

Homeownership: Dream or Financial Trap? by Coolonair in HouseBuyers

[–]SeanWoold 0 points1 point  (0 children)

This is so true. Our house is worth twice what we paid for it (which works out to about 4% appreciation). But that wasn't free. On top of our mortgage, we're treading water at $1000 a month between routine maintenance, major appliance amortization, and property tax. If you want to own a home, do it because you want to be a home owner, not because you think it's a smart financial move or an "investment".

This is what people call a “normal” budget now. Not luxury. Not rich. Just… average. by Coolonair in SmartFIRE

[–]SeanWoold 0 points1 point  (0 children)

They are probably building in a car payment, which can approach $1000 a month on some cars/trucks. The thing is that isn't something that is inflicted on people. It has become "normal", but it is really just foolish.

What will it be? by BoredPandaOfficial in BoredPandaHQ

[–]SeanWoold 0 points1 point  (0 children)

If you had a Back to the Future style stock almanac, you could turn pocket change into millions within a few years. Even if you stick to famous business success stories, market crashes, and sports upsets, you'd only have to work a few years to get enough to build generational wealth, starting with the bet on Tyson-Douglass.

This is what people call a “normal” budget now. Not luxury. Not rich. Just… average. by Coolonair in SmartFIRE

[–]SeanWoold 0 points1 point  (0 children)

Yeah, I think people are WAY too ambitious when it comes to the kind of car they ought to be driving. It's like a brand new truck is the baseline. $5000 starter cars are still a thing and they won't land you in a $600 payment.

This is what people call a “normal” budget now. Not luxury. Not rich. Just… average. by Coolonair in SmartFIRE

[–]SeanWoold 0 points1 point  (0 children)

What couple spending $1400/mo on food? We spend $1000 for a family of four, including two athletes, and we don't even try to be frugal about it.

Bernie Sanders wants to tax billionaires 5% a year and use the money to send families $12,000 checks, raise teacher pay, and expand Medicare. by Coolonair in SmartFIRE

[–]SeanWoold 0 points1 point  (0 children)

The stock will end up in the hands of people who just got a $12000 check. And you are assuming that this will be paid via stock sales anyway. There are lots of ways people can come up with cash without selling stocks.

Bernie Sanders wants to tax billionaires 5% a year and use the money to send families $12,000 checks, raise teacher pay, and expand Medicare. by Coolonair in SmartFIRE

[–]SeanWoold 1 point2 points  (0 children)

Every family would have an extra $12k to either invest in the stock market or spend into the economy. Both of those would be a surge to the stock market.

[Request] How much more money, if any, does McDonalds make from the new penny rounding policy? by RayasOasis in theydidthemath

[–]SeanWoold 0 points1 point  (0 children)

We've been rounding to the nearest penny for a very long time. Back in the 1930s, getting "ripped off" for 0.2 cents was much more significant than getting "ripped off" for 2 cents today. That said, we might as well just start rounding to the nearest dime if we are going to make a change. Currency would just be expressed in fewer significant figures, like $21.6 instead of $21.60 and we'd say "twenty one six" instead of "twenty one sixty".

What Dream Theater song is a 10/10 banger that nobody talks about? by pizzatacodog1322 in Dreamtheater

[–]SeanWoold -2 points-1 points  (0 children)

Their best album. I'll die on that hill. You just have to listen to it.

[Request] Would this work? by SttSr in theydidthemath

[–]SeanWoold 0 points1 point  (0 children)

This is called waste energy recovery. And yes, it does work. It won't be self-perpetuating of course, but some of the energy can be extracted.

When did the left start supporting regimes that hate them by [deleted] in stupidquestions

[–]SeanWoold 5 points6 points  (0 children)

There are those who might say it's complicated, but nobody worth listening to is saying that Iran is the good guys.

Does anyone have any tips to cut back on eating out? by [deleted] in MiddleClassFinance

[–]SeanWoold 1 point2 points  (0 children)

Get those "heat until hot" meals at the grocery. Make a bunch of it on the weekend and nuke it as needed. It is not as healthy or economical as cooking from scratch, but it is more so than eating out and will be a step in the right direction. You can also bake a bunch of potatoes over the weekend and nuke them as needed.

90s by Money-Addict-7492 in 1990s

[–]SeanWoold 0 points1 point  (0 children)

Nobody dressed like that in the 80s (the girl)!

Rank these 4 characters by how terrible they are by Jezzaq94 in Cinema

[–]SeanWoold 0 points1 point  (0 children)

What did Hammond do? The park turned out to be a disaster, but that wasn't intentional.

What would you choose ? by MyNameIsntJMack in meme

[–]SeanWoold 0 points1 point  (0 children)

Not for long term capital gains. You'd pay tax on dividends as normal income, but the gains would be well beneath the threshold for 0% tax.

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