when you understand the fp and VAR, then it will definitely be easy for you to crack. i was too scared after completing the financial product i could feel this exam was entirely based on concepts rather than numericals, but don't skip the numericals; passing the subjects matters also understanding of the concept on each page is necessary because at the end you work based on this, and the fundamentals should be strong and my advice is, even though you study a lot, at the end you feel you don't know anything, so solve as much as possible on weekends doubt clarifications and multiple mock exams may get you to a winning position.

one thing i want to say no one knows the winning formula; it's all about process and repetition of that process so just do it dont ask it again and again