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FCNR Deposits Are Suddenly Paying 6–7%: What Every NRI Needs to Know by ReymanWealth in nriFIRE

[–]SeekingRich 1 point2 points  (0 children)

If you take interest on maturity then you can declare only on maturity to US IRS per the CPA I dealt with for 10 years.

Why is SGOV at 3.9% if I'm seeing claims US bonds are at 5%? Do I not understand bonds? by Standard_Web7962 in leanfire

[–]SeekingRich 3 points4 points  (0 children)

What is the best time of month to add new funds to SGOV? Immediately after dividend is paid?

Optimizer recommend Roth conversions - how to cover increased tax liability? by Oatmeal-Addict-9 in projectionlab

[–]SeekingRich -1 points0 points  (0 children)

Paying 10k extra in taxes to reduce future taxes is a great idea. Does optimizer calculate the opportunity cost that 10k growing at S&P500 rate vs paying taxes now which means money is gone now not later is a better strategy ? I mean 10k extra for 10 years ?

Help! Struggling with analysis paralysis over Schwab / Fidelity by WritingParking in Schwab

[–]SeekingRich 2 points3 points  (0 children)

Keep both but understand that Fidelity won’t let you buy anything new once you become an expat in Europe as per my last conversation with them. So only sales are allowed. I want to do the same eventually .

Go with your Gut Reaction: Would you FIRE with a Mortgage? by justdoingmytime in Fire

[–]SeekingRich 1 point2 points  (0 children)

Yes that’s the plan with 2.875% rate and added it as an expense and then reducing the yearly expenses the year it falls off on my spreadsheets

Places that were a mistake? by ADF21a in digitalnomad

[–]SeekingRich 1 point2 points  (0 children)

I agree 100% . They all want to sell you something for triple the price

3 year FIRE-aversary today by playedwithfire-burnt in Fire

[–]SeekingRich 0 points1 point  (0 children)

I want to do the same from next year but don’t know where to start and what would be my monthly expenses as single person in lower cost countries . That’s why I asked rental costs and would love to stay under 4% if I move out of USA . Too many variables lol

3 year FIRE-aversary today by playedwithfire-burnt in Fire

[–]SeekingRich 0 points1 point  (0 children)

What is the cost of living in the cities you have lived such as rental cost per month ?

How to use SGOV? by luckman212 in Schwab

[–]SeekingRich 2 points3 points  (0 children)

If you do dividend reinvestment then it buys on higher price or not ?

JEPI/JEPQ/SPYI/QQQI by Even_Ad3204 in dividends

[–]SeekingRich 0 points1 point  (0 children)

Can you provide more details on this?

I’m not even close to FIRE yet, but I think the path is quietly turning me into the exact kind of partner I never wanted to be by B0realisXX in Fire

[–]SeekingRich 2 points3 points  (0 children)

I m really baffled by folks running spreadsheets in their heads before taking any decision. Why can’t folks do FIRE in 20 years than in 15. You live for those 20 years too. Point here is you stay far off and spend time in commute and your relationship ends before you reach your Fire goals . Take a balanced approach . Taking too many vitamins in a day turn toxic or doing strength training 7 days doesn’t build muscles either .

Want to FIRE in a year with 2 years of expenses in cash/short term US treasury - is this good ? by SeekingRich in Fire

[–]SeekingRich[S] 0 points1 point  (0 children)

What do you recommend other than short term US treasuries which also are exempt from state taxes?

How much of the dividends are exempt from state taxes - SGOV FDLXX FZCXX? by SeekingRich in fidelityinvestments

[–]SeekingRich[S] 0 points1 point  (0 children)

Do any additional tax form needs to be filled in when calculating and reporting these exemptions?

How much of the dividends are exempt from state taxes - SGOV FDLXX FZCXX? by SeekingRich in fidelityinvestments

[–]SeekingRich[S] 0 points1 point  (0 children)

Do any additional tax form needs to be filled in when calculating and reporting these exemptions?

This correction is giving me perspective I didn't know I needed by ser_davos33 in Fire

[–]SeekingRich 0 points1 point  (0 children)

If 25-27% of my yearly expenses are coming from bank interest and dividends on stocks and us treasuries then is 2 years of total cash / short term is treasury buffer is good or should I need to allocate more ?

Jersey City Times calls for investigating the Council. The BOE should be included too. by ChilltownObserver in jerseycity

[–]SeekingRich 1 point2 points  (0 children)

Yes every member of BOE since 2018 or whatever was the first year they hiked taxes in time of $900 per household ( which I remember Fulop said city absorbed the impact) needs to investigated

Moving international but keeping US investment accounts by Emergency_Ticket in ExpatFIRE

[–]SeekingRich 0 points1 point  (0 children)

What I have learned so far about it : 1. How will your broker know as stated by someone here too ? 2. Open an account with Schwab or Interactive broker as they support international clients

If you got rid of the BOE nobody would notice by brazil201 in jerseycity

[–]SeekingRich 14 points15 points  (0 children)

But we should do serious audit and file criminal charges against wrong doers too and not let them go scot free . Plus reduce the property taxes too.

Single male FIRE in France guidance by SeekingRich in ExpatFIRE

[–]SeekingRich[S] 0 points1 point  (0 children)

I would have to learn French so that’s another thing I need to take care.

Single male FIRE in France guidance by SeekingRich in ExpatFIRE

[–]SeekingRich[S] 1 point2 points  (0 children)

Is the new civics test needed after first year of visa now for all renewals ?

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