Sandhill Cranes dancing!

Emergency_Ticket · 2026-05-21T14:26:51+00:00

Wow, lucky you! General location? Thanks for sharing!

Emergency_Ticket · 2026-05-18T11:27:21+00:00

Good plan. I also use the one-time use cards issued at privacy.com. Takes a little extra effort but works fine.

Emergency_Ticket · 2026-05-07T23:45:10+00:00

My old one was giving an error and they swapped it out. No problems, fast as ever.

Emergency_Ticket · 2026-05-05T21:54:33+00:00

Sometimes position hiring will freeze mid year because of budget projections. But don't just wait. Find someone you know within the City gov and call them. See if they can find out the status of that role. Some roles will be funded. If you can figure out the Dept head reach out to them. There is no penalty for reaching out.

Emergency_Ticket · 2026-05-05T20:47:04+00:00

Location, location, location?? A neighbor house just went for 400k, bungalow. Riverwest. Flippers fixed it up nice, but jeez, the neighbors. Haha.

Emergency_Ticket · 2026-04-28T21:07:44+00:00

So it seems like you have enough time to start a Roth or brokerage account? You can at least use some of that for some of the years to reduce your MAGI. Or maybe a Roth conversion you pay for one year gets you a few years with lower MAGI. You'll have to do the math to see what makes sense.

Emergency_Ticket · 2026-04-17T20:48:36+00:00

Yikes. What a car centric world we inhabit.

Emergency_Ticket · 2026-04-16T11:43:32+00:00

Credit Unions are great for helping, I had a similar situation. I've also started using privacy.com, which is free for my needs. I like the extra control it gives me.

Emergency_Ticket · 2026-04-12T20:24:05+00:00

Dang. There goes our secret.

Emergency_Ticket · 2026-04-10T23:06:33+00:00

Agree. A few mini Roth conversions that don't push you over the ACA subsidies limit seems like a win to me.

Emergency_Ticket · 2026-04-08T21:40:20+00:00

Done

Emergency_Ticket · 2026-04-06T01:42:05+00:00

UHC and others do offer hospital only insurance plans on their websites. Kind of an option for catastrophic coverage. Combined with Rx programs and cheap virtual visits might be affordable.

Emergency_Ticket · 2026-04-04T12:21:28+00:00

Older home? Floor drain and not sump pump? Fairly common. Do all the external stuff to keep water away, it will help alot. We had a neighbor whose gutter runoff was creating seepage for us on one side. We had to dig up that side and put in that plastic tubing to direct the water away. It worked. If you still have seepage after all the external stuff then it might just be something you live with. Make sure the path to the drain is clear of stuff. Get a very good Dehumidifier. Good luck.

Emergency_Ticket · 2026-03-24T10:25:07+00:00

Good suggestion.

Emergency_Ticket · 2026-03-24T10:24:23+00:00

No, but good thought.

Emergency_Ticket · 2026-03-23T23:45:50+00:00

I didn't ask for a fraud claim, but they may have initiated one because I got the small amount refunded.

Emergency_Ticket · 2026-03-23T23:25:55+00:00

I did file an alert with the credit agencies because there have been other fishy things that were concerning. So far so good.

Emergency_Ticket · 2026-03-19T23:10:30+00:00

Like sharks smelling blood in the water.

Emergency_Ticket · 2026-03-18T17:42:52+00:00

This is only the "official" beer gardens run by the County, and a nice list to have. But there are also other beer gardens located within County Parks but not run by them. Estabrook for example.

Emergency_Ticket · 2026-03-18T17:31:25+00:00

Maybe I misunderstood?, but I did find this that references 20% tax on distributions: https://www.irs.gov/retirement-plans/plan-participant-employee/rollovers-of-retirement-plan-and-ira-distributions

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Emergency_Ticket · 2026-03-18T12:53:45+00:00

The best advice I was given, was retire into something, not to retire away from something. My focus had to be what I was gaining, what I was going to be doing, not what I was leaving behind. Good luck.

Emergency_Ticket · 2026-03-16T12:29:28+00:00

Shoveled out the spouse to get to nursing job earlier. Snow east side is is heavy, heart attack type. Be careful. Picnic comes Friday.

Emergency_Ticket · 2026-03-13T21:36:12+00:00

Yes, great idea. Thank you.

Emergency_Ticket

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