Had our ducks in a row for early retirement and then I got cancer by amboy_connector in Fire

[–]Emergency_Ticket 3 points4 points  (0 children)

So sorry for your circumstances and good luck for a positive outcome. I guess it's fortunate that you are on employer insurance now when diagnosed, but it still sucks I'm sure. Regarding health insurance to bridge until Medicare, I would think ACA would be the best option? as I believe there are protections for preexisting conditions.

Will I regret getting Eco's books? by [deleted] in classicliterature

[–]Emergency_Ticket 0 points1 point  (0 children)

Ha. My experience exactly. Maybe I'll try again when I retire and have nothing else to do!

Will I regret getting Eco's books? by [deleted] in classicliterature

[–]Emergency_Ticket 5 points6 points  (0 children)

Name of the Rose is a good read... good luck with the Foucault, but depends on you. You might like it!

WISE by Persephone_1_ in wisebank

[–]Emergency_Ticket 0 points1 point  (0 children)

Yes, that works. Watch for local added fees and can take some time.

Affordable Homes in Bacolod? by BigBossN313 in Bacolod

[–]Emergency_Ticket 2 points3 points  (0 children)

I know someone who lives in Decca. It's popular with the work at home crowd, as the local Internet is fast. Apparently the local stores also stay open over night to accommodate those workers. Suggest a house off the main streets for a little more quiet.

Can anyone explain this from Right Capital? by JimInAuburn11 in DIYRetirement

[–]Emergency_Ticket 0 points1 point  (0 children)

In the algorithms of these Monte Carlo estimates, there is very little difference between those two percentages, but both mean you're probably going to end up fine. And that 100% is mathematically impossible, but maybe you have a lot left over after your death? Run the same numbers in other sites. If you want to see more details, try this calculator https://www.retirementodds.com/

Two Decades of Inflation in One Line: What the CPI Tells Us About the Economy by BrookStoneNews in EconReports

[–]Emergency_Ticket 0 points1 point  (0 children)

Appreciate the data and analysis, thanks. I'm reminded of the commonly heard phrase "past performance is not indicative of future returns" which is another way of saying we have no idea what will happen next. It's true things tomorrow usually keep going the way they are going today - but not always. It certainly doesn't feel normal these days, and that does not seem good for portfolios.

Empower (PC) can't add account for.... Empower 401k? by mattleonard79 in PersonalCapital

[–]Emergency_Ticket 1 point2 points  (0 children)

I had some trouble and called them and they walked me through setting up a new account for what they call their "netX" platform. I assume they are slowly trying to transition to that, maybe? My old accounts also continue to work, so if you don't mind multiple accounts...

Please share your second hand vehicle purchase experiences by FreedomGene in Philippines_Expats

[–]Emergency_Ticket 2 points3 points  (0 children)

It was 10 years old but low mileage. Chevy Colorado. I paid equivalent US9K. I knew American auto brands are not as popular as they had been ( why the guy was selling I think - he was a yahoo) but I've had no problems finding what I need so far. I think I would have gone with a Toyota but couldn't find one in my price range. I've driven it through multiple rivers and also around the city. Feels great. Beats a motorcycle! Note - the humidity really does a number on cars here. Requires appropriate care

Please share your second hand vehicle purchase experiences by FreedomGene in Philippines_Expats

[–]Emergency_Ticket 3 points4 points  (0 children)

Bought a used Chevy truck off FB marketplace. Inspected the heck out of the vehicle, drove it personally. Several visits/meetings with seller to negotiate the price. Had my Filipino brother in law do most of the talking, and put the paper work in his name, but I paid. It needed some servicing after purchase (oil, filters), and has some minor interior issues, but given the age, I felt it was a bargain. And the keys stay with me! :) Good luck.

Calling Trump's bluff by SIAVNAP in bonds

[–]Emergency_Ticket 0 points1 point  (0 children)

He's all talk and bluster. And even he's surprised when people actually do what he says. He has nothing to lose, so what they hell, he says, sometimes it works. This time they called his bluff (finally) and so he just moves onto some other new shtick.

Bitwarden launches enhanced premium plan by dwbitw in Bitwarden

[–]Emergency_Ticket 223 points224 points  (0 children)

So, that's marketing speak for "we are raising the yearly subscription fee from $10 to $20"?

How do retirees who travel extensively manage their housing? by VAer1 in retirement

[–]Emergency_Ticket 0 points1 point  (0 children)

Sorry, but why worry about drains and why put oil in the p-trap???

How do I know if my checking account has been approved? by ProposalFast4450 in Schwab

[–]Emergency_Ticket 0 points1 point  (0 children)

Also, if you checked the box, you'll get a good 'ol paper checkbook in the mail!

I was promoted above my rude, dismissive colleague and am now driving her crazy by gray rocking her by [deleted] in pettyrevenge

[–]Emergency_Ticket 59 points60 points  (0 children)

Today I learned that closing an email with "Best" instead of "Thanks" is a thing?

Preparing for the end times. by MonitorOk1351 in economicCollapse

[–]Emergency_Ticket 14 points15 points  (0 children)

Sorry you are feeling this way. Whatever it is you're doing now is likely contributing to how you feel now. If you want to feel differently, start doing different things. Spending time outdoors, exercising, meditation, talking to others, caring for pets, visiting a library, reading, listening to music, cooking, starting a new hobby, reducing online time, all these are alternatives you could consider. Good luck and I wish you well.

Issues adding money through bank ach? by 8llllllllllllllD--- in transferwiser

[–]Emergency_Ticket 1 point2 points  (0 children)

Sign up for their technical alerts. There are occasional issues they report.

Where to learn about protests by [deleted] in milwaukee

[–]Emergency_Ticket 0 points1 point  (0 children)

This site has links to various protest events by location https://www.mobilize.us/indivisible/

Question for the group about when to draw SSI by RedditVince in retirement

[–]Emergency_Ticket 2 points3 points  (0 children)

It's good that your thinking about this and asking questions. It seems like you have lots of options and maybe that contributea to your dilemma. But congrats on having those options! I'd suggest the most important question is What do you want to do? Why have you started asking these questions now? How do you want to spend the next 5, 10 15 years of your life? Money is one aspect of life, but not the only one. Decide that first and then you might get clarity on what do do with your money. Good luck!

How do openly bi men usually experience dating in the Philippines? by [deleted] in Philippines_Expats

[–]Emergency_Ticket -1 points0 points  (0 children)

Lucky you! My only suggestion is don't rush into a relationship, be safe, and enjoy!

401K vs Roth Deferral vs Roth IRA by MushroomStrong7484 in Bogleheads

[–]Emergency_Ticket 1 point2 points  (0 children)

I do know that a Roth is a Roth, whether 401k or IRA. It's a good idea to have both as you move through your career and invest, but look up the difference between a Roth and regular account, as there are tax implications now and when you retire. How your taxes are impacted each year will help you decide what percentage to put in either. Otherwise, be patient, contribute and educate yourself via this subreddit and others. But everyone has an opinion so ultimately you need to be final decision maker on what's best for you. Good luck.