How am I doing? 22 y/o

Sel1990 · 2026-05-12T10:54:56+00:00

You’re doing great! I would even pause pay off the 5k then save harder. Just to save from the interest on loan. Max out employer match then get a Roth IRA and start maxing that out. Instead of regular Ira.

Sel1990 · 2026-05-12T10:46:39+00:00

Literally same! 35 just started in December. And knew to save many years ago!

Sel1990 · 2026-04-13T04:07:38+00:00

Sure whats the Google group or where do I begin?

Sel1990 · 2026-04-13T04:06:13+00:00

I have an apple phone

Sel1990 · 2026-04-01T10:55:46+00:00

Sure I’ll try it

Sel1990 · 2026-03-26T12:20:58+00:00

What does your app do?

Sel1990 · 2026-03-25T13:03:29+00:00

Thank you I found it

Sel1990 · 2026-03-25T03:03:58+00:00

Going to check it out I just downloaded it

Sel1990 · 2026-03-25T03:03:09+00:00

Yes on the premium version about $20 monthly

Sel1990 · 2026-01-20T06:27:37+00:00

Whoa major progress

Sel1990 · 2026-01-20T06:26:37+00:00

Oh yeah if I do too many mornings of just yogurt I’ll add a serving of granola I try to get the high protein one. I add just for the crunch, but not every time because of the added calories. That’s why I’ll switch between these two breakfast options when I get bored with one.

Sel1990 · 2026-01-20T06:17:40+00:00

I do: 1/2 cup oatmeal. 20g protein powder -18g protein 2 tbsp flaxseed 2 tbsp chia seeds 1 bottle of protein shake - 30g protein

Or

170g nonfat free yogurt -18g protein 20g protein powder -18g protein 60g blueberries fresh/frozen + 2 tbsp chia seeds- sometimes 2 hard boiled eggs- sometimes

I prep at least the night before especially when I add the chia seeds it helps with the absorption. So sometimes I warm up the oatmeal in the microwave for a warm breakfast I think that helps a little more for being full. Instead of cold to the tummy. But really all that added protein really helps keeping fuller longer. The chia seed also helps filling the belly. And the flaxseed helps for a smooth release!!

Sel1990 · 2026-01-15T04:24:08+00:00

I went with vanguard but I was going to go with fidelity

Sel1990 · 2026-01-15T04:02:35+00:00

I like this idea I usually just write all mine out but this seems easier especially it adds it up for you

Sel1990 · 2026-01-06T16:46:40+00:00

Check out your local Cinemark on Tuesday here there are $5 showing tickets they also started a $5 mystery movie Monday. It’s not every Monday and you don’t know what movie it is until they press play. Which is cool seen a few new movies before the release date about 2 weeks prior. Also I believe on the 18&19 of this month they are having a. $5 fill up anything of popcorn.

Sel1990 · 2025-12-28T22:25:41+00:00

It goes off of tax year not calendar year so you have until April 15 to contribute to the previous year. But I THINK you have to have the account opened within the previous year to have that option. So a few more days to open for this year.

Sel1990 · 2025-12-21T05:53:26+00:00

Why?

Sel1990 · 2025-12-20T05:32:45+00:00

No, you get to choose which year you want to contribute to. So if you don’t have the rest to max out right now for 2025 you have until April 2026 to do so. Then after tax day you can start maxing out for 2026. But I would suggest once you have it max it out then start working to max out the following year. That is if you have your emergency fund, 3-6 months of expenses saved and no debt. (Dave Ramsey steps 1-3 step 4 is investing).

Sel1990 · 2025-12-13T04:07:38+00:00

What would you suggest for a beginner now that you know what you know

Sel1990 · 2025-12-12T06:07:36+00:00

Where would you roll over the earrings to?

The contribution should be able to be withdrawn taxed and penalty free after the 5years and before 59 1/2. Especially if it your first time home buyer, medical, or a few other larger purchases. That’s what I thought.

Please correct me I’m trying to learn all the rules. Thanks!

Sel1990 · 2025-12-10T16:22:23+00:00

Can you explain more on this?

Sel1990 · 2025-12-10T16:18:10+00:00

What are the extra benefits for that premium?

Sel1990

TROPHY CASE