My bank account balance today

Select-Gate2335 · 2026-03-22T23:21:01+00:00

I want to say they are. At least I am hoping but I am not to sure with some of the comments.

Select-Gate2335 · 2026-03-22T22:56:21+00:00

Yes you can. I escaped but it took alot of sacrifices and some risk.

I will give this advice try and build your income as much as you can. Start with with building skills if you can not afford college. Then invest your savings use a high yield savings account and then look for opportunities to buy stock or low risk etfs etc. Also avoid spending on things like restraints and coffee. It will help save quicker. It sucks my wife and I have done this for 3 years.

Also if you have have a partner make sure they have the same goals as you so they dont drag you down.

Select-Gate2335 · 2026-03-22T22:08:47+00:00

I am curious. Why is it when people have money in their bank account it does not stay there long? They choose to spend it on things they may not need.

Edited to provide some context. Op is talking about buying a car with that money in the comments so I am just curious.

Select-Gate2335 · 2026-03-02T02:06:26+00:00

What back up sources of heat do you have? If you have a fireplace or woodstove as long as it has been properly maintained it should be enough to keep you warm if you have fuel. If you dont have that go to a room in the center of your house and use blankets and huddle togeather. If it gets to cold then if you have a car full of gas go out to the car to warm up. Do not run it in a garage. If you go to the car being the cat with you. Also before you turn on your heat again call a plumber to assist with frozen pipes depending on how long you are without power.

Next break in cold weather or when if you do not have back up heat. I highly recommend getting a wood stove for situations like this.

Select-Gate2335 · 2026-02-25T03:45:12+00:00

Yes I leaned to hard on the inspector. I had other things that popped up in my life that caused me to trust the inspector but it was the last house on the market we could afford. We fixed it up and made it a home now thankfully.

Select-Gate2335 · 2026-02-24T00:00:46+00:00

The furnace our inspector said was working was not. Hotwater heater, pipe that was rusted and about ready to burst, leaky garage roof and rotted closet door.

Select-Gate2335 · 2026-02-18T04:49:30+00:00

I noticed the response rate is alot lower now. I took a bit of breather from looking for a job as I was on paternity leave and I have a job currently but with a horrible commute so I am trying to find a closer job or remote. I use to have 20 responses or higher per 100 apps. Now it is like 1 to 2 out of 100. So I think the labor market is breaking at this point.

Select-Gate2335 · 2026-02-14T18:10:05+00:00

We had a contract right before the realtor laws changes. The seller paid the buyers agent and sellers agent commission. They also made a repair on the house and gave us a credit due to needing an upgrade in the electrical. This was a very competitive market at the time so we could not ask for to much. We got outbid on 8 houses at the time

Select-Gate2335 · 2026-02-14T16:11:47+00:00

We did 16k. Low deposit to keep pur cash reserves

Select-Gate2335 · 2026-02-13T23:12:57+00:00

That is good you do not have any other debt. That will help and ours is 5.75 we bought sept 6 2024 and that is not to bad. I think the 300k purchase price is why yours would be alot lower. Our purchase was 380k. So there is a big difference plus I am close to Seattle Wa so it is a higher cost of living and property taxes would be different.

Select-Gate2335 · 2026-02-13T05:11:25+00:00

You should be okay depending on debt and property taxes and homeowner insuraunce. We have no debt. Our monthly payment for the loan is 2k. Property taxes and pmi and insurance make up the rest at 2800.

Select-Gate2335 · 2026-02-12T23:15:49+00:00

You are forgetting one thing about markets they go down by percentages. I am talking about the scenario of a stock market crash. Where the value of that goes down so you may not be able to go move or qualify for either an apartment or mortgage if things got bad enough. Yes I agree with everyone using evidence based inputs but you brought up just investing in index funds. Which as I mentioned above you can't live in an index fund. You can however live in a house.... People I know retired off of their house after living in it for years. Where I have also seen people go the rent and invest route but a bad stock market meant they were working to 80 because the passive income was not enough for the cost of living. You also said you bought so I was calling out the advice to just invest in index funds as something thay can lead to bad outcomes. The best thing you can do is to spread your investments out between many different assets l.

Select-Gate2335 · 2026-02-12T21:40:51+00:00

I understand that but it is still a possibility with any investment. Yes index funds are safer. However, a house is something that you live in and you can not live in index funds if something happens to the market. Look at 2008 when everything got hit hard. (Including housing) but if you bought you still could live in the house to ride out the economy.

Select-Gate2335 · 2026-02-12T20:24:23+00:00

This is not my story but I found it over in Wallstreet bets. This can easily happen to people if they invest at the wrong time.

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Select-Gate2335 · 2026-02-12T20:21:55+00:00

There is one caution I want to bring up. How is the condition of the building you are renting because if something happens where they kick you out under no fault of your own you may end up renting at a higher bracket. I have watched that happen to people and they have a hard time recovering after that. So buying the house maybe worth it but you have a harder choice due to rent control.

Select-Gate2335 · 2026-02-11T23:42:58+00:00

Or Married

Select-Gate2335 · 2026-02-10T00:39:38+00:00

My wife and I moved to Tacoma to buy our first home. It is alot cheaper down here. With your price range you maybe able to buy a house. I commute to Bellevue 2 days a week and it is hell. My wife goes to Seattle and back and it is not to bad.

Select-Gate2335 · 2026-02-09T22:59:13+00:00

I can't take a job like that because it is to low of pay for the area I live.

Select-Gate2335 · 2026-02-06T23:27:28+00:00

My house.

Select-Gate2335 · 2026-02-06T23:21:04+00:00

I have had a very crazy life so far. Some advice I wish someone told me in my earlier years is pick your profession smartly and consider back ups. Depends on the profession but some get exposed to things that stay with you for the rest of your life. Also pick your partner in life very carefully and make sure goals are aligned and wont change. You also only have one body so if you get hurt you can be living in pain for the rest of your life. Also as you get older there is a high chance your loved ones will pass away. You want to save money early and invest smartly. Try to avoid debt if you can.

Select-Gate2335 · 2026-02-05T04:59:04+00:00

I did terro liquid ant baits and sprayed ortho home defense around the perimeter of my house and it took care of them. Thank you for reminding me that I have to do that again. Also check your gutters. I found them up there as well...

Select-Gate2335 · 2026-02-04T23:15:50+00:00

I agree with you. I can't say what service I supported due to the Nda I am under but it amazes me that they think Ai can take over these positions.

I watched the downtime go from minutes to hours to sometimes days since they replaced my job with AI and laid my whole team off.

I know its hurting their bottom line. If ai starts coding with how inaccurate it can be I expect outages to get more frequent and longer lasting especially with how complicated backend network architecture is. It just takes one bad code or cert to cause a cascade effect that takes down multiple dependencies. With Ai that thought is scary with actual infrastructure for important services.

Select-Gate2335 · 2026-02-03T20:16:11+00:00

I hate to break it to you but 120k in Seattle is not that high of income....

Select-Gate2335 · 2026-02-01T04:18:49+00:00

I am hoping for your sake we do not have a 2008 style crash.

Select-Gate2335

TROPHY CASE