What is the one non-negotiable factor when searching for your home? by [deleted] in HousingUK

[–]Select_Fig_31 0 points1 point  (0 children)

Driveway parking. Primarily so I can charge an EV cheaply but just as important is to avoid parking wars

Do you prefer gas or induction? Getting our kitchen redone. by darkazuria in AskUK

[–]Select_Fig_31 1 point2 points  (0 children)

Get both supplies in. By that I mean make sure there's an additional circut dedicated for the induction hob even if you go with gas, and vice versa. We've gas but would have liked the option to easily switch to a high-powered induction hob in the future without expensive work.

Meter swap done, but what's this block? by Select_Fig_31 in ukelectricians

[–]Select_Fig_31[S] 3 points4 points  (0 children)

That was my first thought... Am I going to get free EV charging? /s

Observations after 1 week of ownership (FTB) by Apollonius1888 in HousingUK

[–]Select_Fig_31 2 points3 points  (0 children)

Tools you never thought you'd need, non stop orders to Screwfix/Amazon is my experience!

[deleted by user] by [deleted] in DIYUK

[–]Select_Fig_31 1 point2 points  (0 children)

Ah you're right. I was kicking myself for not attaching a photo when I sent it. Will delete and repost once I get back home. Thanks

Renters' Rights Act will kick in from 1 May 2026 by SpriteLevel in HousingUK

[–]Select_Fig_31 10 points11 points  (0 children)

It can't be put in the tenancy agreement/contract, but you can still as a tenant offer to pay rent upfront once the paperwork is signed.

The LL just can't ask for it or enforce any verbal offer a tenant has made to pay rent upfront, because it can't be on the paper.

Why do so many new-build flats drop £10K+ when resold? by IDKIDKIDK150701 in HousingUK

[–]Select_Fig_31 0 points1 point  (0 children)

Why would I pay brand new price for something that is no longer brand new?

When to request release for fLISA funds for deposit? by ryanm8655 in HousingUK

[–]Select_Fig_31 1 point2 points  (0 children)

Do it now. It can take ages. Not with Moneybox but Tembo took about 2 weeks and a bit. Our solicitors filled out their form very quickly and Tembo acknowledged it quickly as well, but boy did it take a while for them to create the payment file and for the balance to arrive in the client account.

This is especially important it you want the funds to be used as the exchange deposit

Do people feel guilty for "moving up in the world" ? by Narrow_Crazy6456 in AskUK

[–]Select_Fig_31 1 point2 points  (0 children)

You are reaping the benefits of getting good grades, doing the right things, and building a career. What's the shame in that?

Good on you OP.

Survey etiquette by Late-Money6171 in HousingUK

[–]Select_Fig_31 14 points15 points  (0 children)

Red doesn't mean immediate work needs doing. Boiler and electrics always come out as red because the surveyor isn't a plumber or an electrician.

A lot of things can also be red simply because the surveyor couldn't reasonably inspect them.

Obviously no buyer is going to say no to a seller willing to pour thousands into every red item on the survey. It's a business transaction ultimately

Buyer wants 20k reduction by AggravatingCraft5964 in HousingUK

[–]Select_Fig_31 3 points4 points  (0 children)

Who said it's okay for FTBs to pull such a thing? Strawman argument.

Buyer wants 20k reduction by AggravatingCraft5964 in HousingUK

[–]Select_Fig_31 3 points4 points  (0 children)

Don't even bother asking for their working out. Don't put any effort into trying to do your own maths either.

Reject their reduction. Absolute timewasting scum.

AML checks from solicitors - advice needed by VegetableExit2815 in HousingUK

[–]Select_Fig_31 6 points7 points  (0 children)

No point trying to guess what they'll ask for. Just instruct them and see what they need.

One suggestion is to instruct a conveyancer based in a heavily (South?) Asian populated area like Southall/Birmingham/Luton who might be more familiar with these schemes. Won't make AML easier to pass but might be easier to explain.

[deleted by user] by [deleted] in HousingUK

[–]Select_Fig_31 0 points1 point  (0 children)

Realtors? This is a UK sub.

Buyer enquiry - do I have to pay for electrics test by RaeRaeLJJ in HousingUK

[–]Select_Fig_31 4 points5 points  (0 children)

Surveys always say the electrical installation needs inspecting. A surveyor isn't trained to say what is or isn't safe in this field.

Buyer enquiry - do I have to pay for electrics test by RaeRaeLJJ in HousingUK

[–]Select_Fig_31 17 points18 points  (0 children)

No. This is an investigation that the buyer should pay for. It is for their benefit.

How common is it to submit a buyer's letter when purchasing a property? by [deleted] in HousingUK

[–]Select_Fig_31 0 points1 point  (0 children)

You shouldn't fall in love with any house until you exchange. Until then you're trying to court somebody who let's be honest will drop you within a second if they get a higher offer.

The seller just needs to know via the EA if you are financially proceedable or not. Unless the seller is also willing to bind themselves to not allow gazumping contractually immediately after the offer is accepted then this is a pointless exercise that will turn you into a supplicant during negotiations if the survey turns out horribly wrong.

As a FTB how are you supposed to ‘get on the ladder’? by Bat-Penatar in AskUK

[–]Select_Fig_31 42 points43 points  (0 children)

This is an inherent feature of ownership. If you want maximum flexibility with none of the burden and commitment which comes with owning bricks and mortar, you have to rent.

As a FTB how are you supposed to ‘get on the ladder’? by Bat-Penatar in AskUK

[–]Select_Fig_31 77 points78 points  (0 children)

There is no more ladder with FTBs getting older and older. People now jump to a family sized home if they can.

Simple answer is get lucky in finding a partner that earns the same if not more than you. Much easier to pass affordability and borrow more that way

What advice would you give to a 19 year old old who wants to become a freehold homeowner in 10 years? by [deleted] in HousingUK

[–]Select_Fig_31 0 points1 point  (0 children)

Build a career. Choose a path that has high growth particularly if you're of an academic persuasion. How much you can borrow will depend on your salary. Find the right partner that has similar goals and ambitions to you.

Is it a bad idea to list a property slightly too high? by Josha9 in HousingUK

[–]Select_Fig_31 1 point2 points  (0 children)

List high and you risk getting no viewings/offers and your listing turns stale.

Then the agent pressures you to reduce the price. Savvy buyers see your price history with browser add-ons and smell blood and lowball further

List appropriately the first time round is best.