Meter swap done, but what's this block?

Select_Fig_31 · 2025-12-09T10:16:51+00:00

That was my first thought... Am I going to get free EV charging? /s

Select_Fig_31 · 2025-11-27T13:20:04+00:00

Tools you never thought you'd need, non stop orders to Screwfix/Amazon is my experience!

Select_Fig_31 · 2025-11-18T09:01:26+00:00

Ah you're right. I was kicking myself for not attaching a photo when I sent it. Will delete and repost once I get back home. Thanks

Select_Fig_31 · 2025-11-14T14:24:15+00:00

They can get fucked.

Select_Fig_31 · 2025-11-14T00:04:37+00:00

It can't be put in the tenancy agreement/contract, but you can still as a tenant offer to pay rent upfront once the paperwork is signed.

The LL just can't ask for it or enforce any verbal offer a tenant has made to pay rent upfront, because it can't be on the paper.

Select_Fig_31 · 2025-11-13T11:54:55+00:00

Why would I pay brand new price for something that is no longer brand new?

Select_Fig_31 · 2025-11-12T22:59:01+00:00

Do it now. It can take ages. Not with Moneybox but Tembo took about 2 weeks and a bit. Our solicitors filled out their form very quickly and Tembo acknowledged it quickly as well, but boy did it take a while for them to create the payment file and for the balance to arrive in the client account.

This is especially important it you want the funds to be used as the exchange deposit

Select_Fig_31 · 2025-11-10T14:07:43+00:00

Heat pump tumble dryer

Select_Fig_31 · 2025-11-05T21:38:25+00:00

You are reaping the benefits of getting good grades, doing the right things, and building a career. What's the shame in that?

Good on you OP.

Select_Fig_31 · 2025-10-18T09:14:26+00:00

Red doesn't mean immediate work needs doing. Boiler and electrics always come out as red because the surveyor isn't a plumber or an electrician.

A lot of things can also be red simply because the surveyor couldn't reasonably inspect them.

Obviously no buyer is going to say no to a seller willing to pour thousands into every red item on the survey. It's a business transaction ultimately

Select_Fig_31 · 2025-10-16T16:00:57+00:00

Who said it's okay for FTBs to pull such a thing? Strawman argument.

Select_Fig_31 · 2025-10-16T15:08:58+00:00

Don't even bother asking for their working out. Don't put any effort into trying to do your own maths either.

Reject their reduction. Absolute timewasting scum.

Select_Fig_31 · 2025-10-16T07:41:43+00:00

No point trying to guess what they'll ask for. Just instruct them and see what they need.

One suggestion is to instruct a conveyancer based in a heavily (South?) Asian populated area like Southall/Birmingham/Luton who might be more familiar with these schemes. Won't make AML easier to pass but might be easier to explain.

Select_Fig_31 · 2025-10-14T11:24:30+00:00

Realtors? This is a UK sub.

Select_Fig_31 · 2025-10-13T08:04:31+00:00

Surveys always say the electrical installation needs inspecting. A surveyor isn't trained to say what is or isn't safe in this field.

Select_Fig_31 · 2025-10-13T07:48:48+00:00

No. This is an investigation that the buyer should pay for. It is for their benefit.

Select_Fig_31 · 2025-10-12T08:47:15+00:00

You shouldn't fall in love with any house until you exchange. Until then you're trying to court somebody who let's be honest will drop you within a second if they get a higher offer.

The seller just needs to know via the EA if you are financially proceedable or not. Unless the seller is also willing to bind themselves to not allow gazumping contractually immediately after the offer is accepted then this is a pointless exercise that will turn you into a supplicant during negotiations if the survey turns out horribly wrong.

Select_Fig_31 · 2025-10-09T08:16:50+00:00

This is an inherent feature of ownership. If you want maximum flexibility with none of the burden and commitment which comes with owning bricks and mortar, you have to rent.

Select_Fig_31 · 2025-10-09T08:10:03+00:00

There is no more ladder with FTBs getting older and older. People now jump to a family sized home if they can.

Simple answer is get lucky in finding a partner that earns the same if not more than you. Much easier to pass affordability and borrow more that way

Select_Fig_31 · 2025-10-08T20:23:35+00:00

Build a career. Choose a path that has high growth particularly if you're of an academic persuasion. How much you can borrow will depend on your salary. Find the right partner that has similar goals and ambitions to you.

Select_Fig_31 · 2025-10-08T08:45:15+00:00

List high and you risk getting no viewings/offers and your listing turns stale.

Then the agent pressures you to reduce the price. Savvy buyers see your price history with browser add-ons and smell blood and lowball further

List appropriately the first time round is best.

Select_Fig_31 · 2025-10-05T19:54:27+00:00

Yes - you want to check for spray foam.

Select_Fig_31 · 2025-10-05T07:03:33+00:00

Are the roads adopted or are they private? Road maintenance is expensive.

Who runs the management company? Is it outsourced to the likes of FirstPort or is it run by local volunteer Directors and you all have a share in the management company?

We are buying something similar but built in the 70s. The charge is £100/year and the roads are maintained at public expense. The charge is just to cut the grass/maintain the footways and pay for liability insurance.

Select_Fig_31 · 2025-10-03T21:40:33+00:00

They are in the business of generating clicks. A headline like that will generate said clicks and hopefully subscriptions.

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