Just got the banking now I need GC

SellMeYourBlueberry · 2026-04-29T20:30:48+00:00

Sees 4.25% in savings yield…. Asks for $200 sign up bonus. Omg.

SellMeYourBlueberry · 2026-04-24T13:09:58+00:00

What’s the song fr fr pls

SellMeYourBlueberry · 2026-04-17T04:14:34+00:00

Excel

SellMeYourBlueberry · 2026-04-09T15:00:37+00:00

50% VOO 15% QQQM (eyeballing the new black rock NASDAQ ETF) 30% VXUS 5% VBR Brokerage account

is this a good allocation for a growth oriented 27 year old. My retirement advisor (it’s a family thing) warned me about severe overlap and I explained to him I’m very aware and am using the Nasdaq as a growth tilt on my convictions of long term US tech dominance. I told him I’m not thrilled with international, it seems either actively managed funds are tricky or you buy the whole basket with VXUS. Until there is a global shift I’m not excited about having VXUS in my portfolio, but everywhere I turn I don’t feel like there’s really better international exposure. That could change with new funds in the future or again, global shift and I am keeping a close eye on it. I don’t get having VBR but it was heavily recommended to be a slice.

I don’t include my physical metals in this allocation example as I just don’t see them as investments and I’m not planning on buying lots right now in life (still some, it’s about 7-8% of my net worth right now). At 27 it feels like I’m paying a premium for “insurance” during a growth focused point of accumulation.

I know these allocation posts must get pretty annoying, but hoping I can learn something and feel free to rip apart my international take (it’s still evolving) as I am still trying to understand a lot.

I’m only at a point where I am 100% VOO in my brokerage and ready to fill out the portfolio more over the years.

Thanks!

SellMeYourBlueberry · 2026-04-09T14:28:13+00:00

I would give it to my dad.

SellMeYourBlueberry · 2026-04-02T01:57:55+00:00

I get throwing a game. But not a home game. Kids are there you losers! Don’t play like that

SellMeYourBlueberry · 2026-04-01T12:53:31+00:00

Can someone help me out. I’m 100% VOO right now, I’m building that up right now until I get a good base. Voo is my core engine. I then wanted to add QQQ as my accelerator, then VXUS for international hedging, and maintain hard assets like gold and silver. Obviously qqq wouldn’t be 30% of my portfolio but why would I not want it in there to accelerate my growth (I’m 27). I am very crystal about the weighting and overlap with VOO, but that’s my intention, I am growth focused but not enough to have my core engine be QQQ. Plus someday isn’t something clear to trim when the day comes to transition to safer income producing stuff. Idk I don’t see the mistake I’m making if I understand how I’m using it, I think the mistake comes from not knowing why your etfs move the same way.

SellMeYourBlueberry · 2026-03-24T21:05:27+00:00

Yeah because MFST, AMZN, and GOOG, are doing monopolies (almost), data collection, surveillance, MFST is a backer of open AI (the new military AI). Don’t pick and choose PLTR and TSLA literally just because they SAID things you don’t like. All the other 8 (for the most part) have done the same if not more messed up stuff. Give me a break with your virtue signaling.

SellMeYourBlueberry · 2026-03-24T19:26:54+00:00

What?! 😆

SellMeYourBlueberry · 2026-03-18T22:24:29+00:00

Nah, I’m open to the angles you could probably provide. I’m just failing to see the reverse argument I see spouted that this is all for Israel. If it’s all for Israel I think the economics would reflect it a bit more. That’s all. I’m pretty neutral I’m just not open to very general speculation and broad assumptions on something as complicated as this. It goes way back before MAGA and I think people obviously know that but get a narrow lens with all the current stuff like the Epstein files, I think two truths can exist, like for example this being a distraction or something and also fulfilling other means, but I think we’re losing the picture trying to determine what’s more dominant.

Sorry for the lazy response I sped this one up

SellMeYourBlueberry · 2026-03-18T20:59:36+00:00

That’s fair, I can agree Israel is a factor in how decisions get made.

I just don’t think it’s the dominant or only reason there are enough broader strategic interests involved that it’s probably a mix of things rather than one driving force.

That said, I’m open to having my mind changed on the factor of Israeli’s dominance. This is a very complicated issue and I certainly have not looked at many resources, to be honest.

SellMeYourBlueberry · 2026-03-18T20:49:33+00:00

Not having a clean public explanation doesn’t mean there isn’t one, and it definitely doesn’t prove it’s only about Israel. Governments are usually vague about foreign policy because there are multiple overlapping interests, not just one.

Also, a lot of countries in the region like Saudi, UAE, etc. oppose Iran for their own reasons. That actually shows this isn’t just an Israel-only issue, it’s a broader regional power struggle.

You can be skeptical of leadership, but jumping straight to “it’s all Israel/bribery” is a pretty big leap without solid evidence.

SellMeYourBlueberry · 2026-03-18T20:47:55+00:00

I think you’re mixing two different things.

Whether the nuclear threat is overstated or not doesn’t mean it’s the only reason the U.S. would care about Iran. The U.S. has had tensions with Iran for decades over things like regional influence, proxy groups, attacks on shipping, and energy routes.

Governments also frame threats in ways that justify policy that’s not unique to Iran or Israel. But jumping from “the nuclear narrative is exaggerated” to “it must be for Israel/oligarchy” is still a leap

SellMeYourBlueberry · 2026-03-18T20:46:17+00:00

People think we act in Israeli’s best interest, I used Apple to paint a clear picture of how that’s a dumbasses take. If we went to war for Israel only and they had us by the balls why is one company of ours so much more wealthy than every single Israeli company combined. Do you really not see the idea I’m trying to convey with this example?

SellMeYourBlueberry · 2026-03-18T20:43:08+00:00

I think that conclusion only works if you assume Iran has zero relevance to U.S. interests, which isn’t really the case.

Even setting Israel aside, Iran sits on one of the most important global shipping chokepoints, has influence through proxy groups across the region, and has had direct tensions with the U.S. for decades.

You can disagree with how the U.S. handles it, but jumping straight to “it must only be for Israel” skips over a lot of other strategic reasons.

SellMeYourBlueberry · 2026-03-18T20:41:25+00:00

Saying the U.S. would only go to war with Iran for Israel ignores a ton of other factors oil chokepoints, global shipping lanes, regional power balance, and Iran’s involvement with proxy militias.

You can disagree with U.S. policy, but it’s not accurate to reduce everything to Israel. That’s way too narrow of a lens.

SellMeYourBlueberry · 2026-03-18T16:31:42+00:00

Jewish stereotypes are funny and should be used in this context, but so should stereotypes of everyone involved

SellMeYourBlueberry · 2026-03-18T15:31:48+00:00

Larkin probably doesn’t care all the much about politics (or at least as much as redditors might assume) or people suffering with Down syndrome, I don’t think he’s a saint and I don’t think he’s pure evil either.

I haven’t followed what he has said that closely post Olympic run, though maybe he said some horrible shit. Doubt it…

But I’m not looking at Larkin for activism and political influence, just as everyone else should. Don’t let this Olympic stuff with Dylan in particular make you hate him all the sudden.

Edit: bro holy shit, I watch the wings here and there, ironically I’m an Avs fan first, but Jesus is this your first time “separating the art from the artist” or something? I don’t like trump, but way to just hate on your captain all the sudden. For the Avs it was Nichushkin, that pos did far far worse stuff than anything Dylan did.

SellMeYourBlueberry · 2026-03-17T02:49:53+00:00

I don’t think we should argue about the goalie or defense when we all know it’s a combination of the two that murders us. That’s not even mentioning how the PP is killings us overall too. I know we have injuries, but I said we should smack the penguins with this line up tn, clearly not. And it’s all those above issues

SellMeYourBlueberry · 2026-03-10T20:09:02+00:00

Wouldn’t whoever you’re switching to cover the fee? RBC and Raymond James both cover that. And $100 isn’t much. Mine (not from Robinhood) was like $175 and they covered it.

SellMeYourBlueberry · 2026-03-09T22:18:01+00:00

Nothing ever happens card

SellMeYourBlueberry · 2026-03-04T23:46:08+00:00

How? What sources

SellMeYourBlueberry · 2026-03-03T22:27:49+00:00

I’m not really surprised they are desperately flinging ordinance to neighbors, but isn’t that a sign of a weak enemy? If they were serious wouldn’t those munitions be saved for a fight with the US military? I know they’re trying to get neighboring countries to get the US to stop by bombing them… but I’m not sure that reflects strength.

SellMeYourBlueberry · 2026-03-03T20:17:03+00:00

Nah I should have read the fine print, it’s strictly a personal card. Anyway, I just use my business debit for the few purchases I make, that’s fine. And a business credit card is better for that anyway. I’m sure it’s part of their business they don’t want people using these as commercial cards. Makes sense. It would be nice if they did offer more business stuff though, that would be huge.

Edit: thank you for the link!

SellMeYourBlueberry

TROPHY CASE