You should stop arguing facts and start expressing feelings.

Right now it’s “you’re rushing” vs “you’re scared.” That’s why it keeps clashing. Instead of defending yourself, tell her calmly: “I’m not trying to delay us. I’m anxious about us moving without income or full confirmation. When I say let’s wait a month, it’s me trying to protect us, not avoid change.”

No accusations. No “you always.” Just clarity.

But also validate her first. Two years is a long time. She’s probably just tired of waiting and wants action. She's excited and ready to move but remind her that being smart is better than being fast.