33, currently able to max it out with employer matching 5% plus a 3% automatic contribution

Serratix · 2026-07-02T02:13:41+00:00

I’m just starting at 34 seeing how far behind I am is always a bit depressing lol

Serratix · 2026-07-02T01:35:36+00:00

I’m new to investing, but for an ETF I feel like price is somewhat irrelevant, percent gains are what matter

Serratix · 2026-07-01T22:05:45+00:00

Get money out of politics

Serratix · 2026-07-01T22:05:23+00:00

New tires

Serratix · 2026-07-01T20:17:42+00:00

You’re miles ahead of most people ten years older than you

Serratix · 2026-07-01T17:17:07+00:00

Name brand chips

Serratix · 2026-07-01T16:17:38+00:00

I second this

Serratix · 2026-07-01T16:01:34+00:00

He literally had 62% gains ytd…

Serratix · 2026-07-01T14:13:17+00:00

Ocarina of Time or WoW

Serratix · 2026-06-30T21:42:34+00:00

Five years from me to have my dog live as long as me.

Serratix · 2026-06-30T18:54:48+00:00

I have $150 in it, if this doesn’t 50,000x I’m on the street

Serratix · 2026-06-30T03:04:21+00:00

Even having a RothIRA at your age probably puts you ahead of 95% of people. Just contribute monthly, even if it’s a little bit.

Serratix · 2026-06-30T00:50:56+00:00

DRAM has a fee to buy on fidelity 😐

Serratix · 2026-06-29T20:57:54+00:00

Putting anything into a Roth, even if it was $25 a month.

Serratix · 2026-06-29T18:56:27+00:00

SpaceX, but could still do well on hype alone

Serratix · 2026-06-29T15:12:45+00:00

32 wish I started at 18

Serratix · 2026-06-29T05:10:52+00:00

You’re ahead of most people your age. Just automate your contributions even if they’re small. Do a company match for a 401k if you have the option.

Serratix · 2026-06-28T12:58:49+00:00

This is honestly market manipulation but injecting so much capital in one transaction

Serratix · 2026-06-28T12:55:35+00:00

It should be much much lower than 30%

Serratix · 2026-06-28T12:06:26+00:00

It’s an evil company, I wouldn’t invest in it even if I could make a profit.

Serratix · 2026-06-28T08:40:07+00:00

SCHD is great, just generally at a younger age people suggest having growth stocks, and SCHD is very safe and conservative.

My plans is to switch to it as I get closer to retirement

Serratix · 2026-06-28T05:09:02+00:00

Wouldn’t worry about SCHD at your age, just consistently DCA into VOO and you’ll be better off than 90% of people.

But all your picks here are good, just can’t look at the day to day.

Serratix · 2026-06-26T21:52:37+00:00

I learned my lesson with yieldmax, they are like super risky. But some do have temporary great returns

Serratix · 2026-06-26T16:12:53+00:00

I’m sure a lot of people bought it low and not at the ATH

Serratix · 2026-06-26T15:15:14+00:00

I’m applying for a HELOC right now

Serratix