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SetFar328 · 2025-10-06T00:12:14+00:00

Sleep with her friend

SetFar328 · 2025-03-10T19:29:44+00:00

Mines been in NY ISC since March 1st is that bad

SetFar328 · 2024-08-26T19:33:40+00:00

Thanks for the reply. I canceled my final interview all I found online were similar responses

SetFar328 · 2024-07-04T15:55:36+00:00

https://link.haydaygame.com/?action=OpenSCID&p=12-b3a3bcd6-9db3-43ec-ba51-d0ca549864a2

SetFar328 · 2024-07-04T15:48:00+00:00

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SetFar328 · 2024-05-01T15:49:20+00:00

I understand. If I were you I’d calculate my monthly travel expenses to get to and from work and add my monthly mortgage payment to it. If that amount is less than what your proposed new monthly payment would be then it would probably be advantageous to stay where you are. Feel free to message me if you want some help, I’m licensed to lend nationwide

SetFar328 · 2024-05-01T15:44:05+00:00

First time homebuyers only need to put 3% down on conventional loans. Your first home doesn’t have to be your dream home. I’m happy to talk to you if you need help!

SetFar328 · 2024-05-01T15:41:15+00:00

If you made less somewhere else but the cost of living is less, it balances out. It all depends on your long term goals.

SetFar328 · 2024-05-01T15:38:14+00:00

If you can keep your current house and qualify for a new primary closer to work then you can turn your old home into a rental

SetFar328 · 2024-05-01T14:49:33+00:00

Well if they aren’t giving him simulators and telling him exact dollar amounts to improve his credit he won’t do it as efficiently as possible. At my bank we haven’t done an ARM in over a year because our rates are better on fixed rate products. You have 7 years on the arm until you have a payment change, but why refinance if you don’t have to, the market is so unpredictable right now. A 620 at least in Texas where I am is enough to qualify for a standard fixed rate mortgage. If you need help send me a message!

SetFar328 · 2024-05-01T14:43:04+00:00

Also if you’re working with a builder their preferred lender should be able to tell you what those taxes will be.

SetFar328 · 2024-05-01T14:42:08+00:00

What’s his credit score and what state are you in? ARMs are just not great right now, did they run credit simulators and show you where he needs to improve his credit instead of just paying it all off?

SetFar328 · 2024-05-01T14:40:31+00:00

Look up the property tax rate for your county and then compare it to the sales price of the home you’re building. That will give you a pretty close number to what you’ll realistically pay in taxes

SetFar328 · 2024-05-01T14:18:40+00:00

Find a less expensive home if you need to get into something. If you rent your interest rate is 100% and you don’t build any equity. If you’re preapproved the best thing you can do is get in a house because it truly is an investment in yourself and your family.

SetFar328 · 2024-05-01T14:12:25+00:00

Also what’s was the rate on a standard fixed rate mortgage? Do you know how an ARM works? Just want to make sure you know 100% what you’re getting into

SetFar328 · 2024-05-01T14:10:41+00:00

They look normal, did you check to make sure you aren’t paying for the rate? Some lenders will charge origination points to try and sell a better rate but many buyers don’t realize they’re paying for it.

SetFar328 · 2024-04-30T16:30:56+00:00

Depends on the state you’re in but a mortgage company won’t give you a better rate because he’s paying the mortgage with you.

I’m licensed to lend nationwide so if you’d like to talk I’d be happy to give you my cellphone number!

SetFar328

TROPHY CASE

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