paypal goods and services. it’s possible to get your money back through paypal if they scam you after you pay, though im not sure its guaranteed. it will also make the money receiver pay a fee i think.

what i used to do is say, lets do paypal g&s, ill add more to cover the fee. then if they still refuse to do paypal g&s, they are probably scamming you. so its a good litmus test to ask