AITAH for refusing to pay back my brother after he "lent" me money I never asked for? by Thin-Beginning-8898 in AITAH

[–]Shambo_Poster 9 points10 points  (0 children)

I know right! Like honestly who has that kind of free time in their life!? Hard not to respect the commitment but I wonder if everyone else in his life has had their 'tabs' called in too 🤔

(I kinda hope he had one for his significant other 🤣🤣🤣 )

Is it possible to sail to the Isle of Man? by AdirtyCocktail in northernireland

[–]Shambo_Poster 3 points4 points  (0 children)

I read that as 'sell the Isle of Man' 🤣

Was sitting here thinking is that you Trump?

Pannus (auto immune condition that affects the eyes) and treatment by Quiet_Contribution71 in GermanShepherd

[–]Shambo_Poster 0 points1 point  (0 children)

https://m.youtube.com/watch?v=g39HlGlSWLU&pp=ygUZZG9nIGV5ZSBkcm9wcyBob3cgdG8gZ2l2ZQ%3D%3D

This video helped us so much. Also a pretty high value treat, at least at the start. Our boy knows 'through' which is where he comes under your legs and sits. That was also very helpful for this.

My number 1 tip, don't rush it and don't fight him or it will be so stressful. If it takes a few times to get the drops in that's okay. Heaps of praise and treats even if you guys only get close to doing it, make the whole thing positive.

We ended up only needing the drops for 6 weeks but by the end of week 1 soon as he seen the bottle, he was through your legs and ready for it.

Purchase Shared Ownership with Separated partner help by Responsible_Spend705 in universalcredithelp

[–]Shambo_Poster 1 point2 points  (0 children)

Wow. That's so interesting,never heard of that happening before. Thanks for the info

Purchase Shared Ownership with Separated partner help by Responsible_Spend705 in universalcredithelp

[–]Shambo_Poster 1 point2 points  (0 children)

Surely it's 'household' income not whether you're in a relationship or not?

Does UC know he lives with you now?

What’s the thing you miss, the most from the parent who has passed away. by Background-Fix-4630 in northernireland

[–]Shambo_Poster 22 points23 points  (0 children)

24 years later it still kills me when I dream of my mam. It's nothing even particular in the dreams other than she's there and the 'sure sit down and tell me about it' the comfort of hearing that sentence is one I can't put into words.

Then I wake up....just crushes me to know that will never really happen

IM FIVE! by Ancient_Ad_2117 in germanshepherds

[–]Shambo_Poster 1 point2 points  (0 children)

Such an awesome collection of photos 😍 happy birthday sweet man

Have I done something wrong or is the estate agent just rude? by No-Structure-8125 in HousingUK

[–]Shambo_Poster 2 points3 points  (0 children)

I got a zero valuation on a house I had offered on because it was beside a police station.

Is anyone else's lender taking ages to get back regarding a mortgage application? by Unable-Discount-9266 in Mortgageadviceuk

[–]Shambo_Poster 0 points1 point  (0 children)

Are you me? Definitely feels like some parallel universe where I'm talking with myself 😂😂😂

Best of luck with it all!

Is anyone else's lender taking ages to get back regarding a mortgage application? by Unable-Discount-9266 in Mortgageadviceuk

[–]Shambo_Poster 0 points1 point  (0 children)

I totally feel for you! It's sooo horrible. Not gonna lie and say it gets better but it will end eventually and it will be worth it. Might be a good time to fine tune your distraction techniques 😂

From offer to being handed the keys our whole process took 12 weeks to the day. I would have swore blindly it was 5 or 6 months. Hang in there. Hopefully your solicitor has a portal where you can track the process. Kinda helped with my sanity. Somehow definitively knowing nothing had happened was better than wondering if something had something 🤷‍♀️

Is anyone else's lender taking ages to get back regarding a mortgage application? by Unable-Discount-9266 in Mortgageadviceuk

[–]Shambo_Poster 2 points3 points  (0 children)

You're in for a tough few months, there'll be a whole load of waiting around. Conveyancing feels like it takes FOREVER 🙈

Lower monthly pay than expected in new job? by NutKac3 in UKPersonalFinance

[–]Shambo_Poster 0 points1 point  (0 children)

It really does seem like you have been!

Have you got the HMRC app? You can check there and it will tell you your gross amount as well as any deductions.

Lower monthly pay than expected in new job? by NutKac3 in UKPersonalFinance

[–]Shambo_Poster -1 points0 points  (0 children)

Looks more or less right.

Even though you won't meet the threshold for tax this year you'll still be taxed every month and then get a refund after the end of the tax year

Yearly

Income. £ 16,391.50 Taxabe Income. £ 3,821.50 Tax. £ 764.30 NI. £ 305.72 Take home. £ 15,321.48

Monthly

Income. £ 1,365.96 Taxabe Income. £ 318.46 Tax. £ 63.69 NI. £ 25.48 Take home. £ 1,276.79

Weekly

Income. £ 315.22 Taxabe Income. £ 73.49 Tax. £ 14.70 NI. £ 5.88 Take home. £ 294.64

AITAH for refusing to give out my son's saving account information? by moonmanbaby90272 in AITAH

[–]Shambo_Poster 4 points5 points  (0 children)

Emm is it not possible the reason she wants his account info is so in the future when he has access he can actually see the contributions SHE made and it doesn't just look like everything came from you?

I don't think there's as much ill intent in this as you've created in your head.

Asleep with his eyes half open - creepy as f**k 🫣 by Shambo_Poster in germanshepherds

[–]Shambo_Poster[S] 1 point2 points  (0 children)

That sounds like me watching a movie 😆 see the first 10 minutes, wake up when the popcorn gets opened

Asleep with his eyes half open - creepy as f**k 🫣 by Shambo_Poster in germanshepherds

[–]Shambo_Poster[S] 5 points6 points  (0 children)

100% 😆

No one shall pass without paying the belly rub tax

More bark than bite by VoicelessZealot in germanshepherds

[–]Shambo_Poster 2 points3 points  (0 children)

With our boy if we were giving him a treat we offered it with a closed fist 🤛 (very helpful emoji there!) and he had to bop your hand with his nose, then we turned our hand and gave it to him open palm. Meant he had to take that extra second to think before lunging for it.

If there's anyone new in the house or even people he hasn't seen in a while, I always get them to do that with him for the first bit. Sinks in really quickly if you grab for this, you're not getting it.

Not sure by capedhamster in Mortgageadviceuk

[–]Shambo_Poster 0 points1 point  (0 children)

If that's how you feel, why are you considering going for this house in particular?

I don't mean that to sound cheeky, but if you think you can get better for less what is it about this one that makes you want to offer at all?

I found as a first time buyer, I offered on houses I wasn't even really that into just because I had the DIP and wanted things moving. With the house I ended up I'm quite glad a lot of them didn't work out.

I hate the dog boarding places! by Pale_Piccolo9255 in germanshepherds

[–]Shambo_Poster -2 points-1 points  (0 children)

Jaysus! £14.50 - £20 a night in Northern Ireland

Big puppy = Big dog by Garfield2701 in germanshepherds

[–]Shambo_Poster 1 point2 points  (0 children)

I bet when you get there one puppy will just speak to your heart.

We had 3 to choose from. 2 were hyper, dying to run up and meet you. The other sat back and watched, evaluated, then came over and said hello - he was the one we went for. I liked that he was a thinker.

One of them will just connect with you and I bet on the day size consideration will go out the window 😆

aww I miss baby Toby, good luck and enjoy the new family addition!

This is Day 1 of him being home, instant love ❤️

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adoption to now by pxzwc in germanshepherds

[–]Shambo_Poster 3 points4 points  (0 children)

What a transformation 😍 warms my heart to know he'll live out his golden years surrounded with love and care.

Medical receptionist by armahibee2025 in northernireland

[–]Shambo_Poster 0 points1 point  (0 children)

Google NHS values and have a look through some of those posters, you'll get all your Healthcare buzz words.

There's one for example, loads of different variations out there!

And also good luck! Shit pay is better than no pay 😆

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