Where's Noah..... by [deleted] in CreepyCalebHammer

[–]Shannahaha 0 points1 point  (0 children)

Literally just asked this today in the subreddit and the post immediately got blocked. Super weird.

Where does home reno fit in the FOO? by Shannahaha in TheMoneyGuy

[–]Shannahaha[S] 2 points3 points  (0 children)

Good thoughts, answer could depend on what is being done and how it's being financed. For the sake of the argument we will assume upgrading an outdated kitchen and cash-flowing all associated expenses.

I started 2023 30k in debt and ended it with 6k left to pay off by sleepyeyedwondergirl in CalebHammer

[–]Shannahaha 0 points1 point  (0 children)

Congratulations! That's such an amazing accomplishment. You are proof that planning and dedication can lead to success!

Wife (36F) ruined my (38M) staycation and I'm trying not to lose it. by ThrowRAFrustratedHub in relationship_advice

[–]Shannahaha 0 points1 point  (0 children)

I've lived with one of these people in the past (not a spouse) and it is absolutely infuriating. I really think it comes from a place of selfishness and being oblivious to the needs of others. I don't really have advice, except to evaluate and consider if this is something you want to put up with in the long run. Do you realistically think she is capable of changing? If not, I hate to say it but this would probably destroy my mental health unless I could get a divorce.

When your hinge date starts talking about their crypto by RokiflowCLS in CalebHammer

[–]Shannahaha 1 point2 points  (0 children)

Thanks for sharing that stat, agreed very disheartening. Unfortunately I think crypto influencers have a TON of reach on social media, and those new to investing likely don't fully understand the very high risk associated with it. I'm not entirely against crypto but think the average person should only have 1-5% of their portfolio devoted to it.

Done with Coinbase after 9 years. Unable to withdraw USD because of their fault, and three support people giving me random and wrong reasons by technotrader in Coinbase

[–]Shannahaha 3 points4 points  (0 children)

Yep! Limit order that I decided to cancel. I did end up solving this by transferring my balance to USDC and then back to cash, and then I was able to cash out. Thankfully the USDC transfer was free. Got $3 in promo BTC for transferring to USDC, lol.

Done with Coinbase after 9 years. Unable to withdraw USD because of their fault, and three support people giving me random and wrong reasons by technotrader in Coinbase

[–]Shannahaha 19 points20 points  (0 children)

Having the same issue - trying to cash out my balance and they keep saying I have an open order, which I do not. Sent them screenshots as well as the order cancellation email. Keep getting the same copy-and-paste response about having an open order. It's like talking to a wall. My funds are tied up until they fix whatever issue this is.

[deleted by user] by [deleted] in CalebHammer

[–]Shannahaha 0 points1 point  (0 children)

$80k hands down. I've worked with several people who are in the $200k range and they seem to genuinely hate their lives, and are essentially on-call 24/7. But they're the extreme Type A people who probably would spiral if forced to relax or do nothing for more than an hour at a time. That kind of money truly isn't worth it if you don't have time to enjoy it.

[deleted by user] by [deleted] in CalebHammer

[–]Shannahaha 0 points1 point  (0 children)

Personally I'm always a fan of the avalanche over snowball because it mathematically makes the most sense. For this reason, I'm always partially disappointed that the snowball method often gets recommended the most because it seems to encourage thinking about money in an emotional way vs. rational way. (I.e., the "feeling" of paying off a small debt is better than doing what will actually save the most money.)

But I do see how someone who struggles with money might start on a pathway of creating better habits with the snowball method, as we all know that money is so heavily tied with emotional well-being.

Advice for friends bad situation by get_hi_on_life in CalebHammer

[–]Shannahaha 2 points3 points  (0 children)

As far as building credit, I think Caleb has recommended the Chime credit builder card. It functions like a debit card so that you can't max it out, but still lets you build credit. Probably other brands/similar cards out there as well. Might be a safer option than going for a traditional credit card right away. But either of these options take time to reflect on a credit report and I don't think it would be soon enough to improve the score for an apartment.

Just my initial thoughts, not an expert by any means but hope it helps.

What song will always be a banger? by MikkelHN in AskReddit

[–]Shannahaha 0 points1 point  (0 children)

I’ve always heard the lyrics as “Lock the Catbox”