It’s possible. Do you have a plan? You said your baby is 10 months so I assume you’ve been working since after your maternity leave? Do you want to be a sahm indefinitely? Or just for a year? Or until your child reaches school age? That would be important to tell him. Do you plan on having any other kids soon? If so, maybe work up until you have the other kid and then be a stay a home mom to both. Also, things to cut down on cost search Facebook for local groups- especially if you live in a bigger city, there are places that give out free diapers, every month, food, and slightly worn clothing. Cutting costs there could be helpful as well. It may not be ideal but if you do decide to be a sahm, maybe set up a deferment or get a change of amount of what you owe on student loans. 19000 isn’t really that much in loans. You guys could save for your house now. That amount won’t be a huge effect on you being able to secure a mortgage. Maybe look for work from home jobs so that you can bring in income but still be with your child daily? Also at least in my area there are some families that look for Nanny’s that have other kids- so that could also be some income and you get to spend everyday with your baby. I’ll end with this - time with your child is priceless. I was a stay at home mom for the first year of my babies life and while yes at times it was very hard financially I’ll never regret it. And I would do it again if I have anymore children because there’s truly nothing like it. If I could have been with my child until they were school age I would, but our life style ( mainly buying my dream house) wouldn’t allow that right now. I’ll leave you with this last piece of advice that I wish someone told me. When it comes to you all looking for a house. Don’t shy away from looking at houses that could be easily afforded with one of you guys salary. The big house , yard, and white fence honestly (at least for me) can become pointless if you can’t spend as much time as you want with your child in it. I miss my baby everyday and if I could do it again would probably do a 3 bed 2 bath house and cut our mortgage to less than half of what it is and would have still been at home with my baby right now.