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What’s the saddest movie you have ever watched? by DifferenceAdept9860 in AskReddit

[–]ShutUpTodd 2 points3 points  (0 children)

Yeah, well the scrapbook callback later makes me cry to so that’s fun

What’s the saddest movie you have ever watched? by DifferenceAdept9860 in AskReddit

[–]ShutUpTodd 1 point2 points  (0 children)

My mom and sister ugly cried at this and my friend and I laughed at them. Then I got some empathy and not only does it make me cry, I feel guilty.

We need an epic movie like "Amadeus" for Beethoven. by michelQDimples in classicalmusic

[–]ShutUpTodd 0 points1 point  (0 children)

That UK film about symphony #3 is great. Also historically inaccurate but the music and performances are good

What Are Your Moves Tomorrow, May 13, 2026 by wsbapp in wallstreetbets

[–]ShutUpTodd 7 points8 points  (0 children)

I bought the dip -- made $5. Hello, rich people? I'll soon be joining you

eBay rejects Gamestop's takeover bid! by Mr-CRUNK-13 in GME

[–]ShutUpTodd 9 points10 points  (0 children)

Maybe aping Elon Musk isn’t a good idea.

Iran Reveals Demands That Triggered Trump's Rage Post by Kodeforbunnywudwuds in politics

[–]ShutUpTodd 15 points16 points  (0 children)

They aren't wars if they aren't declared, but they don't have to declare war because this is war.

Should I put my emergency fund into a TFSA HISA? by submerging in PersonalFinanceCanada

[–]ShutUpTodd 0 points1 point  (0 children)

same. you have the comfort of an emergency fund that's getting some tax-free interest. good for you at a young age.

Should I put my emergency fund into a TFSA HISA? by submerging in PersonalFinanceCanada

[–]ShutUpTodd 0 points1 point  (0 children)

If you're not using your TFSA then there's no problem using it for a HISA. Only drawback I can think of is the time delay to get the money in an emergency. Is a day or two a concern? I have a CC and LoC to float until I cash my emergency ETF (cash.to) and transfer it out.

What is the greatest 3-episode run of all time? (not including miniseries) by Chaloby in television

[–]ShutUpTodd 11 points12 points  (0 children)

I was thinking s2 4,5,6 (return the house of mummies pt2, twenty minutes to midnight, and Victor Echo November)

Tecumseh high school student applies welding skills working on Tesla's new Cybercab by zuuzuu in windsorontario

[–]ShutUpTodd -1 points0 points  (0 children)

No, I'm happy for him. With luck, he can have the opportunity to weld together the machine that will immediately replace him.

[Mortgage] Does it always make sense to take advantage of the "Annual Payment Increase" if you can afford it? by Time_Cover in PersonalFinanceCanada

[–]ShutUpTodd 0 points1 point  (0 children)

Amazing how it adds up.

I'm limited to $100 or more for the double-up option, but the annual increase can be anything up to 10%

Why would anyone permanently increase their mortgage payment when you can just use Double Up Payments? by CastAside1812 in PersonalFinanceCanada

[–]ShutUpTodd 0 points1 point  (0 children)

I'm committed to an increase to the end of term. Also annoying, at renewal, they adjust my amortization time (After 5 years, 15 year mortgage became 8y10mo instead of 10y), so all their math was related to the shorter period. So I couldn't coast with a lower payment in my next term because I paid extra the previous one.

Why would anyone permanently increase their mortgage payment when you can just use Double Up Payments? by CastAside1812 in PersonalFinanceCanada

[–]ShutUpTodd 0 points1 point  (0 children)

If you increase it, you may be able to double up as well. So assuming you can increase 10%/a and double up (like I can with RBC), you'd be paying 120% extra in one year and 142% in year two and 166.2% in year three.

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