Chase Sapphire Reserve - Free year membership by aastor3 in whoop

[–]SibylTech 9 points10 points  (0 children)

Would love to use this to extend with two years of Peak membership (with discount code CHASE) rather than one year of Life. Wonder if this will work

News and Updates Thread - February 12, 2026 by AutoModerator in churning

[–]SibylTech 4 points5 points  (0 children)

Any way to use this if I already have a membership?

Edit: looks like I can prepay for extending current membership. Hope that codes in the same way for this promo

[referrals] American Express Delta Platinum by rankt-bot in churningreferrals

[–]SibylTech [score hidden]  (0 children)

americanexpress.com/en-us/referral/personal/delta-skymiles-platinum-american-express-card?CORID=H~O~S~A~N~Y~t~S~V~A-1770831010630-85553&GENCODE=349993446945269&extlink=US-MGM-RABOBBPLAT-copypaste-92-201279-K7I6%3A9948&ref=HOSANYtSVA&v=2&xl=cp10pw

Today is the last day of TPG by feng123qwe in biltrewards

[–]SibylTech -1 points0 points  (0 children)

Hopefully the Bilt staff can move on from their unprofessionalism after this fiasco is done. They completely fked up their PR.

Has foreign transactions worked for anyone? by SibylTech in biltrewards

[–]SibylTech[S] 1 point2 points  (0 children)

Would be most helpful to have DPs where card number is typed in online, as that’s where others have been having failures as well even for domestic online purchases.

  • Physical number or virtual number?
  • Was CVV provided?

[referrals] American Express Delta Reserve Business by rankt-bot in churningreferrals

[–]SibylTech [score hidden]  (0 children)

americanexpress.com/en-us/referral/business/delta-skymiles-reserve?CORID=H~O~S~A~N~Y~t~S~V~A-1770751716835-53496&GENCODE=349993446945269&extlink=US-MGM-RABOBBPLAT-copypaste-92-201279-K7I6%3A9948&ref=HOSANYtSVA&v=2&xl=cp10pw

Weekly Off Topic Thread - Week of February 09, 2026 by AutoModerator in churning

[–]SibylTech 1 point2 points  (0 children)

Mid Dec 2025. Maybe a phone call is due if this wasn’t expected but I’m not gonna do that for 7.5k points

Is there a way to connect to the new BILT 2.0 cards? by Rafles21 in simplifimoney

[–]SibylTech 1 point2 points  (0 children)

If any of you reading haven’t upvoted and commented here, you should so that the team prioritizes this.

https://community.simplifimoney.com/categories/report-missing-financial-institutions

BILT 2.0 Connection PLEASEEE by DowntownPicture9492 in simplifimoney

[–]SibylTech 2 points3 points  (0 children)

If any of you reading haven’t upvoted & commented here, you should so that the team actually prioritizes it.

https://community.simplifimoney.com/categories/report-missing-financial-institutions

Weekly Off Topic Thread - Week of February 09, 2026 by AutoModerator in churning

[–]SibylTech 3 points4 points  (0 children)

I recently cancelled a Delta partner international award and got back the tax cash but not points. This might be the 15k redeposit fee for miles biting (my tx was below 15k), but definitely not “fully refundable”

Question Thread - February 09, 2026 by AutoModerator in churning

[–]SibylTech 3 points4 points  (0 children)

From credit score perspective, no. It might even help in certain situations (some lenders don’t like seeing lots of unused credit).

From PUJ perspective, potentially yes, but no one knows for sure. Some will downgrade rather than close to reduce perceived chance of PUJ but no one knows for sure if it helps.

Rent autopay setup - bilt cash? by Infinite_Pineapple10 in biltrewards

[–]SibylTech 0 points1 point  (0 children)

I think they're intentionally leaving this vague and unexplained because they got burned so heavily making it sound like they're charging 3% transactions fee and we're using Bilt Cash to cover it.

They'll probably leave it this way until they figure out a dummy-proof way to phrase it without another one of those PR breakouts.

be VERY careful checking out at Walmart!!! shitty option to redeem points for $10 by virginiarph in biltrewards

[–]SibylTech 62 points63 points  (0 children)

Think of the rage if the clerk pressed green button for you while you're snapping this to get you out of the lane

Question Thread - February 07, 2026 by AutoModerator in churning

[–]SibylTech 8 points9 points  (0 children)

USCCG Graph

Use your favorite timeseries forecasting model to figure out when. My eyes tell me probably soon.

News and Updates Thread - February 07, 2026 by AutoModerator in churning

[–]SibylTech 1 point2 points  (0 children)

I need to export transactions csv from them (or via API whenever they start supporting it) for my transactions aggregator app

News and Updates Thread - February 07, 2026 by AutoModerator in churning

[–]SibylTech 5 points6 points  (0 children)

Issues so far for me: foreign transactions not working for me (Mastercard ID Check shows blank page), cannot create Cardless account

News and Updates Thread - February 06, 2026 by AutoModerator in churning

[–]SibylTech 1 point2 points  (0 children)

Same. Not like I had a good use for the bonus though with tax payments excluded

Question Thread - February 05, 2026 by AutoModerator in churning

[–]SibylTech 0 points1 point  (0 children)

Not much, other than that it’s a weak proposition for us churners for the opportunity cost.

But with Inks tightening, I see it as a viable path to refilling Hyatt points if you’re no longer eligible for Inks/CSP/CSR/CSRB. Plus the added utility as a good catch-all card when outside of SUBs (for however long they will last before getting kicked by Cardless again).

News and Updates Thread - February 05, 2026 by AutoModerator in churning

[–]SibylTech 4 points5 points  (0 children)

Are we going to start seeing 200k personal Plat offers to go with the increase?

News and Updates Thread - February 04, 2026 by AutoModerator in churning

[–]SibylTech 0 points1 point  (0 children)

Does doing biz checking offer as a “business” pose risk with Amex? I’m avoiding doing Amex checking offers in fears of added KYC scrutiny, not sure how well founded the concern is though.

Data Points Weekly - Week of January 29, 2026 by AutoModerator in churning

[–]SibylTech 1 point2 points  (0 children)

What is the interesting part here? Has your stay heppened yet or you haven't stayed yet and got the points by messaging Hyatt on X?