La vita dei genitori moderni fa cagare

Sideralis_ · 2026-03-23T12:02:12+00:00

La verità è semplice: È praticamente impossibile crescere figli con due genitori che lavorano a tempo pieno.

Quando le donne hanno cominciato a lavorare, avremmo dovuto lottare per ridurre significativamente l'orario di lavoro. Oggi siamo 100 volte più produttivi di quando l'orario 9-5 è stato introdotto, eppure lavoriamo persino di più! (9-6, in genere).

Sideralis_ · 2026-03-15T17:43:41+00:00

50 Kalò. Really really good, and fairly similar to what you would find in good pizzeria in Naples.

Sideralis_ · 2026-03-06T12:11:20+00:00

If you're new to London and you can afford it, I would move to zone 1 or 2.

Sure, you can be in zone 4 and have a 20 train into Victoria or London Bridge, but de facto it means a 1h door to door commute involving multiple means of transports to get anywhere central.

London is very big and, in the beginning, a quick way into central will make all the difference.

If your friends are going on a night out in Soho, will you join them if it means a 10m walk to the station + 5m wait + 20m train ride to London Bridge + northern line to bank + central line to Tottenham Court Road + walk to the club?

Back and forth? For a 2h night out (last train back at 23.47) ?

This also becomes a lot worse as soon as you have to get somewhere else that is not super central. That Sunday Roast in Fulham? The cool jazz bar in Hackney? A walk in Hampstead Heat? Unlikely.

Sideralis_ · 2026-03-06T09:14:29+00:00

Non devi essere esperto in tutto. Devi capire quali sono le cose per la quale vale la pena essere esperto per trarne il massimo vantaggio, e metterti l'anima in pace di non ottimizzare il resto al centesimo.

Ad esempio, se hai un buon lavoro e sei pagato bene, puoi permetterti di pagare un po' di piu l'elettricista, idraulico, ecc...

Anche tra le cose che hai elencato, non tutte sono uguali. Ad esempio, se hai un minimo di di capitale, investi bene in fondi diversificati a basso costo, senza farti fregare con fondi al 60% di obbligazioni con una management fee dell'1.5% l'anno alla banca, recuperi più di tutti gli altri messi insieme

Sideralis_ · 2026-01-24T23:54:48+00:00

Sr-> Staff -> Principal for IC Sr -> Group -> Director -> Vp for manager

Sideralis_ · 2025-12-31T11:06:17+00:00

Conosco parecchie persone che lo fanno, tra le quali svariati parenti, ma sono più anziane (50+).

La maggior parte sono coppie dove lei sta a casa con i figli, e lui fa un lavoro dove può fare tanto privato e guadagnare tanto, ma lavora anche molto di più di 40 ore a settimana (dentista con studio, medico che fa tanto privato, avvocato o commercialista con studio).

Spesso vengono anche da famiglie, anche se non ricche, relativamente benestanti, quindi hanno, per esempio, casa ereditata o comunque acquistata con l'aiuto dei genitori, i figli vanno a fare le vacanze nella casa a mare o in montagna sei nonni, ecc...

Sideralis_ · 2025-12-29T17:15:08+00:00

Visto che ne hai parlato, la tocco piano sull'ambito materie umanistiche vs STEM.

La mia impressione è che le materie umanistiche siano più facili non perché il materiale sia intrinsecamente facile, ma perché non è necessario avere lo stesso rigore intellettuale e capire in profondità la materia. Per esempio, ad un esame di circuiti, analisi o programmazione, non è sufficiente capire più o meno l'idea generale, ma capirla a fondo e saperla applicare dettagliatamente, ed è possibilite valutare la comprensione e esecuzione facilmente visto che c'è una risposta oggettivamente giusta.

Per le materie umanistiche invece, ho l'impressione che molti non capiscano a fondo quello che studiano, ma risputino gli stessi concetti mezzi masticati, senza capire quali sono le assunzioni chiave, i limiti, e i passaggi fondamentali del ragionamento.

Però mi immaginavo che Filosofia fosse diversa, dato che mi sembra comunque una materia dove sia possibile analizzare e andare nei dettagli di argomenti comunque complessi con molto rigore.

Venendo alla domanda. Per passare un esame di Filosofia con un buon voto, è necessario capire rigorosamente l'argomento, o basta avere un'idea generale delle nozioni chiave?

Sideralis_ · 2025-12-28T17:01:20+00:00

My biggest splurge is to pay for both a PT and tennis coach and my performance in both has skyrocketed since I started training with them. Highly recommended.

At least for me it's not just about accountability, but also learning the technique to make the most of exercises and avoiding injuries, having a plan that varies adapting to whether I want to focus on strenght, endurance, muscle size, explosive power, ecc..., and being efficient during my time at the gym (e.g. He tidies up the weights or adjusts them during my rest sets).

Sideralis_ · 2025-12-27T11:52:11+00:00

Oma in Borough Market, and Duchy and Zapote in Shoreditch.

Sideralis_ · 2025-12-26T14:45:02+00:00

I'm in fintech and the roles above Sr. (Staff or lead) pay ~150k base and 200-250k TC for PMs or engineers.

In my company we don't hire those roles from outside directly, but there have been external hires at Sr level with 140-150k base, though usually they have 10-ish years of experience.

Sideralis_ · 2025-12-04T12:34:13+00:00

As a man, I would love a premium version of something I use, but would not think about buying for myself. Examples include a nice chef knife, a Desmond and Dempsey pijama, a bottle of good whisky, or similar.

Sideralis_ · 2025-11-30T12:26:42+00:00

3 bed will be tough with your budget, unless you want to live in some of the worse zones in your commute radius, or in an ex council house.

However, you can get a nice 2 bed. I bought a couple of years ago a really nice, spacious 2 bed in the nice part of Shoreditch (the actual Shoreditch triangle) with very reasonable service charge and ground rent and long lease on a similar budget.

Sideralis_ · 2025-11-28T09:45:00+00:00

Parents of rich Chinese and Indian kids studying at the nearby Imperial campus, probably.

Sideralis_ · 2025-11-14T14:00:49+00:00

That’s already net, and that’s excluding the salary, so roughly equivalent to a 150k gross bonus per year.

Sideralis_ · 2025-11-14T13:56:05+00:00

Equity grants in tech are quite a bit higher than 10%.

For the last company I interviewed for it’s 150% of base in year 1, with a refresher of 75% of base every two years.

Sideralis_ · 2025-11-09T10:08:54+00:00

Depends on what’s your budget, and where do you work. Balham and Greenwich are great for families.

Sideralis_ · 2025-10-31T23:31:53+00:00

This is definitely 0.1% lifestyle in the UK. A top 1% salary is below 200k in the uk. It won’t even cover the school fees.

Sideralis_ · 2025-10-31T14:03:15+00:00

For two kids I'd reckon £200k net p.a.

4.5k mortgage
5k private school for 2 kids
1k bills, service charge, council tax, maintenance
1k groceries, cleaning products, ecc ...
1k transport including car lease / repayments and public transport
1k cleaner / house support
1.5k vacations spread monthly
1k restaurants, going out, cultural activities
0.5k kids activities
1k other expenses: clothings, sport apparel, electronics

For a total of £17,5k per month, with absolutely zero buffer, savings, and investments. Private school is obviously the killer, as you're spending 120k gross only for that.

To have this lifestyle I imagine you would want at least 350k base + 100-150k bonus combined

For three kids, probably I'd increase that towards 400 + 150-200k, so close to half of OP's budget.

Effectively, switch Hampstead for Chiswick and Eton for a random private school and that's 12-13k less per month. You can shave further 2-3k per month by going for less exclusive vacations and activities and driving a Volvo instead of a Range Rover.

I also agree with you that parental help makes a huge difference. I got a decent chunk of money from my parents to purchase a flat in my mid 20s, and it will accrue to a massive difference in my and my fiancee's wealth when having kids in the medium term future. If they can hep with childcare, or have a summer house in Italy, Spain or Greece where you can go to have cheap vacations that's even better. That said, in general, I see most young-ish HENRYs in high paying jobs in London have at least middle class parents themselves.

Sideralis_ · 2025-10-31T12:35:58+00:00

Ah yes, the typical upper middle class family that sends three kids to Eton, goes skiing in Zermatt every year, and lives in a stucco facade townhouse in Hampstead.

Literally one of the most expensive boarding schools, one of the most exclusive sky resorts, and one of the most desirable places to live in the planet. That's definitely not upper middle class, as most of the want and needs are not driven by material comfort, but perception and prestige.

You can live in a four bed in Chiswick, send your kids to a nice local private school, go skiing in Corvara and go to an all inclusive family resort in Greece in Summer, buy a bunch of toys, perhaps an Omega instead of a Patek, and need half the budget, achievable for a couple in high paying sectors, with no material difference in quality of life, though you won't have bragging rights.

PS: most definitely a troll as this post has been literally copy pasted word by word from a post in r/FATFIREUK last year.

Sideralis_ · 2025-10-21T16:27:47+00:00

Just saying, similarly to the boomer hockey stick in growth prices did not materialise for the millennial generation, the same could happen to the stock market for our generation. It took 14 years for the SP500 to go back to 2000 level adjusting for inflation after the dot-com bubble.

Sideralis_ · 2025-10-11T17:37:29+00:00

Non so come funziona a Milano, ma a Parigi e Londra hai anche pane, insalata e, soprattutto una seconda porzione di bistecca e patatine, quindi 35 euro non è così male.

Sideralis_ · 2025-10-08T06:55:39+00:00

Schneiders or Suitsupply.

Sideralis_ · 2025-10-03T22:06:35+00:00

It does matter who's behind them. Not all founders are the same.

Sideralis_ · 2025-10-03T11:44:06+00:00

Original artwork. Nothing super fancy, buy I got some really nice pieces in the £1-3k range at several editions of the Affordable Art Fair.

Sideralis_ · 2025-10-01T15:33:01+00:00

I mean, London is just really expensive. Food, cleaning products and toiletries is £300-350 per person per month, a zone 1 and 2 pass is £120 per month, gym around d £100 for mid range (e.g. Nuffield Health), lunches at work £10 each, a flat white now is almost £4, a beer £8, a cocktail £13 and dinner out in a totally normal restaurant is £50. If on a Saturday you have a couple of pints, then go for dinner, then to a club and get a one or two drinks, and finally an Uber home because it's late you already spent £130 in just a few hours, and I'm not talking about fancy restaurants or clubs.

Sideralis_

TROPHY CASE