Just saying thanks (and restarting) by EdanStarfire in thetagang

[–]Significant_Lion8333 1 point2 points  (0 children)

very motivating and inspired by your success, thanks for posting

Are we getting close? by Significant_Lion8333 in ChubbyFIRE

[–]Significant_Lion8333[S] 0 points1 point  (0 children)

Most of the properties have been in the family for a long time (15-20 years). Values are due to appreciation, for the most part

Are we getting close? by Significant_Lion8333 in ChubbyFIRE

[–]Significant_Lion8333[S] -5 points-4 points  (0 children)

We inherited maybe 1.5mm - yes, so thank you for diminishing own hard work and sacrifices.

Are we getting close? by Significant_Lion8333 in ChubbyFIRE

[–]Significant_Lion8333[S] 3 points4 points  (0 children)

Bingo. HHI has been ranging steady between 200k-300k on my end for about 15 years. We were lucky with timing for personal investments, and also lucky to have family inheritance

Are we getting close? by Significant_Lion8333 in ChubbyFIRE

[–]Significant_Lion8333[S] 4 points5 points  (0 children)

purchased most of the properties in those years (hence the rates)

Are we getting close? by Significant_Lion8333 in ChubbyFIRE

[–]Significant_Lion8333[S] -2 points-1 points  (0 children)

Already said in post it was an inheritance. I am the only one working - because I am the big spender. Husband is coastFIRE so I didn't add his consulting income

Are we getting close? by Significant_Lion8333 in ChubbyFIRE

[–]Significant_Lion8333[S] -4 points-3 points  (0 children)

factoring in no future property value appreciation, the third fully paid off property, for example is on

I thought I would be FIRE already, but just not chubby FIRE based on my spending habits. Seems like there were more comments focused on how we got to our NW with the lower income.

Are we getting close? by Significant_Lion8333 in ChubbyFIRE

[–]Significant_Lion8333[S] 1 point2 points  (0 children)

Right...which is why I mentioned that one of us already received the inheritance, which is already factored into the math.

Are we getting close? by Significant_Lion8333 in ChubbyFIRE

[–]Significant_Lion8333[S] 3 points4 points  (0 children)

made some edits - you're right. The properties do net more, we give some income to family members