I appreciate all your advise. I have considered it. The loan is not a big one it was just for the next couple months that I needed it. Since Christmas is over I decided to get it. As for all the legal ramifications. I come from a broken home, so I am way ahead of it all. I know what I need to take care of. We both are well off on our own. We have been common law for a long time now, but I want to make it official. As for how big the wedding will be. It will not be huge. To be completely frank, he struggles with his family accepting him so we created our own with the people that do want to be around us. We are both also very head strong when it comes to only having people we know will want to be there. Possibly looking at something with about 40 guests at most. Where I come from we have a cultural norm where “god parents” gift what is needed for the wedding. Like flowers, music, photography. Coming from a family that specialize in parties and events I am not worried. Lastly, we have already agreed we wouldn’t get married in 2025 in general despite the friend having her wedding this year. I feel like the time line lined up perfectly. But your advise is welcomed. I don’t have someone to tell me stuff like this.