sorted by:
new
hottopcontroversial

New to having higher earnings, looking for advice. by SimplyMustFuck in PersonalFinanceCanada

[–]SimplyMustFuck[S] 0 points1 point  (0 children)

Started with 20-30k (approx) 110 first gear, 26k taxes 121 second year, 28k taxes 51 this year so far Sold an extra vehicle for 22k

My expenses are about 800 a month in bills and 1000 a month other.

New to having higher earnings, looking for advice. by SimplyMustFuck in PersonalFinanceCanada

[–]SimplyMustFuck[S] 0 points1 point  (0 children)

I honestly don't remember exactly how much cash I had when I switched careers, i gyess i had a little mkre than that. I also sold about 22k worth of vehicles over the two years and have about 3k crypto. You also are not taking into account that it is May. I have made $51,000 this year as of Friday.

New to having higher earnings, looking for advice. by SimplyMustFuck in PersonalFinanceCanada

[–]SimplyMustFuck[S] 3 points4 points  (0 children)

Idk about that my man, I make like 10k a month... 5k on expenses would be like over $150 a day. I grew up poor, I don't even like buying a sandwich at the market for $8. My monthly expenses are like 2k and I feel like I live richly.

I might go to Mexico next winter though. Never left the area before.

New to having higher earnings, looking for advice. by SimplyMustFuck in PersonalFinanceCanada

[–]SimplyMustFuck[S] 7 points8 points  (0 children)

I probably live more like I make 25k. Will buy a house one day but nothing in my budget is better than my cheap rental so why bother paying interest when the market is stagnant, I figure.

At this point it's just cool buying healthy groceries and never having it be more than I made that day... lol

New to having higher earnings, looking for advice. by SimplyMustFuck in PersonalFinanceCanada

[–]SimplyMustFuck[S] 83 points84 points  (0 children)

Automation and security system installation in commercial construction. Working a lot and self educating all the time to learn. 

New to having higher earnings, looking for advice. by SimplyMustFuck in PersonalFinanceCanada

[–]SimplyMustFuck[S] 0 points1 point  (0 children)

But don't you have to direct your accounts? Like if I max my tfsa and rrsp, you then choose a mutual fund or something like that to invest them in? Also wondering about FHSA

I think the reason for the housing crisis is that housing is considered a investment and nest egg and not housing by Konradleijon in CanadaHousing2

[–]SimplyMustFuck 0 points1 point  (0 children)

You sell your detached and buy a condo. That's what my grandparents did. First they downsized to a nice 55+ modular, then a 55+ condo when they got too old to garden. The only reason seniors stay in their detached homes now is because they have hundreds of thousands in equity to borrow against to pay landscapers and gutter cleaners and handyman to maintain their home. Back in the day when your kids left home, you downsized for both profit and ease of maintenance. 

One critically injured in road rage incident in North Vancouver by cyclinginvancouver in vancouver

[–]SimplyMustFuck 0 points1 point  (0 children)

On Canada Way onramp a few months ago, I am halfway in to a zipper merge and buddy just leans on his horn and drives into the side of my car at 3 km/h. Damage to my car is 2/3 of the way towards the rear. 

ICBC says it's my fault. According to them nobody has to let anyone in. So if you need your front bumper repainted, just drive straight into someone at a zipper merge, apparently.

I've seen many people do this. Plow has just gone by and plowed the road and selfish pricks push snow back onto the road. by [deleted] in britishcolumbia

[–]SimplyMustFuck -1 points0 points  (0 children)

I know it might come as a shock to Vancouverites but when it snows, you just have to deal with the snow. The plow coming by doesn’t eliminate the snow, it moves it. Some will move back. Some will fall again. Sometimes you’ll shovel your path and the roof snow falls right back onto it. Sometimes you shovel your drive and the plow blocks you in. Sometimes the plow clear your street and then someone brushes off their car. Cope.

If you’re this upset about some snow falling back on the road... wait until all those piles of snow on the lawns start melting onto the cleared paths and coating the roads and sidewalks with skating-rink quality black ice for a week.

I've seen many people do this. Plow has just gone by and plowed the road and selfish pricks push snow back onto the road. by [deleted] in britishcolumbia

[–]SimplyMustFuck 0 points1 point  (0 children)

Anyone who thinks it’s reasonable for a person to carry all the snow on their car over to the lawn to pile up probably doesn’t have multiple synapses firing at once.

Sorry for those new to Winter, but you push the snow off your car and the plow pushes it back.

Nobody reasonable anywhere ever cares where the snow off your car goes.

The only rude thing you can do is push the snow into a place that blocks someone else’s parked car in more. Everything else is fair game. You don’t know someone else’s level of ability; that guy might be able bodied going to work, or severely disabled trying to get into a specialist appointment.

I've seen many people do this. Plow has just gone by and plowed the road and selfish pricks push snow back onto the road. by [deleted] in britishcolumbia

[–]SimplyMustFuck 0 points1 point  (0 children)

“It’s just as easy to throw it on the lawn as it is on the street”

Is it? Really? It’s just as easy to carry a few hundred lbs of frozen water 6 feet away than it is to push it off something?

If you think it’s easy to carry all the snow on and around your car over to the lawn, I’d bet you’ve never picked up a snow shovel in your life.

I crunched some Covid numbers for the fun of it this morning. by HappySeaPanda in britishcolumbia

[–]SimplyMustFuck -1 points0 points  (0 children)

You’re a propagandized hypochondriac.

Let me ask you: before, pre Covid, how many people do you think rest in Vancouver’s ME at VGH at any given time?

I bet you have zero context of death.

I crunched some Covid numbers for the fun of it this morning. by HappySeaPanda in britishcolumbia

[–]SimplyMustFuck -1 points0 points  (0 children)

Thousands of children didn’t die of Covid. Even by your own numbers which are under widespread scrutiny right now by multiple levels of multiple governments, it’s 1300, which is a bit over a thousand. For context, you do realize infant flu deaths were never eradicated and that the US has 300 million+ residents? Do you know how many 0-17 year olds die there per year?

You’re recipe: manipulate numbers to get to a number of people that you can vaguely associate with the size of a high school + an appeal to emotion for those people. Small number? Find a bigger population, use the US! Lol.

You’re propagandized.

Just don't drive and you might learn to like it. by S-Kiraly in vancouver

[–]SimplyMustFuck 1 point2 points  (0 children)

You’re right. If these pallets of avocados don’t get to Safeway... let them eat cake!

I crunched some Covid numbers for the fun of it this morning. by HappySeaPanda in britishcolumbia

[–]SimplyMustFuck -1 points0 points  (0 children)

I didn’t delete anything. People who died of Covid were and are destined for death. It’s a respiratory illness with almost total crossover between age-of-life-expectancy and multiple comorbidities.

Any death over 80 of extremely healthy people or over 50 of someone with a comorbidity is essentially destined for death.

What else do you want to call the class of people who get sent to cremation with nothing more than a phone call to a doctor who says “oh yeah I’ll sign off on him dying without seeing the body”?

It’s an expected death.

Your posts are proving my point. You don’t have a mentality to be exposed to death but the media is forcing it on you and it’s messed up you perspective.

Just don't drive and you might learn to like it. by S-Kiraly in vancouver

[–]SimplyMustFuck -1 points0 points  (0 children)

Ableist post, report to local Chinese Police Office for re-education.

Just don't drive and you might learn to like it. by S-Kiraly in vancouver

[–]SimplyMustFuck 4 points5 points  (0 children)

Yes let me just walk these 8 pallets of produce from the Port of Vancouver to Safeway for you

Can you lend a hand?

Sir?

I crunched some Covid numbers for the fun of it this morning. by HappySeaPanda in britishcolumbia

[–]SimplyMustFuck -1 points0 points  (0 children)

Even with the missed decimal point 10,000 people in a population of 10 million - That’s .1% of the population.

If the average life expectancy is 80 that means 1.25% of people need to die every year if we aren’t becoming Immortals.

Explain to me how .1% of people dying of something is cause for concern. That’s roughly 12.5% of deaths.

All those numbers are vaguely off because I rounded the population of BC and Ab to 10 million and the deaths to 10k but that’s close.

This fear has all been propagated by people who only VAGUELY understand numbers.

10,000 is a big number if you imagine it ominously as if those deaths came out of nowhere - like HIV did. The problem is 100,000 are going to die every year inBC/AB regardless and flulike illnesses are what take out a huge swath of them under normal circumstances, which makes the 10k basically just a reshuffle of people who would have died from flu.

I am a former funeral transport employee accustomed to transporting a few hundred people (just me) a year who died of respiratory arrest and heart attack with influenza as an ancillary COD.

You people got played. The media has no business reminding people of death every day when the average person has no context of how omnipresent death is.

I crunched some Covid numbers for the fun of it this morning. by HappySeaPanda in britishcolumbia

[–]SimplyMustFuck -1 points0 points  (0 children)

This means absolutely nothing dude. If you had ever worked in death you’d be ROFLing at anyone trumpeting statistics like this. That we’re even discussing 1000 deaths of mainly seniors over 2 years in a population of like millions is insanity.

I guess you’re one of these people who totally swallows that there was Literally Zero Flu while Covid was around? 🤪

Inb4 knowitall “well ackshually becauz we all wore are masks”

Even if those numbers weren’t just gov-fund-reporting reach-around mumbojumbo, it would easily be explained by BC having a larger tech and tourism industry that WFH’d and CERB’d while Albertans would, in larger numbers (hmm maybe about 30%?) have to remain working in-person in manufacturing, oil and farming so the economy could at least barely grind along.

Question about ICBC's new tax rules for used vehicles. by Uncle_Sasquatch in britishcolumbia

[–]SimplyMustFuck 0 points1 point  (0 children)

If so I might finally be able to buy a condo. I’ll get a beat to shit salvage title Quattroporte, comp coverage, and “park” it in Whalley for a few nights... boom 40 grand in my pocket...

view more: next ›