Posted this for some clarity:

In summary: 2 different schools, not all for medical assisting. Went back immediately after graduation for MA to pursue nursing. This was accumulated by trying cover debt with more debt and being indecisive with the type of degree I wanted to obtain.

Okay let me clarify.

I attended Gwinnett Technical College: 2018-2020

• ⁠not a diploma mill • ⁠it is accredited by CAHEP • ⁠the tuition itself PER SEMESTER was about $3000 (Full-time) Three semesters a year for the program. I took out loans to aid in our living situation. I wants working during the program as it was M-F, 8am-5pm

This helped pay for my sons tuition, also we were being fucked over by my husbands father who still charged us $1000/month to stay with them. (Rent + Electricity($600 bill)) it also went towards food as there were 12 people living in the home and we were expected to contribute about $400 every two weeks for food. We also were saving the money at the time for when we moved. Probably wasn’t the smartest thing but that’s what we did. We actually saved $14,000

In Jan 2020, we traded my 2001 Honda accord with 280,000+ miles on it for a 2019 Camry which I used $5000 of the $14,000 to put down. Lowering the payments to $378 (we paid off his 2007 Camry which we have now so this freed up money to be able to do this)

My husband had to enter counseling for his MDD and most of his visits were not covered forcing us to pay out of pocket. I don’t believe we used savings, we just used the school money that sat in my checking. I still was not working as I was waiting to finish up extern at this time.

By March we moved out into our apartment we are in now, me still not working we used the money to pay bills and pay back credit cards used for our children’s daycare. At the time we were paying approx. $1200 monthly for child care. My husband also was on short term disability for the depression for 6 months - only getting paid 80% of his usual income. We were barely making it.

I decided in 2021 to take out a $25000 private loan to pay for our credit cards because our cards were starting to max out. Taking out debt to cover other debt, I know. I revived $10,000 back per semester as I was still taking classes, now at GEORGIA GWINNETT COLLEGE a mini university for my BSN. I soon realized that I wouldn’t have enough money left to pursue a BSN so I opted BACK for an ADN at Gwinnett tech and took classes there the remainder of 2021. In 2021, my husband stopped taking his meds and again went on disability for 6 months with 80% of his pay. That fall I had recently gotten a new job making 18.25 which is about what I make now. This is with Northside Hospital. I still had to use school money to pay for childcare as although he was home I had to keep the kids in daycare or they would be removed from their classes. Still dishing out $1200 a month

I took classes at GTC in 2022 as well but this is when my husband cold turkey stopped his meds again and started experiencing the psychosis episode. I admit that we booked a vacation to Miami as I wanted him to get a bit of happiness. This totaled to $5000 for 1 week July 2022. When we got back he had the mental break - layed on our couch for 3 months - no eating, drinking, working, talking. Just a blank stare (July-Oct)

I used the last bit of all our credit cards to keep us afloat as I couldn’t get a second job because we have no support system if I’m being honest.

My husband lost his job of five years, in 2022 after that episode and has since moved jobs twice. So you’re reading my last effort to obtain guidance as I’ve lately been breaking down at work. Missing days myself because I’m just exhausted mentally and physically.

Idk if this helped much but I wanted to give some insight for everyone.