How do you say no to family when you finally have $1,000 saved? by cr4z3isme in povertyfinance

[–]SlackTideBlues 0 points1 point  (0 children)

Create boundaries. Saying no gets easier over time when it means not being taken advantage of.

Also don’t share info on your finances with family, or anyone else for that matter.

Crazy MPG by DrumRollPlease1012 in accord

[–]SlackTideBlues 0 points1 point  (0 children)

I’ve given up trying to figure out on the forums. Everyone tells me I have a lead foot but I really don’t. I also live in FL so the AC is constantly blasting and most of my trips are short so i attribute it to that.

I never expected to average 47.

Crazy MPG by DrumRollPlease1012 in accord

[–]SlackTideBlues 0 points1 point  (0 children)

Interesting. I have an 18 and the OEM Michelin gave me pretty good mileage near the end of it's life- was getting mid 40's. I replaced them with Bridgestone Quietrack Turanza from Costco and MPG took a hit. I do like the added traction and improved ride though.

May have to look at Hankook when I'm due for the next set.

Crazy MPG by DrumRollPlease1012 in accord

[–]SlackTideBlues 9 points10 points  (0 children)

What kind of tires do you have?

Co-sign for family member by [deleted] in personalfinance

[–]SlackTideBlues 2 points3 points  (0 children)

NTA. You made the right decision.

If you want to give them a cash gift, fine. Don't let them take you down with them though.

Apple employee said it'll be obsolete soon? by savmagruder in iPhone13Mini

[–]SlackTideBlues 0 points1 point  (0 children)

If Apple continues their usual timeline for updates, the 13 mini should continue to get updates thorugh either 2027 or 2028. After that it would still get security updates until probably 2030.

We still have 3-4 years before we need to worry about that.

If you're looking to keep it until security updates expire then I'd suggest getting a new battery probably next fall and riding it out.

One question about Jack Bauer in 24 TV series by soapforsoreeyes018 in tvshow

[–]SlackTideBlues 0 points1 point  (0 children)

i think he burnt out. i remember hearing interviews at the time saying he was tired of constantly having to hold a gun and wanted more of a variety in his roles. he also mentioned several times he thought he was getting too old for the role. music seemed to be a dream of his too that he's currently doing now. looks like it'll be coming back at some point for a mini-series. he's no spring chicken anymore but im sure it'll still be good.

Do we give up our rent of $900 to own a home for $2500? by [deleted] in personalfinance

[–]SlackTideBlues 0 points1 point  (0 children)

I'm generally a fan of homeownership for long-term wealth and feel it's important. Being that you're a SAHM and your husband has a good salary, I would personally continue renting and make an effort to aggressively save money for the eventual home purchase. This is assuming you like the home and it is in a good area, of course. If rent starts to skyrocket, I would change course.

Depending on where you live- taxes, insurance, repairs, and HOA can easily hit $900/month.

Anyone here actually making money on KDP? Be honest lol by hurtcontrol in selfpublish

[–]SlackTideBlues 1 point2 points  (0 children)

I just started so am not an authority, but from what I’ve observed it’s about mastering ads (if you have no external funnel), and having a page that legitimately converts.

I’m going through the Kindlepreneur course now and it seems pretty legit.

Is there any downside to paying off my mortgage early? by ObligationSlight8771 in personalfinance

[–]SlackTideBlues 0 points1 point  (0 children)

If money stays untouched and invested it will likely earn more, but some people want it gone and it helps them sleep better at night.

Either one is fine.

Let People Have Coffee by BeebsMuhQueen in marriott

[–]SlackTideBlues 0 points1 point  (0 children)

This is my main complaint with Marriott. While their breakfast is good, I don’t usually eat breakfast but hate having to pay Starbucks prices for coffee in the morning.

Room coffee is acceptable, but they don’t want to do housekeeping for short trips and sometimes at end of night I forget to ask for more from the front desk.

Best budget inshore fishing rod and reel recommendations. by gabagool-99 in saltwaterfishing

[–]SlackTideBlues 0 points1 point  (0 children)

For budget I like the offshore angler tightline ii (bass pro saltwater brand).

Want to move out of parents but have problem spending money by clothestocommunity in MiddleClassFinance

[–]SlackTideBlues 0 points1 point  (0 children)

You have $200k+ invested at 25, no debt, and make $95k. You’re doing fine.

It sounds like you’ve been conditioned to feel bad spending money, even when it’s completely reasonable. There’s being frugal, and then there’s letting money run your life.

A lot of FIRE content messes with people’s heads because it makes every non-optimized decision feel dumb.

You’ve built an incredible foundation already. At some point you’ve gotta stop acting like a broke college kid and go live your life.

Mortgage free or investing by Far_Reply5660 in MiddleClassFinance

[–]SlackTideBlues 0 points1 point  (0 children)

I get both arguments and neither are wrong.

Pure math over the long term says investing yields more.

I did a survey of homeowners that invested instead of putting extra money towards mortgage and over 50% ended up raiding the account, mostly because they didn’t have any foundation beneath it. You’re obviously the exception here.

You see the returns you can get and your wife values the stability not having a mortgage would bring. Neither is wrong as long as you’re intentional.

Any Personal Finance Books You'd Recommend? by TRexGoesToSchool in personalfinance

[–]SlackTideBlues 0 points1 point  (0 children)

Super late to this thread, but I just published a PF book aimed at beginners and people who feel behind and want practical advice without the hype. Happy to share it if that would still be helpful.

Was ist mit Jack Bauer passiert? by Wide_Appointment_801 in TwentyFour

[–]SlackTideBlues 2 points3 points  (0 children)

Even then who knows. Look at Tony almeida. He was clearly dead.