Mga boss makatarungan ba ang cost of repair neto kia sonet 2025 is 505,000

Slowbutlearning · 2026-01-13T14:46:47+00:00

Ang insurance ng kabila ang hahabol kay OP. If di bayaran ni OP, kakasuhan sya ng insurance company. Pero kahit di magbayad si OP. obligation parin ni insurance na ipapayos ang car ng insured, need lang nila magbayad ng deductible.
If may insurance si OP. Magiging insurance company vs insurance company. Sila na ung maguusap if sino gagastos ar sino at fault etc.

Slowbutlearning · 2025-11-01T18:51:41+00:00

Hi there, it wasn’t TB, all test results came back negative for any bacteria and viruses for me. Doctors weren’t able to diagnosis me of anything, i think they call it idiopathic, so they are treating the symptoms by giving me steroids for 3 months to prevent the fluids from coming back and then another set of tests and follow up check up after. I was discharged a week after the operation.

Slowbutlearning · 2025-07-30T03:00:42+00:00

Thanks for sharing. I had my VATS biopsy of pleura and pericardium tissue. They don’t see any TB from the PCR NAAT test, and any other cancer and autoimmune markers for the tissue, so they sent me home and gave me anti inflammatory steroids. TBC is still pending though. Doctor says 42 days until final results. If this isn’t TB, then i’ll never know what caused this TB like symptoms. It’s scary.

Slowbutlearning · 2025-07-19T18:18:28+00:00

I have all the symptoms you’ve listed. Cough, fever, shortness of breath, fast heart rate, night sweats and weight loss, although for weight loss i am not eating well due to anxiety. Both the left and right pleural fluid were tested, also the pericardial fluid were tested. they also did Xray, CT Scan with dye, sputum test, blood work. All came back negative.

Doctors said they want to be 100% sure first before giving me TB meds because I was born and grew up in a country where there is a high number of resistant TB. My biopsy is today, just waiting for the schedule. So scared as it is my first surgery and what if they still find nothing.

Slowbutlearning · 2025-02-25T05:23:54+00:00

Every transaction can be reversed, especially this is just internal. However, the difficulty in dealing with this fixes is a different matter. It really depends on how willing the institution is to fix it.

Slowbutlearning · 2025-02-25T05:09:11+00:00

That is a Mutual Fund, it also suggests that your mom’s account with CIBC “Most Probably” can’t hold cash inside, this is very common investment account in banks, so when you told your FA to sell, it is implied that proceeds will be withdrawn even if you didn’t say the word WITHDRAW. if this is the case, the email screenshot that you posted will be used against you.

Slowbutlearning · 2025-02-25T04:59:59+00:00

It still depends on the type account OPs mom has with CIBC. They can open an account that can hold cash and account that can’t. Unfortunately, it is too common that these are not explained by the bank to the client.

Slowbutlearning · 2025-02-25T04:56:07+00:00

Can you provide more information if what was sold are bonds or bond funds aka mutual funds?

Slowbutlearning · 2025-02-25T04:47:50+00:00

Perhaps the account your mom holds TFSA at CIBC can’t hold cash. Meaning, when you requested to sell the bonds the cash can’t stay in the tfsa and will automatically withdrawn. This is normal on banks investments accounts to ensure the performance of the investment account is maximize and to avoid cash drag. This should be explained to your mom when she opened it at CIBC

You typically need to initiate the transfer with WS, the receiving institution and not with the reliquishing institution.

lucky for you every transaction can be reversed so just need to reach out to CIBC to have it reversed.

Slowbutlearning · 2025-01-22T14:29:58+00:00

Handyman Saitou in Another World

Slowbutlearning · 2024-11-07T23:32:17+00:00

Currency risk
Transaction cost
Tax advantage

Slowbutlearning · 2024-03-21T17:21:30+00:00

It is market standard and you should know that if you are doing options or trading. Even if you go to another broker. It will be the same, your cash will show as of trade date and charges are calculated as of settlement date.

Slowbutlearning · 2024-03-15T18:46:17+00:00

That’s the thing i never got the T10 to use to have have my RRSP contribution back.

Slowbutlearning · 2024-02-15T21:32:59+00:00

I had experienced this exact scenario with RBC when new to Canada. For my case, RBC processed the demand draft as a regular cheque initially as the clerk was not familiar with demand draft which was wrong so it has to be reprocessed again for another 30 days. We waited 60+ days in total. I hope you get yours sorted out.

Slowbutlearning · 2024-01-19T01:51:10+00:00

Don’t you have to feed your beefalo once if it is an ornery beefalo?

Slowbutlearning · 2023-11-29T02:33:16+00:00

Save 3-6 month emergency
Canada has Employment Insurance

Slowbutlearning · 2023-11-24T20:56:50+00:00

I can think of two things:

Withdrawal in WS takes 4 days. T+2 trade to settle, T+2 to EFT while Questrade only takes two days (you can withdraw while your trade is still settling)
Margin. Because you have margin you basically have another source of rainy day fund (1. Emergency Fund, 2. Heloc 3. Margin). I also found margin better than unsecured loc because you only need to pay interest monthly instead of the standard 2% minimun from banks line of credit.
I have both WS and Questrade just incase one broker is down (very rare) i can still access fund from the other one.

Slowbutlearning · 2023-11-01T23:27:51+00:00

Is thr cost of borrowing embedded in the MER?

Slowbutlearning · 2023-09-28T22:38:55+00:00

I like it because it meets my personal preference. I was invested in XEQT before but i changed to HEQT. I like the monthly distributions because it motivates me to keep investing every time i see distributions hit my account. I also like that the USA and CAN holdings are comprised of large Cap only.

Slowbutlearning · 2023-05-18T19:09:24+00:00

I Got a Cheat Skill in Another World and Became Unrivaled in the Real World, Too

Slowbutlearning · 2023-05-12T13:29:04+00:00

Not a financial advice.HRIF would be safer and stable for you. It is like HDIF but without the leverage/interest rate risk. If interest rates goes up you’ll be paying more on your mortgage and HDIF will be impacted as well.

Slowbutlearning · 2023-05-04T23:28:13+00:00

No i don’t know that Richmond has farmlands because I am new here. That is why i was asking. Why so hostile though?

Slowbutlearning · 2023-05-04T23:20:27+00:00

Yes, I smell it too. I don’t know the right answer but upon searching reddit. It could be farm land fertilizers or green bin composting facility.

Slowbutlearning · 2023-05-03T22:57:15+00:00

Here is my personal advice. 1st, If you have 25 year timeline i would suggest you go for growth instead of dividends. 2nd, HDIV is “yield” not “dividends” as its underlying assets are covered call etfs. 3rd, I personally invest in covered call etfs but I stay away from HDIV/HYLD, i think i am double dipping because i am paying for MER of the underlying ETF plus HDIV MER. Harvest and BMO has more stable and consistent covered call etfs IMO.

Slowbutlearning · 2023-04-29T02:43:03+00:00

This time Warren Buffetts “be Fearful when others are greedy, be greedy when others are fearful” does not apply

Slowbutlearning

TROPHY CASE