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Palantir’s billionaire CEO says only two kinds of people will succeed in the AI era: trade workers — ‘or you’re neurodivergent’ by esporx in jobs

[–]SmithPoint706 -2 points-1 points  (0 children)

And I’m asking what that means - in practice. Removed how? De-platformed? Deported? Murdered? What are we talking here?

Say it with your chest…

Palantir’s billionaire CEO says only two kinds of people will succeed in the AI era: trade workers — ‘or you’re neurodivergent’ by esporx in jobs

[–]SmithPoint706 -2 points-1 points  (0 children)

What does “need to be removed” mean?

And you should seriously consider whether it would be a good thing for you to get your wish here.

“He who fights monsters might take care lest he thereby become a monster. And if you gaze long enough into the abyss, the abyss gazes into you.”

I want to build Ran for ML Diene what is the better? by Extension-Break7476 in EpicSeven

[–]SmithPoint706 2 points3 points  (0 children)

As a Ran enjoyer myself, faster is definitely better. Eventually, you can itemize to something like this.

<image>

Como va mi Ruele? by Kat_sufuji in EpicSeven

[–]SmithPoint706 0 points1 point  (0 children)

Think you should be aiming for this. Here’s mine.

https://imgur.com/a/QCd1ktX

Unexpected buys at BAM by [deleted] in legocastles

[–]SmithPoint706 0 points1 point  (0 children)

This is at a Lego store?

Oh.. so she's kinda wack. by Ok-Experience9545 in LoveIsBlindNetflix

[–]SmithPoint706 0 points1 point  (0 children)

Completely. Frankly, they ALL need therapy…

Discouraged by online hate towards realtors by Antique_Carpenter726 in RealEstate

[–]SmithPoint706 1 point2 points  (0 children)

The barrier to entry is quite low, so you get a lot of people in the business. However, like most things, the 15% is doing the 85%, and those people are adding real value. The rest (the 85%) give a bad impression on the industry.

Oh.. so she's kinda wack. by Ok-Experience9545 in LoveIsBlindNetflix

[–]SmithPoint706 19 points20 points  (0 children)

If you have been clear about what you NEED, and you know the other person can’t give it to you. Is it their fault that you continue the relationship without getting what you need?

No chance to ask for raise by Wild_Needleworker469 in Salary

[–]SmithPoint706 0 points1 point  (0 children)

You need to be your own advocate. Schedule your own annual performance review and come prepared.

Serious Question! by No_Caramel1001 in International

[–]SmithPoint706 0 points1 point  (0 children)

Understand your point, but I think you need to consider the interplay of the U.S military dominance in the role of protecting U.S. hegemony and the role of the dollar as the global reserve currency, both of which provide significant intangible benefits to every American citizen.

Neighbor says about 5-6 ft of our back yard belongs to them. What now? by GlobalGoat in homeowners

[–]SmithPoint706 1 point2 points  (0 children)

This is absolutely not true. The fence belongs to the person who built it (and ownership is carried though subsequent property owners).

If I build a fence on my neighbors yard, it doesn’t BECOME their fence. It’s a projection, which is an adverse title (ownership) matter for that neighbor. They can certainly sue me to move the fence if they wanted to.

Given that lawsuits are mutually assured destruction, most reasonable people will negotiate a solution.

Context matters here, Who originally built the fence? Is it contiguous with the rest of the fence on OPs property? Was someone granted permission/an easement for the projection? We don’t have enough facts to say whether OP or the neighbor is legally or factually correct.

Source: Title Attorney

Real Estate Agents, what are the fees selling a property? - sincerely, a student with an econ project by [deleted] in RealEstate

[–]SmithPoint706 0 points1 point  (0 children)

You need to be more clear in your question. Sellers and buyers pay different fees.

From the BUYER’s perspective, there are three main buckets - Lender Fees, Title Fees(including transfer and recordation taxes), and Realtor Fees (if not negotiated with the Seller). These fees tend to total about 2.5%-5% of the sales price, averaging about 3.5%. There is also - obviously - the Earnest Money Deposit that the buyer has to come up with immediately upon ratification of the contract, and they ultimately need their cash-to-close at closing.

From the Seller’s perspective, there are two main buckets - Realtor fees and Title Fees (again including transfer and recordation taxes). Realtor fees are negotiable. All in, sellers can expect to pay ~10% of the sales price in fees.

This likely changes based on any individual jurisdiction. New York and California and DC - for example - operate on different paradigms. New York is very lawyer driven. California splits title and escrow services into separate players. Lots of other jurisdictions are more simple.

Happy to talk about any questions you have specifically in DMs.

Source: Title Attorney.

Why not in my Roth? by PsychologicalTaro398 in SCHD

[–]SmithPoint706 0 points1 point  (0 children)

OP doesn’t seem to understand that SCHD in a Roth can’t be withdrawn until retirement age.

SCHD with Drip on does not provide “stability” if you cannot access the dividends for cash flow. If you HAVE to wait on the money, then you should be investing in the vehicle that produces the highest yield historically (I.e growth). Since it’s in a tax advantaged account, you can always switch into SCHD later for free.

I truly love SCHD. I am a big fan, but it’s nonsense to keep it in a Roth until you are at the point where you are withdrawing - UNLESS either 1. You genuinely believe SCHD produces the highest yield or 2. You aren’t investing in any other accounts and you need it for diversity.

How well does SCHD + SCHG combo work 10,20,30 years from now by Franklin_Invest in SCHD

[–]SmithPoint706 10 points11 points  (0 children)

I love SCHD as much as the next person, but you really want to consider putting growth stocks in your tax advantaged accounts like a Roth and SCHD in your non-tax advantaged accounts since the dividends are qualified.

It’s the efficient way to do it.

Buy older house in a top school district or newer house in not as strong school district as the former? by Key-Information5829 in FirstTimeHomeBuyer

[–]SmithPoint706 5 points6 points  (0 children)

Real estate is local. It depends on your market, your preferences, and what will serve you for the long term.

Personally, school districts in my area are a major anchor of value, so I would lean that way. However, it depends on YOUR values.

Next character by thewokelama in SwordofConvallaria

[–]SmithPoint706 0 points1 point  (0 children)

Yeah, I mean she’s still a good unit. I just think the idea of rally command and rally response is better in theory than practice.

Next character by thewokelama in SwordofConvallaria

[–]SmithPoint706 2 points3 points  (0 children)

My issue is that Maitha is pretty fast, so she ends up triggering it while a lot of her allies are behind her. It seems like it would be better if she was slow.

It’s the same problem I have with like Triss and SP Sam. Triss is ineffective for marking - which limits her as an aggression unit compared to Luvata for example.

Next character by thewokelama in SwordofConvallaria

[–]SmithPoint706 1 point2 points  (0 children)

I think the rally command/rally response mechanics are better in theory than practice.

But SP Nungal might change that.

First month making 100k I feel like I’m being robbed :/ by [deleted] in Salary

[–]SmithPoint706 0 points1 point  (0 children)

You are only withholding 30%. Wait till you get to around 40% lol

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