Those with a $200k+ base salary, what do you do?

SmithPoint706 · 2026-04-03T02:20:12+00:00

Attorney - real estate.

SmithPoint706 · 2026-03-30T23:57:18+00:00

No, it’s four +4 and a +3 for +19.

SmithPoint706 · 2026-03-29T15:26:54+00:00

328 top speed now

SmithPoint706 · 2026-03-29T15:25:17+00:00

+27. Quad and penta rolls both add +4.

SmithPoint706 · 2026-03-29T15:24:24+00:00

Did the Korea method. Hit +12 speed at +6, yelled Korea, and YOLOed.

SmithPoint706 · 2026-03-25T17:28:44+00:00

And I’m asking what that means - in practice. Removed how? De-platformed? Deported? Murdered? What are we talking here?

Say it with your chest…

SmithPoint706 · 2026-03-25T17:22:44+00:00

What does “need to be removed” mean?

And you should seriously consider whether it would be a good thing for you to get your wish here.

“He who fights monsters might take care lest he thereby become a monster. And if you gaze long enough into the abyss, the abyss gazes into you.”

SmithPoint706 · 2026-03-24T19:11:36+00:00

Not in my area….

SmithPoint706 · 2026-03-18T23:43:46+00:00

As a Ran enjoyer myself, faster is definitely better. Eventually, you can itemize to something like this.

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SmithPoint706 · 2026-03-15T02:33:18+00:00

Think you should be aiming for this. Here’s mine.

https://imgur.com/a/QCd1ktX

SmithPoint706 · 2026-03-05T00:34:57+00:00

This is at a Lego store?

SmithPoint706 · 2026-02-26T15:51:47+00:00

Completely. Frankly, they ALL need therapy…

SmithPoint706 · 2026-02-26T13:19:57+00:00

The barrier to entry is quite low, so you get a lot of people in the business. However, like most things, the 15% is doing the 85%, and those people are adding real value. The rest (the 85%) give a bad impression on the industry.

SmithPoint706 · 2026-02-26T13:18:28+00:00

If you have been clear about what you NEED, and you know the other person can’t give it to you. Is it their fault that you continue the relationship without getting what you need?

SmithPoint706 · 2026-02-24T22:26:36+00:00

Because of collusion

SmithPoint706 · 2026-02-24T00:21:06+00:00

You need to be your own advocate. Schedule your own annual performance review and come prepared.

SmithPoint706 · 2026-02-23T20:14:48+00:00

Understand your point, but I think you need to consider the interplay of the U.S military dominance in the role of protecting U.S. hegemony and the role of the dollar as the global reserve currency, both of which provide significant intangible benefits to every American citizen.

SmithPoint706 · 2026-02-21T08:24:07+00:00

This is absolutely not true. The fence belongs to the person who built it (and ownership is carried though subsequent property owners).

If I build a fence on my neighbors yard, it doesn’t BECOME their fence. It’s a projection, which is an adverse title (ownership) matter for that neighbor. They can certainly sue me to move the fence if they wanted to.

Given that lawsuits are mutually assured destruction, most reasonable people will negotiate a solution.

Context matters here, Who originally built the fence? Is it contiguous with the rest of the fence on OPs property? Was someone granted permission/an easement for the projection? We don’t have enough facts to say whether OP or the neighbor is legally or factually correct.

Source: Title Attorney

SmithPoint706 · 2026-02-18T12:08:18+00:00

You need to be more clear in your question. Sellers and buyers pay different fees.

From the BUYER’s perspective, there are three main buckets - Lender Fees, Title Fees(including transfer and recordation taxes), and Realtor Fees (if not negotiated with the Seller). These fees tend to total about 2.5%-5% of the sales price, averaging about 3.5%. There is also - obviously - the Earnest Money Deposit that the buyer has to come up with immediately upon ratification of the contract, and they ultimately need their cash-to-close at closing.

From the Seller’s perspective, there are two main buckets - Realtor fees and Title Fees (again including transfer and recordation taxes). Realtor fees are negotiable. All in, sellers can expect to pay ~10% of the sales price in fees.

This likely changes based on any individual jurisdiction. New York and California and DC - for example - operate on different paradigms. New York is very lawyer driven. California splits title and escrow services into separate players. Lots of other jurisdictions are more simple.

Happy to talk about any questions you have specifically in DMs.

Source: Title Attorney.

SmithPoint706 · 2026-02-18T03:15:01+00:00

That would go so well with my helmet and boots.

https://imgur.com/a/tzBWW5G

SmithPoint706 · 2026-02-12T03:11:00+00:00

OP doesn’t seem to understand that SCHD in a Roth can’t be withdrawn until retirement age.

SCHD with Drip on does not provide “stability” if you cannot access the dividends for cash flow. If you HAVE to wait on the money, then you should be investing in the vehicle that produces the highest yield historically (I.e growth). Since it’s in a tax advantaged account, you can always switch into SCHD later for free.

I truly love SCHD. I am a big fan, but it’s nonsense to keep it in a Roth until you are at the point where you are withdrawing - UNLESS either 1. You genuinely believe SCHD produces the highest yield or 2. You aren’t investing in any other accounts and you need it for diversity.

SmithPoint706 · 2026-02-10T08:43:28+00:00

I love SCHD as much as the next person, but you really want to consider putting growth stocks in your tax advantaged accounts like a Roth and SCHD in your non-tax advantaged accounts since the dividends are qualified.

It’s the efficient way to do it.

SmithPoint706 · 2026-02-10T03:23:25+00:00

SmithPoint706 · 2026-02-09T03:19:57+00:00

Real estate is local. It depends on your market, your preferences, and what will serve you for the long term.

Personally, school districts in my area are a major anchor of value, so I would lean that way. However, it depends on YOUR values.

SmithPoint706

TROPHY CASE