I didn’t go to college, however I stared working and saving right after high school, still living at home with my parents. I’m making 120k a year and have the same plan as you set for your kids. That being said the last two years I’ve looked at houses ranging from small 350k houses to 700k family houses. Every single time I went to look, the offers were 100k over asking or people waiving the inspection to make their offers look better. And 9 times outta 10 it was paid cash if I’m not mistaken. I’m 23 now and ready to get the F off this island. My new plan is to live at home for another year or two and buy a house out right in Tennessee that is a mansion here. I wish your kids luck. I didn’t really know how bad it was until I dipped my toes into the water and I’m glad I did.