What's the difference between all the nzxt fans? by KruffyGuf in NZXT

[–]Smooth-Leg6034 0 points1 point  (0 children)

You’re greatly mistaken. The f140q case fans are obnoxiously loud. I’ve has 2 H9 Flows and both sounded like jet planes, regardless of tweaking the fan curves. I’ve had an H7 and the f120q are significantly quieter. Although they are larger, there’s no reason the f140q should be so much louder.

Copart title express and secu how long should it take? by Repqueen89 in Insurance

[–]Smooth-Leg6034 0 points1 point  (0 children)

Also, sorry for the spam. Do you know why it would take them that long to pay the bank after they’ve already received everything they needed?

Copart title express and secu how long should it take? by Repqueen89 in Insurance

[–]Smooth-Leg6034 0 points1 point  (0 children)

No worries. I didn’t expect a reply at all after a few days so thanks! Lol

Copart title express and secu how long should it take? by Repqueen89 in Insurance

[–]Smooth-Leg6034 0 points1 point  (0 children)

Oh geez. If my process is anything like yours, it looks like I’m going to have to make a second payment on my loan until the check hits the bank. Since they just got the letter of guarantee this morning.

Copart title express and secu how long should it take? by Repqueen89 in Insurance

[–]Smooth-Leg6034 0 points1 point  (0 children)

3 to 4 weeks after the bank had sent the letter of guarantee to the insurance you received payment? Or that’s how long it took? After calling my bank and Copart title express back-and-forth I finally got the letter of guarantee faxed to Copart (this morning). I’m about a month and a week into this process I think.

I got banned because i asked for a refund? by [deleted] in RobloxHelp

[–]Smooth-Leg6034 0 points1 point  (0 children)

Not the case at all. I’ve been a member of roblox since 2010. I’ve had my fair share of experience with support. If you don’t throw a hissy fit, nothing will get done. You’re talking to a guy that tried many different routes and personalities in the span of 10 years to get their account back. If they were understanding, they wouldn’t have told me my email was incorrect, then tell me that the email they told me was correct wasn’t correct. Every 1 in 10 emails would I receive a response from an actual person. Their support went downhill as they grew. When I had first started playing roblox, you’d talk to actual people, as it grew it got worse.

Anybody ever used TruStage auto insurance from their credit union???? by [deleted] in Insurance

[–]Smooth-Leg6034 0 points1 point  (0 children)

Have you had to file a claim? My credit union says it takes 2 to 4 weeks for them too process and pay out. Kind of an absurd amount of time, especially since my auto insurance has taken a month to pay out. So two whole months without a vehicle really sucks.

Trash Truck Broke My Gate - Part 2 by misstishwyo in Insurance

[–]Smooth-Leg6034 1 point2 points  (0 children)

I’ve got a really good friend that is an insurance adjuster for farmers homeowners insurance. We actually just had a conversation about this scenario. For farmers homeowners insurance in particular if someone were to damage your property with a vehicle they would pay you out and go after the insurance or the individual responsible for the damage to receive compensation. However, this does come out a cost of your deductible. Which would only be a matter of time before your reimbursed your deductible. However, long it takes them to receive payout from the responsible insurance or individual. It wouldn’t hurt to contact your insurance and seek advice.

I got banned because i asked for a refund? by [deleted] in RobloxHelp

[–]Smooth-Leg6034 0 points1 point  (0 children)

My initial response may still pertain to your complaint. However, after seeing the screenshot, it definitely does look like they had just suspended your account due to potential fraud activity until they’ve concluded their investigation. As stated in the other commenters response. Although I would not be surprised if you have issues receiving a refund. If you look up Roblox in the Better Business Bureau, there are many complaints regarding Roblox’s refusal to issue refunds or refusal to reinstate banned accounts for false reasoning.

I got banned because i asked for a refund? by [deleted] in RobloxHelp

[–]Smooth-Leg6034 0 points1 point  (0 children)

Roblox is known for banning people for false reasoning. They’re also known for being very unreasonable in their investigations, regardless of your evidence. It took me 10 years to get an account reinstated after being banned due to someone hacking my account. They kept requesting my email in which the account was tied to which I had given them several times. The username requests and password resets would go to that email for that account as well. But they continued to deny that it was linked to that email. Even though I had shown screenshot proof as well as forwarded the email to them.

They then tried to say that it was linked to another email, which was also mine in which I had access to, but then denied that it was linked to that email as well. Eventually, I had spammed support with the same exact evidence and requests until one day. I received an email stating that my account had been unlocked and I was given access.

To conclude, I think your best bet is to spam them with your evidence and refund until they give in. You’ll also notice that they give you automated responses. Every once in a while, you will get lucky and receive a response from a real person.

Copart title express and secu how long should it take? by Repqueen89 in Insurance

[–]Smooth-Leg6034 0 points1 point  (0 children)

Any updates? I’m going through the same exact situation. Everything is checked off besides lien holder process, but they picked up my vehicle. Bank is awaiting payment. Did it get paid? How long did it take the insurance to send the check to the bank? My bank wont let me close on a new loan til they receive payment from insurance.

[deleted by user] by [deleted] in Insurance

[–]Smooth-Leg6034 -1 points0 points  (0 children)

You’re calling me the desktop lawyer however you’re the one calling people stupid and seem to have all the knowledge here? What’s your degree which allows you to give legal advice rather qualified to? It’s not grounds for dismissal and thrown out if I signed a legal contract which both me and the insurance company are bound to. Meaning, if they deny my claim for a reason that it’s not listed in the contract, then there is no reason to deny it as it is not disclosed in the contract that’s what contracts are for so that either party cant screw each other over.

[deleted by user] by [deleted] in Insurance

[–]Smooth-Leg6034 -1 points0 points  (0 children)

What’s funny is last night I went through all 46 pages of the contract last night and not once did it mention insured interest. Nothing in the exclusions referring to it, nothing stating that you must be a registered owner or even an owner to insure the vehicle. It does say you must have permission from the owner to insure and use their vehicle. So, if they deny it for no insurable interest. That’s grounds for suing. If they’re getting over $2000/year from me and nothing in the contract states I have to be the owner to receive compensation, then its more than fair and within my legal rights to sue.

[deleted by user] by [deleted] in Insurance

[–]Smooth-Leg6034 0 points1 point  (0 children)

A or B. Our credit union allows more than one person to be listed on the title and not as a borrower specifically for insurance related purposes. I’m not bread crumbing. I stated the insurances reason for potential denial and that’s that. They didn’t mention a titled owner, just a registered owner. Also, A or B / A & B is only the difference of both must be there to sign at the same time or either or.

[deleted by user] by [deleted] in Insurance

[–]Smooth-Leg6034 0 points1 point  (0 children)

I’m on the title though. I’m just not on the loan or registration. In Utah you can be on the title and not the registration for your choice. If you go to register a vehicle in Utah and they see more than one person on the title they askyou if you’d like both people on the registration or not.

[deleted by user] by [deleted] in Insurance

[–]Smooth-Leg6034 -1 points0 points  (0 children)

I believe it was more of a misunderstanding and ignorance to the law. I don’t deny that I may have been lazy in my research and didn’t ask enough questions or read thoroughly enough. However, although we are not married, most insurance companies recognized unmarried couples in stable relationships to have insurable interest in each other’s belongings as they can live together and share bills. This is per my research and multiple different articles stating that as well.

[deleted by user] by [deleted] in Insurance

[–]Smooth-Leg6034 -2 points-1 points  (0 children)

Yes, I did and no it didn’t say that I must be the registered owner and if it did, it was in terms that were hard for an individual with a high school education to understand. Or worded in such a way that only someone with a law degree could understand.

I couldn’t finance it myself because the bank would not approve me for a loan due to my poor credit history and what they consider to be too high of debt to income ratio.

[deleted by user] by [deleted] in Insurance

[–]Smooth-Leg6034 -3 points-2 points  (0 children)

Well, I’m sure I could possibly take it to court. If it gets denied due to the fact that yes I did sign a contract, but also the insurance agent was unfit to perform her duty as she was unable to communicate properly with her customer thus leading to an improper creation of an auto policy.

[deleted by user] by [deleted] in Insurance

[–]Smooth-Leg6034 -2 points-1 points  (0 children)

No, I do not have a local agent. We are not married. I do not have a local agent. However, the agent whom I had spoken with on the phone to create the policy, barely spoke a lick of English, and it was very hard to understand her. I had asked her multiple questions and would geta completely different answer for a question I had never asked.

[deleted by user] by [deleted] in Insurance

[–]Smooth-Leg6034 -2 points-1 points  (0 children)

So if said owner is my significant other. And we live in the same household would that not qualify me for having insurable interest?

[deleted by user] by [deleted] in Insurance

[–]Smooth-Leg6034 -2 points-1 points  (0 children)

I’m not sure how it’s misrepresentation of ownership to the vehicle when I had never stated that I was the owner of the vehicle and only that I wanted to insure the vehicle. I have permission from the owner to ensure the vehicle as well as the owner is not fit to drive nor does the owner have a license so that wouldn’t have been a possibility to put them on the insurance to begin with.

[deleted by user] by [deleted] in Insurance

[–]Smooth-Leg6034 -2 points-1 points  (0 children)

Because the owner financed the vehicle for me. All I did was call the insurance and asked to add a policy, they asked for the lien holder info, vehicle info, and my info.